Cardinal Bank - Manassas/Prince William, N.A. in Manassas, Virginia (VA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 01, 2002

  • Cardinal Bank - Manassas/Prince William, N.A. in Manassas, Virginia (VA)
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Cardinal Bank - Manassas/Prince William, N.A. - Overview

  • General
  • FDIC Certificate #: 35145
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Cardinal Bank (#34733)
    Federal Reserve ID: 2817583
    Date Established: July 19, 1999
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 75138
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: July 19, 1999
    Last Structure Change Effective Date: March 01, 2002
    Last Structure Change Process Date: May 21, 2002
    Last Data Update: May 21, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 9626 Center Street, Manassas, VA 20110
    County: Manassas City
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Richmond
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Washington, DC-MD-VA-WV (#8840)
    Consolidated Metropolitan Statistical Area (CMSA): Washington-Baltimore, DC-MD-VA-WV (#97)
    Combined Statistical Area (CSA): Washington-Baltimore-Northern Virginia, DC-MD-VA-WV (#548)
    Core Based Statistical Area (CBSA): Washington-Arlington-Alexandria, DC-VA-MD-WV (#47900)
    CBSA Metro Statistical Area: Washington-Arlington-Alexandria, DC-VA-MD-WV (#47900)
    Core Based Statistical Division: Washington-Arlington-Alexandria, DC-VA-MD-WV (#47894)
  • Financial Summary
  • Total assets: $68.1 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $68,065Total assets
  • $1,819Cash and due from depository institutions
  • $0Interest-bearing balances
  • $3,359Securities
  • $13,985Federal funds sold & reverse repurchase agreements
  • $48,060Net loans & leases
  • $777Loan loss allowance
  • $0Trading account assets
  • $305Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $537All other assets
  • $68,065Total liabilities and capital
  • $62,042Total liabilities
  • $61,887Total deposits
  • $49,215Interest-bearing deposits
  • $61,887Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $155All other liabilities
  • $6,023Total equity capital
  • $6,023Total bank equity capital
  • $6,023Perpetual preferred stock
  • $0Common stock
  • $3,500Surplus
  • $3,500Undivided profits
  • Memoranda
  • $-977Noncurrent loans and leases
  • $12,759Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $259Average Assets, year-to-date
  • $65,404Average Assets, quarterly
  • $20,165Volatile liabilities
  • $55,216Insider loans
  • $62,916FHLB advances
  • $12,944Loans and leases held for sale
  • $563Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $12,759Total unused commitments
  • $0Restructured Loans and leases
  • $661Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $3,972Total interest income
  • $1,923Total interest expense
  • $2,049Net interest income
  • $278Provision for loan and lease losses
  • $213Total noninterest income
  • $0Fiduciary activities
  • $82Service charges on deposit accounts
  • $0Trading account gains & fees
  • $131Additional noninterest income
  • $2,046Total noninterest expense
  • $724Salaries and employee benefits
  • $126Premises and equipment expense
  • $1,196Additional noninterest expense
  • -$62Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$62Income before extraordinary items
  • $0Extraordinary gains - net
  • -$62Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.56%Yield on earning assets
  • 3.66%Cost of funding earning assets
  • 3.90%Net interest margin
  • 0.41%Noninterest income to earning assets
  • 3.89%Noninterest expense to earning assets
  • -0.11%Net operating income to assets
  • -0.11%Return on assets (ROA)
  • -0.11%Pretax return on assets
  • -1.01%Return on equity (ROE)
  • -1.01%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 90,451Assets per employee
  • 6.19%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.59%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 77.66%Net loans and leases to core deposits
  • 98.20%Equity capital to assets
  • 8.85%Core capital (leverage) ratio
  • 9.49%Tier 1 risk-based capital ratio
  • 11.48%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $55,216Average earning assets
  • $6,122Average equity
  • $52,533Average loans

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