California Business Bank, National Association in San Jose, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 1994

  • California Business Bank, National Association in San Jose, California (CA)
  • Show street view No street view available for this location

California Business Bank, National Association - Overview

  • General
  • FDIC Certificate #: 23990
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: San Jose National Bank (#23881)
    Federal Reserve ID: 846767
    Date Established: August 02, 1982
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 16731
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: August 02, 1982
    Last Structure Change Effective Date: October 01, 1994
    Last Structure Change Process Date: October 13, 1994
    Last Data Update: October 31, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 95 South Market Street, San Jose, CA 95113
    County: Santa Clara
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): San Jose, CA (#7400)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Jose-Sunnyvale-Santa Clara, CA (#41940)
    CBSA Metro Statistical Area: San Jose-Sunnyvale-Santa Clara, CA (#41940)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $67.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $38Total assets
  • $70,536Cash and due from depository institutions
  • $5,063Interest-bearing balances
  • $473Securities
  • $9,691Federal funds sold & reverse repurchase agreements
  • $3,300Net loans & leases
  • $50,186Loan loss allowance
  • $771Trading account assets
  • $0Bank premises and fixed assets
  • $838Other real estate owned
  • $503Goodwill and other intangibles
  • $955Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $70,536Total liabilities
  • $63,505Total deposits
  • $62,891Interest-bearing deposits
  • $49,801Deposits held in domestic offices
  • 62891.00%% insured (estimated)
  • $81Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $614Total equity capital
  • $614Total bank equity capital
  • $7,031Perpetual preferred stock
  • $0Common stock
  • $4,000Surplus
  • $6,691Undivided profits
  • Memoranda
  • $-3,660Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,567Income earned, not collected on loans
  • $295Earning assets
  • $63,650Long-term assets (5+ years)
  • $6,981Average Assets, year-to-date
  • $68,718Average Assets, quarterly
  • $70,874Volatile liabilities
  • $4,986Insider loans
  • $342FHLB advances
  • $0Loans and leases held for sale
  • $795Unused loan commitments
  • $14,106Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $7,031Total risk weighted assets
  • $57,532Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $5,053Total interest expense
  • $1,527Net interest income
  • $3,526Provision for loan and lease losses
  • $310Total noninterest income
  • $1,135Fiduciary activities
  • $0Service charges on deposit accounts
  • $229Trading account gains & fees
  • $0Additional noninterest income
  • $906Total noninterest expense
  • $3,568Salaries and employee benefits
  • $1,825Premises and equipment expense
  • $542Additional noninterest expense
  • $1,201Pre-tax net operating income
  • $783Securities gains (losses)
  • $63Applicable income taxes
  • $46Income before extraordinary items
  • $800Extraordinary gains - net
  • $0Net income attributable to bank
  • $800Net charge-offs
  • $295Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.13%Cost of funding earning assets
  • 2.46%Net interest margin
  • 5.68%Noninterest income to earning assets
  • 1.83%Noninterest expense to earning assets
  • 5.74%Net operating income to assets
  • 1.08%Return on assets (ROA)
  • 1.16%Pretax return on assets
  • 1.23%Return on equity (ROE)
  • 12.10%Retained earnings to average equity (YTD only)
  • 12.10%Net charge-offs to loans
  • 0.60%Credit loss provision to net charge-offs
  • 105.08%Efficiency ratio
  • 76,550Assets per employee
  • 1.86%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.51%Loss allowance to noncurrent loans
  • 49.20%Noncurrent assets plus other real estate owned to assets
  • 2.98%Noncurrent loans to loans
  • 3.08%Net loans and leases to deposits
  • 79.80%Net loans and leases to core deposits
  • 86.67%Equity capital to assets
  • 9.97%Core capital (leverage) ratio
  • 9.95%Tier 1 risk-based capital ratio
  • 12.22%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $68,718Average earning assets
  • $6,611Average equity
  • $62,128Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with California Business Bank, National Association.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents