Castroville State Bank in city_name, state_name - Detailed Financial Reports, Location

Castroville State Bank in Castroville, Texas (TX)
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Castroville State Bank routing number info

Castroville State Bank - Overview

General
FDIC Certificate #: 17979
Status: Active
Federal Reserve ID: 742056
Date Established: April 02, 1959
WWW: http://www.castrovillestatebank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 11910
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: April 02, 1959
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: Paris And Lorenzo, Castroville, TX 78009
County: Medina
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Austin
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): San Antonio-New Braunfels, TX (#41700)
CBSA Metro Statistical Area: San Antonio-New Braunfels, TX (#41700)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $112.7 mil
Equity capital: $11.4 mil
Deposits held in domestic offices: $98.2 mil
Return on assets (ROA): 1.05% ($1.2 mil)
Quarterly return on assets: 1.11% ($1.3 mil)
Return on Equity (ROE): 10.89% ($1.2 mil)
Quarterly return on equity: 10.85% ($1.2 mil)
Net income: $1.2 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 1.31% ($1,476.5 mil)
Quarterly Pretax return on assets: 1.41% ($1,589.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
20Total employees (full-time equivalent)
$112,708Total assets
$4,996Cash and due from depository institutions
$0Interest-bearing balances
$56,884Securities
$3,000Federal funds sold & reverse repurchase agreements
$44,510Net loans & leases
$437Loan loss allowance
$0Trading account assets
$2,052Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$112,708Life insurance assets
$1,266All other assets
$101,311Total liabilities and capital
$98,194Total liabilities
$84,322Total deposits
$98,194Interest-bearing deposits
$82Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$2,400Trading liabilities
$0Other borrowed funds
$717Subordinated debt
$11,397All other liabilities
$11,397Total equity capital
$11,397Total bank equity capital
$0Perpetual preferred stock
$300Common stock
$5,000Surplus
$6,097Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$62Income earned, not collected on loans
$0Earning assets
$698Long-term assets (5+ years)
$104,394Average Assets, year-to-date
$55,165Average Assets, quarterly
$112,811Volatile liabilities
$112,000Insider loans
$52,981FHLB advances
$112,454Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$10,142Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$4,118Restructured Loans and leases
$207Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,423Total interest income
$997Total interest expense
$3,426Net interest income
$80Provision for loan and lease losses
$663Total noninterest income
$0Fiduciary activities
$422Service charges on deposit accounts
$0Trading account gains & fees
$241Additional noninterest income
$2,531Total noninterest expense
$1,338Salaries and employee benefits
$296Premises and equipment expense
$897Additional noninterest expense
$1,478Pre-tax net operating income
$0Securities gains (losses)
$298Applicable income taxes
$1,180Income before extraordinary items
$0Extraordinary gains - net
$1,180Net income attributable to bank
$0Net charge-offs
$1,180Cash dividends
$204Sale, conversion, retirement of capital stock, net
$525Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.24%Yield on earning assets
0.95%Cost of funding earning assets
3.28%Net interest margin
0.63%Noninterest income to earning assets
2.42%Noninterest expense to earning assets
1.05%Net operating income to assets
1.05%Return on assets (ROA)
1.31%Pretax return on assets
10.89%Return on equity (ROE)
6.05%Retained earnings to average equity (YTD only)
0.47%Net charge-offs to loans
39.22%Credit loss provision to net charge-offs
7.64%Efficiency ratio
61,898Assets per employee
5.64%Cash dividends to net income (YTD only)
Condition Ratios (%)
44.49%Loss allowance to loans
0.97%Loss allowance to noncurrent loans
704.84%Noncurrent assets plus other real estate owned to assets
0.06%Noncurrent loans to loans
0.14%Net loans and leases to deposits
45.33%Net loans and leases to core deposits
53.49%Equity capital to assets
10.11%Core capital (leverage) ratio
9.02%Tier 1 risk-based capital ratio
19.14%Total risk-based capital ratio
Memoranda
$20Average assets
$112,811Average earning assets
$10,831Average equity
$104,436Average loans

List of branches

2 Texas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	11910	Castroville State Bank	Paris And Lorenzo, Castroville, TX 78009	April 02, 1959	Full Service Brick and Mortar
1	478274	Castroville State Bank-Branch 1 Bran	115 Cr 4718, Castroville, TX 78009	September 29, 2007	Full Service Brick and Mortar

Castroville State Bank in Castroville, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Castroville State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Castroville State Bank in Castroville, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

Castroville State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Castroville State Bank in Castroville, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches