Cal-West National Bank in Moreno Valley, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 25, 1993

  • Cal-West National Bank in Moreno Valley, California (CA)
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Cal-West National Bank - Overview

  • General
  • FDIC Certificate #: 24204
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Overland Bank (#23996)
    Federal Reserve ID: 353863
    Date Established: December 06, 1982
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 16856
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: December 06, 1982
    Last Structure Change Effective Date: September 25, 1993
    Last Structure Change Process Date: October 13, 1993
    Last Data Update: October 13, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 24525 Alessandro Boulevard, Moreno Valley, CA 92337
    County: Riverside
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Orange
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Riverside-San Bernardino, CA (#6780)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Riverside-San Bernardino-Ontario, CA (#40140)
    CBSA Metro Statistical Area: Riverside-San Bernardino-Ontario, CA (#40140)
  • Financial Summary
  • Total assets: $22.7 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $26Total assets
  • $24,573Cash and due from depository institutions
  • $6,341Interest-bearing balances
  • $3,791Securities
  • $4,191Federal funds sold & reverse repurchase agreements
  • $800Net loans & leases
  • $12,110Loan loss allowance
  • $243Trading account assets
  • $0Bank premises and fixed assets
  • $389Other real estate owned
  • $295Goodwill and other intangibles
  • $447Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $24,573Total liabilities
  • $20,288Total deposits
  • $20,190Interest-bearing deposits
  • $17,351Deposits held in domestic offices
  • 20190.00%% insured (estimated)
  • $85Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $98Total equity capital
  • $98Total bank equity capital
  • $4,285Perpetual preferred stock
  • $0Common stock
  • $2,930Surplus
  • $2,343Undivided profits
  • Memoranda
  • $-988Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $296Income earned, not collected on loans
  • $64Earning assets
  • $20,892Long-term assets (5+ years)
  • $766Average Assets, year-to-date
  • $25,559Average Assets, quarterly
  • $24,753Volatile liabilities
  • $1,800Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $435Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,285Total risk weighted assets
  • $13,778Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,954Total interest expense
  • $639Net interest income
  • $1,315Provision for loan and lease losses
  • $102Total noninterest income
  • $637Fiduciary activities
  • $0Service charges on deposit accounts
  • $517Trading account gains & fees
  • $0Additional noninterest income
  • $120Total noninterest expense
  • $1,752Salaries and employee benefits
  • $909Premises and equipment expense
  • $278Additional noninterest expense
  • $565Pre-tax net operating income
  • $98Securities gains (losses)
  • $0Applicable income taxes
  • $28Income before extraordinary items
  • $70Extraordinary gains - net
  • $17Net income attributable to bank
  • $87Net charge-offs
  • $103Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.61%Cost of funding earning assets
  • 2.82%Net interest margin
  • 5.80%Noninterest income to earning assets
  • 2.81%Noninterest expense to earning assets
  • 7.72%Net operating income to assets
  • 0.27%Return on assets (ROA)
  • 0.34%Pretax return on assets
  • 0.45%Return on equity (ROE)
  • 2.05%Retained earnings to average equity (YTD only)
  • 2.05%Net charge-offs to loans
  • 0.76%Credit loss provision to net charge-offs
  • 99.03%Efficiency ratio
  • 89,754Assets per employee
  • 0.95%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.97%Loss allowance to noncurrent loans
  • 82.09%Noncurrent assets plus other real estate owned to assets
  • 2.41%Noncurrent loans to loans
  • 2.40%Net loans and leases to deposits
  • 59.98%Net loans and leases to core deposits
  • 65.85%Equity capital to assets
  • 17.44%Core capital (leverage) ratio
  • 18.24%Tier 1 risk-based capital ratio
  • 31.10%Total risk-based capital ratio
  • Memoranda
  • $32Average assets
  • $25,559Average earning assets
  • $4,253Average equity
  • $22,689Average loans

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