Capital Bank, National Association in Rockville, Maryland (MD)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 19, 1998

  • Capital Bank, National Association in Rockville, Maryland (MD)
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Capital Bank, National Association - Overview

  • General
  • FDIC Certificate #: 21632
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: FCNB Bank (#4843)
    Federal Reserve ID: 443223
    Date Established: June 18, 1974
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Interstate: No)
    FDIC's unique #: 14966
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: June 18, 1974
    Last Structure Change Effective Date: November 19, 1998
    Last Structure Change Process Date: Febuary 12, 1999
    Last Data Update: Febuary 12, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 1 Church Street, Suite 400, Rockville, MD 20850
    County: Montgomery
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Baltimore
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Washington, DC-MD-VA-WV (#8840)
    Consolidated Metropolitan Statistical Area (CMSA): Washington-Baltimore, DC-MD-VA-WV (#97)
    Combined Statistical Area (CSA): Washington-Baltimore-Northern Virginia, DC-MD-VA-WV (#548)
    Core Based Statistical Area (CBSA): Washington-Arlington-Alexandria, DC-VA-MD-WV (#47900)
    CBSA Metro Statistical Area: Washington-Arlington-Alexandria, DC-VA-MD-WV (#47900)
    Core Based Statistical Division: Bethesda-Rockville-Frederick, MD (#13644)
  • Financial Summary
  • Total assets: $172.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 46Total employees (full-time equivalent)
  • $161,298Total assets
  • $4,516Cash and due from depository institutions
  • $0Interest-bearing balances
  • $27,943Securities
  • $26,800Federal funds sold & reverse repurchase agreements
  • $99,475Net loans & leases
  • $988Loan loss allowance
  • $0Trading account assets
  • $1,312Bank premises and fixed assets
  • $105Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,147All other assets
  • $161,298Total liabilities and capital
  • $150,607Total liabilities
  • $129,134Total deposits
  • $104,231Interest-bearing deposits
  • $129,134Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $19,664Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,090Other borrowed funds
  • $0Subordinated debt
  • $719All other liabilities
  • $10,691Total equity capital
  • $10,691Total bank equity capital
  • $10,691Perpetual preferred stock
  • $0Common stock
  • $5,840Surplus
  • $2,760Undivided profits
  • Memoranda
  • $2,091Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,066Earning assets
  • $0Long-term assets (5+ years)
  • $586Average Assets, year-to-date
  • $154,218Average Assets, quarterly
  • $1,564Volatile liabilities
  • $141,524Insider loans
  • $154,070FHLB advances
  • $49,405Loans and leases held for sale
  • $1,999Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $16,588Total unused commitments
  • $0Restructured Loans and leases
  • $107,336Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $11,436Total interest income
  • $4,709Total interest expense
  • $6,727Net interest income
  • $195Provision for loan and lease losses
  • $845Total noninterest income
  • $0Fiduciary activities
  • $548Service charges on deposit accounts
  • $0Trading account gains & fees
  • $297Additional noninterest income
  • $5,345Total noninterest expense
  • $2,447Salaries and employee benefits
  • $1,096Premises and equipment expense
  • $1,802Additional noninterest expense
  • $2,032Pre-tax net operating income
  • $2Securities gains (losses)
  • $811Applicable income taxes
  • $1,223Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,223Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $81Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.62%Yield on earning assets
  • 3.55%Cost of funding earning assets
  • 5.07%Net interest margin
  • 0.64%Noninterest income to earning assets
  • 4.03%Noninterest expense to earning assets
  • 0.86%Net operating income to assets
  • 0.86%Return on assets (ROA)
  • 1.44%Pretax return on assets
  • 12.17%Return on equity (ROE)
  • 12.17%Retained earnings to average equity (YTD only)
  • 0.09%Net charge-offs to loans
  • 240.74%Credit loss provision to net charge-offs
  • 27.49%Efficiency ratio
  • 70,589Assets per employee
  • 3.51%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.98%Loss allowance to noncurrent loans
  • 92.68%Noncurrent assets plus other real estate owned to assets
  • 0.73%Noncurrent loans to loans
  • 1.06%Net loans and leases to deposits
  • 77.03%Net loans and leases to core deposits
  • 99.00%Equity capital to assets
  • 6.63%Core capital (leverage) ratio
  • 6.97%Tier 1 risk-based capital ratio
  • 9.93%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $141,524Average earning assets
  • $10,051Average equity
  • $132,703Average loans

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