Cardinal Bank - Dulles, N.A. in Reston, Virginia (VA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 01, 2001

  • Cardinal Bank - Dulles, N.A. in Reston, Virginia (VA)
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Cardinal Bank - Dulles, N.A. - Overview

  • General
  • FDIC Certificate #: 35196
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Cardinal Bank (#34733)
    Federal Reserve ID: 2817592
    Date Established: August 02, 1999
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 76161
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: August 02, 1999
    Last Structure Change Effective Date: November 01, 2001
    Last Structure Change Process Date: January 31, 2002
    Last Data Update: January 31, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 11150 Sunset Hills Road, Reston, VA 20190
    County: Fairfax
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Richmond
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Washington, DC-MD-VA-WV (#8840)
    Consolidated Metropolitan Statistical Area (CMSA): Washington-Baltimore, DC-MD-VA-WV (#97)
    Combined Statistical Area (CSA): Washington-Baltimore-Northern Virginia, DC-MD-VA-WV (#548)
    Core Based Statistical Area (CBSA): Washington-Arlington-Alexandria, DC-VA-MD-WV (#47900)
    CBSA Metro Statistical Area: Washington-Arlington-Alexandria, DC-VA-MD-WV (#47900)
    Core Based Statistical Division: Washington-Arlington-Alexandria, DC-VA-MD-WV (#47894)
  • Financial Summary
  • Total assets: $46.3 mil

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 20Total employees (full-time equivalent)
  • $29,798Total assets
  • $316Cash and due from depository institutions
  • $0Interest-bearing balances
  • $231Securities
  • $4,175Federal funds sold & reverse repurchase agreements
  • $24,146Net loans & leases
  • $281Loan loss allowance
  • $0Trading account assets
  • $756Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $174All other assets
  • $29,798Total liabilities and capital
  • $24,579Total liabilities
  • $22,890Total deposits
  • $17,620Interest-bearing deposits
  • $22,890Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,689All other liabilities
  • $5,219Total equity capital
  • $5,219Total bank equity capital
  • $5,219Perpetual preferred stock
  • $0Common stock
  • $3,500Surplus
  • $3,500Undivided profits
  • Memoranda
  • $-1,781Noncurrent loans and leases
  • $8,367Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $142Average Assets, year-to-date
  • $28,552Average Assets, quarterly
  • $2,990Volatile liabilities
  • $22,174Insider loans
  • $27,732FHLB advances
  • $7,092Loans and leases held for sale
  • $1,070Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $8,367Total unused commitments
  • $0Restructured Loans and leases
  • $281Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $1,720Total interest income
  • $639Total interest expense
  • $1,081Net interest income
  • $174Provision for loan and lease losses
  • $146Total noninterest income
  • $0Fiduciary activities
  • $26Service charges on deposit accounts
  • $0Trading account gains & fees
  • $120Additional noninterest income
  • $2,104Total noninterest expense
  • $911Salaries and employee benefits
  • $307Premises and equipment expense
  • $886Additional noninterest expense
  • -$1,051Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$1,051Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,051Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.27%Yield on earning assets
  • 3.07%Cost of funding earning assets
  • 5.20%Net interest margin
  • 0.70%Noninterest income to earning assets
  • 10.12%Noninterest expense to earning assets
  • -4.74%Net operating income to assets
  • -4.74%Return on assets (ROA)
  • -4.74%Pretax return on assets
  • -17.95%Return on equity (ROE)
  • -17.95%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 171,475Assets per employee
  • 1.49%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.15%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 105.49%Net loans and leases to core deposits
  • 152.84%Equity capital to assets
  • 17.51%Core capital (leverage) ratio
  • 19.31%Tier 1 risk-based capital ratio
  • 17.86%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $22,174Average earning assets
  • $5,855Average equity
  • $20,790Average loans

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