Capital City Bank in South Salt Lake, Utah (UT)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 02, 1994

  • Capital City Bank in South Salt Lake, Utah (UT)
  • Show street view No street view available for this location

Capital City Bank - Overview

  • General
  • FDIC Certificate #: 22455
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, Utah, National Association (#16703)
    Federal Reserve ID: 557175
    Date Established: April 27, 1977
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 7 (Interstate: No)
    OTS Docket #: 8981
    FDIC's unique #: 15652
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 27, 1977
    Last Structure Change Effective Date: May 02, 1994
    Last Structure Change Process Date: May 16, 1994
    Last Data Update: May 16, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 2200 South State Street, South Salt Lake, UT 84115
    County: Salt Lake
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Salt Lake City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Salt Lake City-Ogden, UT (#7160)
    Combined Statistical Area (CSA): Salt Lake City-Ogden-Clearfield, UT (#482)
    Core Based Statistical Area (CBSA): Salt Lake City, UT (#41620)
    CBSA Metro Statistical Area: Salt Lake City, UT (#41620)
  • Financial Summary
  • Total assets: $111.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $88Total assets
  • $117,159Cash and due from depository institutions
  • $8,931Interest-bearing balances
  • $347Securities
  • $38,817Federal funds sold & reverse repurchase agreements
  • $5,500Net loans & leases
  • $60,883Loan loss allowance
  • $1,125Trading account assets
  • $0Bank premises and fixed assets
  • $1,370Other real estate owned
  • $0Goodwill and other intangibles
  • $1,658Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $117,159Total liabilities
  • $108,517Total deposits
  • $101,007Interest-bearing deposits
  • $55,348Deposits held in domestic offices
  • 101007.00%% insured (estimated)
  • $69Federal funds purchased & repurchase agreements
  • $6,065Trading liabilities
  • $0Other borrowed funds
  • $718Subordinated debt
  • $0All other liabilities
  • $727Total equity capital
  • $727Total bank equity capital
  • $8,642Perpetual preferred stock
  • $1,200Common stock
  • $1,328Surplus
  • $2,523Undivided profits
  • Memoranda
  • $3,591Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,186Income earned, not collected on loans
  • $378Earning assets
  • $105,547Long-term assets (5+ years)
  • $10,254Average Assets, year-to-date
  • $118,739Average Assets, quarterly
  • $119,487Volatile liabilities
  • $7,896Insider loans
  • $408FHLB advances
  • $0Loans and leases held for sale
  • $2,420Unused loan commitments
  • $21,127Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $8,642Total risk weighted assets
  • $66,092Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $9,154Total interest expense
  • $1,972Net interest income
  • $7,182Provision for loan and lease losses
  • $650Total noninterest income
  • $1,787Fiduciary activities
  • $0Service charges on deposit accounts
  • $992Trading account gains & fees
  • $0Additional noninterest income
  • $795Total noninterest expense
  • $6,342Salaries and employee benefits
  • $3,404Premises and equipment expense
  • $1,246Additional noninterest expense
  • $1,692Pre-tax net operating income
  • $1,977Securities gains (losses)
  • $50Applicable income taxes
  • $742Income before extraordinary items
  • $1,285Extraordinary gains - net
  • -$60Net income attributable to bank
  • $1,225Net charge-offs
  • $526Cash dividends
  • $615Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.65%Cost of funding earning assets
  • 1.86%Net interest margin
  • 6.79%Noninterest income to earning assets
  • 1.69%Noninterest expense to earning assets
  • 5.99%Net operating income to assets
  • 1.06%Return on assets (ROA)
  • 1.03%Pretax return on assets
  • 1.66%Return on equity (ROE)
  • 14.40%Retained earnings to average equity (YTD only)
  • 7.17%Net charge-offs to loans
  • 0.92%Credit loss provision to net charge-offs
  • 123.57%Efficiency ratio
  • 70,710Assets per employee
  • 1.33%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 50.20%Loss allowance to loans
  • 1.81%Loss allowance to noncurrent loans
  • 94.86%Noncurrent assets plus other real estate owned to assets
  • 1.01%Noncurrent loans to loans
  • 1.91%Net loans and leases to deposits
  • 60.28%Net loans and leases to core deposits
  • 60.95%Equity capital to assets
  • 7.38%Core capital (leverage) ratio
  • 7.56%Tier 1 risk-based capital ratio
  • 13.08%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $118,739Average earning assets
  • $8,504Average equity
  • $105,843Average loans

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