Caliber Bank in Phoenix, Arizona (AZ)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 21, 1993

  • Caliber Bank in Phoenix, Arizona (AZ)
  • Show street view No street view available for this location

Caliber Bank - Overview

  • General
  • FDIC Certificate #: 26203
    Status: Inactive
    Closing history: Absorption - Without Assistance
    Acquiring institution: Caliber Bank (#33793)
    Federal Reserve ID: 528166
    Date Established: April 15, 1985
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 50 (Interstate: No)
    FDIC's unique #: 32532
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 15, 1985
    Last Structure Change Effective Date: April 21, 1993
    Last Structure Change Process Date: April 22, 1993
    Last Data Update: April 22, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 3800 North Central Avenue, Phoenix, AZ 85012
    County: Maricopa
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Phoenix
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Phoenix-Mesa, AZ (#6200)
    Core Based Statistical Area (CBSA): Phoenix-Mesa-Glendale, AZ (#38060)
    CBSA Metro Statistical Area: Phoenix-Mesa-Glendale, AZ (#38060)
  • Financial Summary
  • Total assets: $1,696.1 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $600Total assets
  • $1,795,616Cash and due from depository institutions
  • $55,777Interest-bearing balances
  • $0Securities
  • $899,709Federal funds sold & reverse repurchase agreements
  • $586,959Net loans & leases
  • $220,295Loan loss allowance
  • $9,204Trading account assets
  • $0Bank premises and fixed assets
  • $16,237Other real estate owned
  • $4,311Goodwill and other intangibles
  • $12,328Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $1,795,616Total liabilities
  • $1,699,403Total deposits
  • $1,686,395Interest-bearing deposits
  • $1,588,000Deposits held in domestic offices
  • 1686395.00%% insured (estimated)
  • $94Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $6,272Subordinated debt
  • $0All other liabilities
  • $6,736Total equity capital
  • $6,736Total bank equity capital
  • $96,213Perpetual preferred stock
  • $0Common stock
  • $7,363Surplus
  • $103,241Undivided profits
  • Memoranda
  • $-14,391Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,532Income earned, not collected on loans
  • $961Earning assets
  • $1,706,963Long-term assets (5+ years)
  • $31,035Average Assets, year-to-date
  • $1,206,224Average Assets, quarterly
  • $1,808,600Volatile liabilities
  • $85,932Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $65,453Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $96,213Total risk weighted assets
  • $535,993Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $42,681Total interest expense
  • $39,789Net interest income
  • $2,892Provision for loan and lease losses
  • $513Total noninterest income
  • $3,207Fiduciary activities
  • $63Service charges on deposit accounts
  • $2,448Trading account gains & fees
  • $0Additional noninterest income
  • $696Total noninterest expense
  • $27,451Salaries and employee benefits
  • $11,569Premises and equipment expense
  • $5,456Additional noninterest expense
  • $10,426Pre-tax net operating income
  • -$21,865Securities gains (losses)
  • $0Applicable income taxes
  • -$7,474Income before extraordinary items
  • -$14,391Extraordinary gains - net
  • $0Net income attributable to bank
  • -$14,391Net charge-offs
  • $3,309Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 3.71%Cost of funding earning assets
  • 3.46%Net interest margin
  • 0.25%Noninterest income to earning assets
  • 0.28%Noninterest expense to earning assets
  • 2.39%Net operating income to assets
  • -1.19%Return on assets (ROA)
  • -1.19%Pretax return on assets
  • -1.81%Return on equity (ROE)
  • -23.79%Retained earnings to average equity (YTD only)
  • -23.79%Net charge-offs to loans
  • 1.49%Credit loss provision to net charge-offs
  • 15.50%Efficiency ratio
  • 450,090Assets per employee
  • 2.99%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.01%Loss allowance to noncurrent loans
  • 363.51%Noncurrent assets plus other real estate owned to assets
  • 0.38%Noncurrent loans to loans
  • 1.10%Net loans and leases to deposits
  • 13.06%Net loans and leases to core deposits
  • 13.71%Equity capital to assets
  • 5.36%Core capital (leverage) ratio
  • 5.39%Tier 1 risk-based capital ratio
  • 17.95%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $1,206,224Average earning assets
  • $60,486Average equity
  • $1,150,359Average loans

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