CapitalSource Bank in Los Angeles, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

CapitalSource Bank - Overview

  • General
  • FDIC Certificate #: 58878
    Status: Active
    Federal Reserve ID: 3806100
    Date Established: July 25, 2008
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 24 (Domestic: 24, Interstate: No)
    FDIC's unique #: 473869
    Numeric code: 23
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: July 25, 2008
    Last Structure Change Effective Date: Febuary 05, 2009
    Last Structure Change Process Date: Febuary 05, 2009
    Last Data Update: Febuary 05, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 633 West Fifth Street, Los Angeles, CA 90071
    County: Los Angeles
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Los Angeles (North)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
  • Financial Summary
  • Total assets: $6,783.6 mil
    Equity capital: $1,050.3 mil
    Deposits held in domestic offices: $5,125.0 mil
    Return on assets (ROA): 1.76% ($119.4 mil)
    Quarterly return on assets: 1.64% ($111.3 mil)
    Return on Equity (ROE): 11.36% ($119.3 mil)
    Quarterly return on equity: 10.52% ($110.5 mil)
    Net income: $112.6 mil
    Quarterly Net income: $27.3 mil
    Pretax return on assets: 2.66% ($180,443.7 mil)
    Quarterly Pretax return on assets: 2.81% ($190,619.1 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 331Total employees (full-time equivalent)
  • $6,783,598Total assets
  • $277,459Cash and due from depository institutions
  • $179,203Interest-bearing balances
  • $1,310,822Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $4,769,766Net loans & leases
  • $94,650Loan loss allowance
  • $0Trading account assets
  • $93,145Bank premises and fixed assets
  • $5,901Other real estate owned
  • $173,135Goodwill and other intangibles
  • $6,783,598Life insurance assets
  • $153,370All other assets
  • $5,733,295Total liabilities and capital
  • $5,124,995Total liabilities
  • $5,120,229Total deposits
  • $5,124,995Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $550,000Trading liabilities
  • $0Other borrowed funds
  • $58,300Subordinated debt
  • $1,050,303All other liabilities
  • $1,050,303Total equity capital
  • $1,050,303Total bank equity capital
  • $0Perpetual preferred stock
  • $921,000Common stock
  • $28,632Surplus
  • $100,671Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $129,946Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $118,388Income earned, not collected on loans
  • $0Earning assets
  • $16,610Long-term assets (5+ years)
  • $6,259,791Average Assets, year-to-date
  • $1,516,875Average Assets, quarterly
  • $6,403,621Volatile liabilities
  • $6,665,659Insider loans
  • $5,428,562FHLB advances
  • $6,451,178Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $877,746Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $852,002Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $381,354Total interest income
  • $62,801Total interest expense
  • $318,553Net interest income
  • $27,539Provision for loan and lease losses
  • $17,398Total noninterest income
  • $0Fiduciary activities
  • $203Service charges on deposit accounts
  • $0Trading account gains & fees
  • $17,195Additional noninterest income
  • $142,516Total noninterest expense
  • $50,040Salaries and employee benefits
  • $12,364Premises and equipment expense
  • $80,112Additional noninterest expense
  • $165,896Pre-tax net operating income
  • $4,713Securities gains (losses)
  • $57,995Applicable income taxes
  • $112,614Income before extraordinary items
  • $0Extraordinary gains - net
  • $112,614Net income attributable to bank
  • $0Net charge-offs
  • $112,614Cash dividends
  • $57,767Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.46%Yield on earning assets
  • 1.06%Cost of funding earning assets
  • 5.39%Net interest margin
  • 0.29%Noninterest income to earning assets
  • 2.41%Noninterest expense to earning assets
  • 1.71%Net operating income to assets
  • 1.76%Return on assets (ROA)
  • 2.66%Pretax return on assets
  • 11.36%Return on equity (ROE)
  • 11.36%Retained earnings to average equity (YTD only)
  • 1.36%Net charge-offs to loans
  • 47.67%Credit loss provision to net charge-offs
  • 3.35%Efficiency ratio
  • 42,416Assets per employee
  • 20.49%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.95%Loss allowance to noncurrent loans
  • 79.95%Noncurrent assets plus other real estate owned to assets
  • 1.83%Noncurrent loans to loans
  • 2.43%Net loans and leases to deposits
  • 93.07%Net loans and leases to core deposits
  • 100.49%Equity capital to assets
  • 15.48%Core capital (leverage) ratio
  • 13.61%Tier 1 risk-based capital ratio
  • 16.17%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $6,403,621Average earning assets
  • $991,005Average equity
  • $5,907,482Average loans

