California Republic Bank in Newport Beach, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • California Republic Bank in Newport Beach, California (CA)
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California Republic Bank - Overview

  • General
  • FDIC Certificate #: 58663
    Status: Active
    Federal Reserve ID: 3669930
    Bank Holding Company (Regulatory Top Holder): California Republic Bancorp (RSSDID: 4346751, Location: Newport Beach, CA)
    Date Established: December 05, 2007
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 462075
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: December 05, 2007
    Last Structure Change Effective Date: July 01, 2011
    Last Structure Change Process Date: August 22, 2011
    Last Data Update: August 22, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 1400 Newport Center Drive, Suite 150, Newport Beach, CA 92660
    County: Orange
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Orange
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Orange County, CA (#5945)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Santa Ana-Anaheim-Irvine, CA (#42044)
  • History of Changes
  • Change in Primary Regulatory Agency
    Change in Supervisory Agency
    Institution Becomes a Member of FRS (Federal Reserve System)
  • Financial Summary
  • Total assets: $405.6 mil
    Equity capital: $47.6 mil
    Deposits held in domestic offices: $341.4 mil
    Return on assets (ROA): -0.51% (-$2.1 mil)
    Quarterly return on assets: -1.26% (-$5.1 mil)
    Return on Equity (ROE): -3.75% (-$1.8 mil)
    Quarterly return on equity: -10.22% (-$4.9 mil)
    Net income: -$1.8 mil
    Quarterly Net income: -$1.2 mil
    Pretax return on assets: -0.51% (-$2,068.4 mil)
    Quarterly Pretax return on assets: -1.26% (-$5,110.3 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 77Total employees (full-time equivalent)
  • $405,577Total assets
  • $116,593Cash and due from depository institutions
  • $114,997Interest-bearing balances
  • $633Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $281,598Net loans & leases
  • $4,776Loan loss allowance
  • $0Trading account assets
  • $1,116Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $405,577Life insurance assets
  • $5,637All other assets
  • $357,970Total liabilities and capital
  • $341,373Total liabilities
  • $202,419Total deposits
  • $341,373Interest-bearing deposits
  • $60Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $15,000Trading liabilities
  • $0Other borrowed funds
  • $1,597Subordinated debt
  • $47,607All other liabilities
  • $47,607Total equity capital
  • $47,607Total bank equity capital
  • $0Perpetual preferred stock
  • $51,876Common stock
  • $2,959Surplus
  • $-7,228Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $925Long-term assets (5+ years)
  • $397,228Average Assets, year-to-date
  • $37,010Average Assets, quarterly
  • $354,254Volatile liabilities
  • $387,856Insider loans
  • $320,686FHLB advances
  • $388,906Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $47,607Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $118,385Restructured Loans and leases
  • $8,940Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $12,570Total interest income
  • $1,401Total interest expense
  • $11,169Net interest income
  • $1,993Provision for loan and lease losses
  • $246Total noninterest income
  • $0Fiduciary activities
  • $56Service charges on deposit accounts
  • $0Trading account gains & fees
  • $190Additional noninterest income
  • $11,238Total noninterest expense
  • $6,920Salaries and employee benefits
  • $969Premises and equipment expense
  • $3,349Additional noninterest expense
  • -$1,816Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$1,816Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,816Net income attributable to bank
  • $0Net charge-offs
  • -$1,816Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.61%Yield on earning assets
  • 0.40%Cost of funding earning assets
  • 3.21%Net interest margin
  • 0.07%Noninterest income to earning assets
  • 3.23%Noninterest expense to earning assets
  • -0.51%Net operating income to assets
  • -0.51%Return on assets (ROA)
  • -0.51%Pretax return on assets
  • -3.75%Return on equity (ROE)
  • -3.75%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 98,449Assets per employee
  • 5.27%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.67%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 82.49%Net loans and leases to core deposits
  • 82.85%Equity capital to assets
  • 11.74%Core capital (leverage) ratio
  • 12.24%Tier 1 risk-based capital ratio
  • 14.85%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $354,254Average earning assets
  • $48,371Average equity
  • $347,896Average loans

List of branches

  • 2 California Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0462075California Republic Bank1400 Newport Center Drive, Suite 150, Newport Beach, CA 92660December 05, 2007Full Service Brick and Mortar
    1491922Beverly Hills Branch100 N Crescent Dr, Beverly Hills, CA 90210January 01, 2009Full Service Brick and Mortar

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