Campbell County Bank, Inc. in Herreid, South Dakota (SD)



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Campbell County Bank, Inc. routing number info

Table of contents:
Campbell County Bank, Inc.
GeneralFDIC Certificate #: 16161
Status: Active
Federal Reserve ID: 293651
Date Established: June 13, 1944
WWW: http://www.ccbank.org
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 15594
FDIC's unique #: 10371
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: June 13, 1944
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 110 North Main St., Herreid, SD 57632
County: Campbell
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Sioux Falls
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of ChangesChange in Location
Merge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $102.1 mil
Equity capital: $12.9 mil
Deposits held in domestic offices: $80.3 mil
Return on assets (ROA): 1.69% ($1.7 mil)
Quarterly return on assets: 1.66% ($1.7 mil)
Return on Equity (ROE): 13.59% ($1.8 mil)
Quarterly return on equity: 12.99% ($1.7 mil)
Net income: $1.6 mil
Quarterly Net income: $0.4 mil
Pretax return on assets: 1.74% ($1,777.4 mil)
Quarterly Pretax return on assets: 1.67% ($1,705.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)15
Total assets$102,147
Cash and due from depository institutions$3,723
Interest-bearing balances$1,307
Securities$40,360
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$52,397
Loan loss allowance $820
Trading account assets$0
Bank premises and fixed assets$856
Other real estate owned$196
Goodwill and other intangibles$0
All other assets$4,615
Life insurance assets$102,147
Total liabilities and capital$89,227
Total liabilities$80,270
Total deposits$64,051
Interest-bearing deposits$80,270
Deposits held in domestic offices$73
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$8,000
Other borrowed funds $0
Subordinated debt $957
All other liabilities $12,920
Total equity capital$12,920
Total bank equity capital$12,920
Perpetual preferred stock$0
Common stock$100
Surplus$5,000
Undivided profits $7,820
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $306
Earning assets $0
Long-term assets (5+ years) $1,274
Average Assets, year-to-date $94,064
Average Assets, quarterly $40,233
Volatile liabilities $96,555
Insider loans $100,432
FHLB advances $67,552
Loans and leases held for sale $97,892
Unused loan commitments $2,579
Tier 1 (core) risk-based capital $2,249
Tier 2 risk-based capital $11,715
Total risk weighted assets $0
Total unused commitments $330
Restructured Loans and leases $40,325
Derivatives$1,324
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $4,328
Total interest expense $771
Net interest income $3,557
Provision for loan and lease losses $0
Total noninterest income $51
Fiduciary activities $0
Service charges on deposit accounts $85
Trading account gains & fees $0
Additional noninterest income -$34
Total noninterest expense $2,047
Salaries and employee benefits $1,358
Premises and equipment expense $180
Additional noninterest expense $509
Pre-tax net operating income $1,561
Securities gains (losses) $121
Applicable income taxes $52
Income before extraordinary items $1,630
Extraordinary gains - net $0
Net income attributable to bank $1,630
Net charge-offs $0
Cash dividends $1,630
Sale, conversion, retirement of capital stock, net -$16
Net operating income $800
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.87%
Cost of funding earning assets 0.87%
Net interest margin 4.00%
Noninterest income to earning assets 0.06%
Noninterest expense to earning assets 2.30%
Net operating income to assets 1.57%
Return on assets (ROA) 1.69%
Pretax return on assets 1.74%
Return on equity (ROE) 13.59%
Retained earnings to average equity (YTD only) 6.92%
Net charge-offs to loans -0.03%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio0.00%
Assets per employee$56,735
Cash dividends to net income (YTD only)6.81%
Condition Ratios (%)
Loss allowance to loans 49.08%
Loss allowance to noncurrent loans 1.54%
Noncurrent assets plus other real estate owned to assets 267.97%
Noncurrent loans to loans 0.49%
Net loans and leases to deposits0.58%
Net loans and leases to core deposits 65.28%
Equity capital to assets 93.12%
Core capital (leverage) ratio 12.65%
Tier 1 risk-based capital ratio 11.97%
Total risk-based capital ratio 17.34%
Memoranda
Average assets$19
Average earning assets$96,555
Average equity $11,995
Average loans $88,901
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2 South Dakota Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
010371Campbell County Bank, Inc.110 North Main St., Herreid, SD 57632June 13, 1944Full Service Brick and Mortar
1237545Pollock BranchMain Street, Pollock, SD 57648July 29, 1960Full Service Brick and Mortar
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