Capital Bank in Albuquerque, New Mexico (NM)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 18, 2000

  • Capital Bank in Albuquerque, New Mexico (NM)
  • Show street view No street view available for this location

Capital Bank - Overview

  • General
  • FDIC Certificate #: 34714
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Wells Fargo Bank New Mexico, National Association (#2252)
    Federal Reserve ID: 2650913
    Date Established: October 07, 1998
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 61318
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 07, 1998
    Last Structure Change Effective Date: March 18, 2000
    Last Structure Change Process Date: May 04, 2000
    Last Data Update: May 04, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 4700 Montgomery Boulevard, N.E., Albuquerque, NM 87109
    County: Bernalillo
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Albuquerque
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Albuquerque, NM (#200)
    Core Based Statistical Area (CBSA): Albuquerque, NM (#10740)
    CBSA Metro Statistical Area: Albuquerque, NM (#10740)
  • Financial Summary
  • Total assets: $22.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $22,686Total assets
  • $1,965Cash and due from depository institutions
  • $0Interest-bearing balances
  • $2,339Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $15,647Net loans & leases
  • $260Loan loss allowance
  • $0Trading account assets
  • $2,483Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $252All other assets
  • $22,686Total liabilities and capital
  • $13,295Total liabilities
  • $9,991Total deposits
  • $7,549Interest-bearing deposits
  • $9,991Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $3,229Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $75All other liabilities
  • $9,391Total equity capital
  • $9,391Total bank equity capital
  • $9,391Perpetual preferred stock
  • $0Common stock
  • $5,000Surplus
  • $5,000Undivided profits
  • Memoranda
  • $-609Noncurrent loans and leases
  • $6,166Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $98Average Assets, year-to-date
  • $17,986Average Assets, quarterly
  • $1,271Volatile liabilities
  • $20,939Insider loans
  • $23,768FHLB advances
  • $4,648Loans and leases held for sale
  • $381Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $6,166Total unused commitments
  • $0Restructured Loans and leases
  • $260Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $1,466Total interest income
  • $369Total interest expense
  • $1,097Net interest income
  • $240Provision for loan and lease losses
  • $51Total noninterest income
  • $0Fiduciary activities
  • $23Service charges on deposit accounts
  • $0Trading account gains & fees
  • $28Additional noninterest income
  • $1,512Total noninterest expense
  • $885Salaries and employee benefits
  • $187Premises and equipment expense
  • $440Additional noninterest expense
  • -$604Pre-tax net operating income
  • $0Securities gains (losses)
  • -$247Applicable income taxes
  • -$357Income before extraordinary items
  • $0Extraordinary gains - net
  • -$357Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.57%Yield on earning assets
  • 2.16%Cost of funding earning assets
  • 6.41%Net interest margin
  • 0.30%Noninterest income to earning assets
  • 8.84%Noninterest expense to earning assets
  • -1.70%Net operating income to assets
  • -1.70%Return on assets (ROA)
  • -2.88%Pretax return on assets
  • -3.75%Return on equity (ROE)
  • -3.75%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 131,707Assets per employee
  • 2.27%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.63%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 156.61%Net loans and leases to core deposits
  • 182.54%Equity capital to assets
  • 41.40%Core capital (leverage) ratio
  • 39.12%Tier 1 risk-based capital ratio
  • 42.42%Total risk-based capital ratio
  • Memoranda
  • $44Average assets
  • $20,939Average earning assets
  • $9,530Average equity
  • $17,105Average loans

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