CapitolBank Sacramento in Sacramento, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 10, 1995

  • CapitolBank Sacramento in Sacramento, California (CA)
  • Show street view No street view available for this location

CapitolBank Sacramento - Overview

  • General
  • FDIC Certificate #: 22260
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Westamerica Bank (#3430)
    Federal Reserve ID: 245360
    Date Established: April 22, 1976
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 15473
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 22, 1976
    Last Structure Change Effective Date: June 10, 1995
    Last Structure Change Process Date: June 29, 1995
    Last Data Update: June 29, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 300 Capitol Mall, Sacramento, CA 95814
    County: Sacramento
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Sacramento
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Sacramento, CA (#6920)
    Consolidated Metropolitan Statistical Area (CMSA): Sacramento-Yolo, CA (#82)
    Combined Statistical Area (CSA): Sacramento-Arden-Arcade-Yuba City, CA-NV (#472)
    Core Based Statistical Area (CBSA): Sacramento-Arden-Arcade-Roseville, CA (#40900)
    CBSA Metro Statistical Area: Sacramento-Arden-Arcade-Roseville, CA (#40900)
  • Financial Summary
  • Total assets: $127.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $80Total assets
  • $139,374Cash and due from depository institutions
  • $9,914Interest-bearing balances
  • $0Securities
  • $17,171Federal funds sold & reverse repurchase agreements
  • $18,750Net loans & leases
  • $90,052Loan loss allowance
  • $1,859Trading account assets
  • $0Bank premises and fixed assets
  • $1,175Other real estate owned
  • $510Goodwill and other intangibles
  • $1,802Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $139,374Total liabilities
  • $129,917Total deposits
  • $127,932Interest-bearing deposits
  • $95,573Deposits held in domestic offices
  • 127932.00%% insured (estimated)
  • $63Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,401Subordinated debt
  • $0All other liabilities
  • $584Total equity capital
  • $584Total bank equity capital
  • $9,457Perpetual preferred stock
  • $0Common stock
  • $6,375Surplus
  • $5,745Undivided profits
  • Memoranda
  • $-2,663Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,582Income earned, not collected on loans
  • $1,012Earning assets
  • $125,973Long-term assets (5+ years)
  • $6,936Average Assets, year-to-date
  • $128,662Average Assets, quarterly
  • $138,717Volatile liabilities
  • $9,083Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $27,021Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $9,676Total risk weighted assets
  • $99,476Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $10,441Total interest expense
  • $2,672Net interest income
  • $7,769Provision for loan and lease losses
  • $360Total noninterest income
  • $944Fiduciary activities
  • $751Service charges on deposit accounts
  • $90Trading account gains & fees
  • $0Additional noninterest income
  • $103Total noninterest expense
  • $8,078Salaries and employee benefits
  • $3,899Premises and equipment expense
  • $1,890Additional noninterest expense
  • $2,289Pre-tax net operating income
  • $275Securities gains (losses)
  • $82Applicable income taxes
  • -$102Income before extraordinary items
  • $459Extraordinary gains - net
  • $0Net income attributable to bank
  • $459Net charge-offs
  • -$93Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.91%Cost of funding earning assets
  • 2.28%Net interest margin
  • 6.63%Noninterest income to earning assets
  • 0.81%Noninterest expense to earning assets
  • 6.90%Net operating income to assets
  • 0.29%Return on assets (ROA)
  • 0.36%Pretax return on assets
  • 0.28%Return on equity (ROE)
  • 4.89%Retained earnings to average equity (YTD only)
  • 4.89%Net charge-offs to loans
  • -0.11%Credit loss provision to net charge-offs
  • -387.10%Efficiency ratio
  • 92,505Assets per employee
  • 1.74%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.02%Loss allowance to noncurrent loans
  • 117.51%Noncurrent assets plus other real estate owned to assets
  • 1.50%Noncurrent loans to loans
  • 1.72%Net loans and leases to deposits
  • 70.39%Net loans and leases to core deposits
  • 74.89%Equity capital to assets
  • 6.79%Core capital (leverage) ratio
  • 6.92%Tier 1 risk-based capital ratio
  • 9.73%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $128,662Average earning assets
  • $9,379Average equity
  • $117,132Average loans

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