List of branches

  • 24 California Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0473869Capitalsource Bank633 West Fifth Street, Los Angeles, CA 90071July 25, 2008Full Service Brick and Mortar
    1291830Bakersfield Branch1811 Oak St 160, Bakersfield, CA 93301April 01, 1962Full Service Brick and Mortar
    2291831Visalia Branch101 East Main Street, Visalia, CA 93291July 19, 1962Full Service Brick and Mortar
    3291832Hanford Branch512 North Irwin Street, Hanford, CA 93230August 01, 1962Full Service Brick and Mortar
    4291837Fresno Branch776 East Shaw Avenue Ste 101, Fresno, CA 93710May 07, 1972Full Service Brick and Mortar
    5291838Northridge Branch10240 Reseda Boulevard, Northridge, CA 91324Febuary 04, 1974Full Service Brick and Mortar
    6291839Redlands Branch128 East State Street, Redlands, CA 92373June 23, 1976Full Service Brick and Mortar
    7258108West Los Angeles Branch12424 Wilshire Boulevard, Suite 100, Los Angeles, CA 90025January 15, 1996Full Service Brick and Mortar
    8258110Tustin Branch18231 Irvine Boulevard, Suite 110, Tustin, CA 92780July 07, 1997Full Service Brick and Mortar
    9258111Torrance Branch3440 W Carson Street, Torrance, CA 90503April 30, 1997Full Service Brick and Mortar
    10258112Long Beach Branch401 East Ocean Boulevard, Suite 100, Long Beach, CA 90802December 02, 1998Full Service Brick and Mortar
    11258113Westlake Village Branch5794 Lindero Canyon Road, Suite C, Westlake Village, CA 91362April 01, 1999Full Service Brick and Mortar
    12258114Whittier Branch15111 Whittier Boulevard, Suite 101, Whittier, CA 90603October 05, 1998Full Service Brick and Mortar
    13258116Huntington Beach Branch7146 Edinger Avenue, Huntington Beach, CA 92647June 18, 1999Full Service Brick and Mortar
    14258117Beverly Hills Branch9301 Wilshire Boulevard Suite 100, Beverly Hills, CA 90210August 23, 1999Full Service Brick and Mortar
    15294988Studio City Branch10933 Ventura Boulevard, Studio City, CA 91604Febuary 22, 2000Full Service Brick and Mortar
    16430785Newport Beach Branch1165 Newport Center Drive, Newport Beach, CA 92660August 13, 2004Full Service Brick and Mortar
    17432648Woodland Hills Branch20640 Ventura Boulevard, Woodland Hills, CA 91364September 23, 2004Full Service Brick and Mortar
    18442609Laguna Hills Branch24181 Ronda Del Rossmoor, Laguna Hills, CA 92653July 18, 2005Full Service Brick and Mortar
    19453760Brea Branch975 E Birch Street, Brea, CA 92821Febuary 01, 2005Full Service Brick and Mortar
    21466616Arcadia Branch7 N Fifth Avenue, Arcadia, CA 91006November 06, 2006Full Service Brick and Mortar
    22493489Pasadena Branch300 N Lake Avenue Ste 150, Pasadena, CA 91101January 14, 2009Full Service Brick and Mortar
    23493490Home Banking130 S State College Blvd, Brea, CA 92821April 06, 2009Full Service Cyber
    24510628Brea Corporate Services Branch130 S State College, Brea, CA 92821August 13, 2009Limited Service Facility

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