FDIC Certificate #: 5992 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Chickasha Bank & Trust Company (#21012) Federal Reserve ID: 999159 Date Established: January 01, 1913 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 4060 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: Febuary 05, 1999 Last Structure Change Process Date: March 01, 1999 Last Data Update: March 01, 1999 Data Source Date: April 05, 2012
Location
Address: 317 North Main Street, Cement, OK 73017 County: Caddo Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Oklahoma City Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West
Financial Summary
Total assets: $9.1 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1998)
Dollar figures in thousands
6Total employees (full-time equivalent)
$9,147Total assets
$396Cash and due from depository institutions
$0Interest-bearing balances
$1,397Securities
$850Federal funds sold & reverse repurchase agreements
$6,081Net loans & leases
$194Loan loss allowance
$0Trading account assets
$128Bank premises and fixed assets
$21Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$274All other assets
$9,147Total liabilities and capital
$8,567Total liabilities
$8,505Total deposits
$7,369Interest-bearing deposits
$8,505Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$62All other liabilities
$580Total equity capital
$580Total bank equity capital
$580Perpetual preferred stock
$500Common stock
$203Surplus
$257Undivided profits
Memoranda
$-380Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$332Earning assets
$113Long-term assets (5+ years)
$132Average Assets, year-to-date
$8,328Average Assets, quarterly
$1,417Volatile liabilities
$9,516Insider loans
$9,201FHLB advances
$1,800Loans and leases held for sale
$10Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$571Total unused commitments
$0Restructured Loans and leases
$6,491Derivatives
Income and Expense (December 31, 1998)
Dollar figures in thousands
$790Total interest income
$384Total interest expense
$406Net interest income
$512Provision for loan and lease losses
$107Total noninterest income
$0Fiduciary activities
$72Service charges on deposit accounts
$0Trading account gains & fees
$35Additional noninterest income
$581Total noninterest expense
$195Salaries and employee benefits
$25Premises and equipment expense
$361Additional noninterest expense
-$580Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
-$580Income before extraordinary items
$0Extraordinary gains - net
-$580Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$386Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 1998)
Dollar figures in thousands
Performance Ratios (%, annualized)
9.12%Yield on earning assets
4.43%Cost of funding earning assets
4.69%Net interest margin
1.24%Noninterest income to earning assets
6.71%Noninterest expense to earning assets
-6.09%Net operating income to assets
-6.09%Return on assets (ROA)
-6.09%Pretax return on assets
-117.50%Return on equity (ROE)
-117.50%Retained earnings to average equity (YTD only)
5.63%Net charge-offs to loans
132.64%Credit loss provision to net charge-offs
-0.18%Efficiency ratio
113,255Assets per employee
1.52%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
3.09%Loss allowance to noncurrent loans
58.43%Noncurrent assets plus other real estate owned to assets
3.86%Noncurrent loans to loans
5.29%Net loans and leases to deposits
71.50%Net loans and leases to core deposits
90.69%Equity capital to assets
6.34%Core capital (leverage) ratio
6.53%Tier 1 risk-based capital ratio
9.26%Total risk-based capital ratio
Memoranda
$11Average assets
$9,516Average earning assets
$494Average equity
$8,664Average loans
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