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- Banks in Texas (TX)
- The Bank of Texas
The Bank of Texas in Devine, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of October 28, 2011
- The Bank of Texas in Devine, Texas (TX)
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The Bank of Texas - Overview
- General
- FDIC Certificate #: 26905
Status: Inactive
Closing history: Participated in Reorganization
Acquiring institution: Security Bank (#13408)
Federal Reserve ID: 640152
Date Established: Febuary 23, 1987
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
FDIC's unique #: 36248
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: Febuary 23, 1987
Last Structure Change Effective Date: October 28, 2011
Last Structure Change Process Date: November 15, 2011
Last Data Update: November 15, 2011
Data Source Date: April 05, 2012 - Location
- Address: 100 East Hondo Street, Devine, TX 78016
County: Medina
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Austin
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): San Antonio-New Braunfels, TX (#41700)
CBSA Metro Statistical Area: San Antonio-New Braunfels, TX (#41700) - History of Changes
- Merger - Without Assistance
Participated in Reorganization - Financial Summary
- Total assets: $47.5 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2010)
- Dollar figures in thousands
- 25Total employees (full-time equivalent)
- $51,296Total assets
- $12,063Cash and due from depository institutions
- $10,080Interest-bearing balances
- $3,101Securities
- $0Federal funds sold & reverse repurchase agreements
- $29,301Net loans & leases
- $523Loan loss allowance
- $0Trading account assets
- $3,951Bank premises and fixed assets
- $1,965Other real estate owned
- $0Goodwill and other intangibles
- $57Life insurance assets
- $915All other assets
- $51,296Total liabilities and capital
- $46,455Total liabilities
- $44,116Total deposits
- $31,329Interest-bearing deposits
- $44,116Deposits held in domestic offices
- 93.93%% insured (estimated)
- $0Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $2,000Other borrowed funds
- $0Subordinated debt
- $339All other liabilities
- $4,841Total equity capital
- $4,841Total bank equity capital
- $4,841Perpetual preferred stock
- $694Common stock
- $4,306Surplus
- $0Undivided profits
- Memoranda
- $-159Noncurrent loans and leases
- $1,639Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $0Income earned, not collected on loans
- $470Earning assets
- $0Long-term assets (5+ years)
- $151Average Assets, year-to-date
- $42,482Average Assets, quarterly
- $1,422Volatile liabilities
- $55,662Insider loans
- $51,898FHLB advances
- $10,821Loans and leases held for sale
- $108Unused loan commitments
- $2,000Tier 1 (core) risk-based capital
- $0Tier 2 risk-based capital
- $0Total risk weighted assets
- $1,639Total unused commitments
- $113Restructured Loans and leases
- $443Derivatives
Income and Expense (December 31, 2010)
- Dollar figures in thousands
- $2,436Total interest income
- $544Total interest expense
- $1,892Net interest income
- $402Provision for loan and lease losses
- $496Total noninterest income
- $0Fiduciary activities
- $487Service charges on deposit accounts
- $0Trading account gains & fees
- $9Additional noninterest income
- $3,275Total noninterest expense
- $1,301Salaries and employee benefits
- $384Premises and equipment expense
- $1,590Additional noninterest expense
- -$1,289Pre-tax net operating income
- $0Securities gains (losses)
- -$63Applicable income taxes
- -$1,226Income before extraordinary items
- $0Extraordinary gains - net
- -$1,226Net income attributable to bank
- $0Net charge-offs
- -$1,226Cash dividends
- $401Sale, conversion, retirement of capital stock, net
- $0Net operating income
Performance and Condition Ratios (December 31, 2010)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 5.23%Yield on earning assets
- 1.17%Cost of funding earning assets
- 4.06%Net interest margin
- 1.07%Noninterest income to earning assets
- 7.03%Noninterest expense to earning assets
- -2.20%Net operating income to assets
- -2.20%Return on assets (ROA)
- -2.32%Pretax return on assets
- -22.29%Return on equity (ROE)
- -22.29%Retained earnings to average equity (YTD only)
- 1.14%Net charge-offs to loans
- 100.25%Credit loss provision to net charge-offs
- -2.21%Efficiency ratio
- 137,144Assets per employee
- 2.05%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 0.00%Loss allowance to loans
- 1.75%Loss allowance to noncurrent loans
- 111.28%Noncurrent assets plus other real estate owned to assets
- 4.75%Noncurrent loans to loans
- 1.58%Net loans and leases to deposits
- 66.42%Net loans and leases to core deposits
- 88.00%Equity capital to assets
- 9.44%Core capital (leverage) ratio
- 9.39%Tier 1 risk-based capital ratio
- 13.99%Total risk-based capital ratio
- Memoranda
- $15Average assets
- $55,662Average earning assets
- $5,501Average equity
- $46,568Average loans
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- Banks in Texas (TX)
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