Chickasha Bank & Trust Company in Chickasha, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

Chickasha Bank & Trust Company - Overview

  • General
  • FDIC Certificate #: 21012
    Status: Active
    Federal Reserve ID: 328450
    Bank Holding Company (Regulatory Top Holder): Chickasha Bancshares, Inc. (RSSDID: 1060663, Location: Chickasha, OK)
    Date Established: March 29, 1973
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 5 (Domestic: 5, Interstate: No)
    OTS Docket #: 15380
    FDIC's unique #: 14515
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: March 29, 1973
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1924 South 4th Street, Chickasha, OK 73018
    County: Grady
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
    Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
    CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $179.9 mil
    Equity capital: $16.9 mil
    Deposits held in domestic offices: $160.3 mil
    Return on assets (ROA): 1.11% ($2.0 mil)
    Quarterly return on assets: 0.22% ($0.4 mil)
    Return on Equity (ROE): 11.93% ($2.0 mil)
    Quarterly return on equity: 2.29% ($0.4 mil)
    Net income: $2.0 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.11% ($1,996.4 mil)
    Quarterly Pretax return on assets: 0.22% ($395.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 78Total employees (full-time equivalent)
  • $179,858Total assets
  • $30,050Cash and due from depository institutions
  • $27,879Interest-bearing balances
  • $15,424Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $120,607Net loans & leases
  • $1,977Loan loss allowance
  • $0Trading account assets
  • $4,181Bank premises and fixed assets
  • $2,437Other real estate owned
  • $196Goodwill and other intangibles
  • $179,858Life insurance assets
  • $6,963All other assets
  • $162,987Total liabilities and capital
  • $160,336Total liabilities
  • $119,371Total deposits
  • $160,336Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,160Trading liabilities
  • $0Other borrowed funds
  • $491Subordinated debt
  • $16,871All other liabilities
  • $16,871Total equity capital
  • $16,871Total bank equity capital
  • $0Perpetual preferred stock
  • $135Common stock
  • $5,580Surplus
  • $11,156Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $520Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,431Income earned, not collected on loans
  • $1,495Earning assets
  • $2,243Long-term assets (5+ years)
  • $163,910Average Assets, year-to-date
  • $35,161Average Assets, quarterly
  • $178,697Volatile liabilities
  • $174,719Insider loans
  • $114,016FHLB advances
  • $171,339Loans and leases held for sale
  • $2,878Unused loan commitments
  • $2,878Tier 1 (core) risk-based capital
  • $16,017Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $24,255Restructured Loans and leases
  • $1,864Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $9,558Total interest income
  • $961Total interest expense
  • $8,597Net interest income
  • $974Provision for loan and lease losses
  • $2,047Total noninterest income
  • $55Fiduciary activities
  • $937Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,055Additional noninterest income
  • $7,704Total noninterest expense
  • $4,505Salaries and employee benefits
  • $1,027Premises and equipment expense
  • $2,172Additional noninterest expense
  • $1,966Pre-tax net operating income
  • $10Securities gains (losses)
  • $0Applicable income taxes
  • $1,976Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,976Net income attributable to bank
  • $0Net charge-offs
  • $1,976Cash dividends
  • $594Sale, conversion, retirement of capital stock, net
  • $1,623Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.85%Yield on earning assets
  • 0.59%Cost of funding earning assets
  • 5.26%Net interest margin
  • 1.25%Noninterest income to earning assets
  • 4.71%Noninterest expense to earning assets
  • 1.10%Net operating income to assets
  • 1.11%Return on assets (ROA)
  • 1.11%Pretax return on assets
  • 11.93%Return on equity (ROE)
  • 2.13%Retained earnings to average equity (YTD only)
  • 0.46%Net charge-offs to loans
  • 163.97%Credit loss provision to net charge-offs
  • 4.95%Efficiency ratio
  • 72,379Assets per employee
  • 2.31%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 82.14%Loss allowance to loans
  • 1.61%Loss allowance to noncurrent loans
  • 57.62%Noncurrent assets plus other real estate owned to assets
  • 3.26%Noncurrent loans to loans
  • 2.80%Net loans and leases to deposits
  • 75.22%Net loans and leases to core deposits
  • 90.20%Equity capital to assets
  • 9.38%Core capital (leverage) ratio
  • 9.35%Tier 1 risk-based capital ratio
  • 14.05%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $178,697Average earning assets
  • $16,564Average equity
  • $163,459Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $10,769Managed Assets
  • 1Number of Accounts
  • $9,232Personal trust and agency accounts
  • $2,798Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $3,199Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $3,235Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 79Number of Accounts
  • $0Personal trust and agency accounts
  • $675Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $1,537Other retirement accounts
  • $1,107Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $430Fiduciary accounts held in foreign offices

List of branches

  • 5 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    014515Chickasha Bank & Trust Company1924 South 4th Street, Chickasha, OK 73018March 29, 1973Full Service Brick and Mortar
    14060Cement Branch317 North Main Street, Cement, OK 73017January 01, 1913Full Service Brick and Mortar
    2357846Blanchard Branch1500 N Council, Blanchard, OK 73010November 01, 1999Full Service Brick and Mortar
    3360947Apache Branch802 Coblake St, Apache, OK 73006October 23, 2000Full Service Brick and Mortar
    4441940Tuttle Branch5003 E Hwy 37, Tuttle, OK 73089June 30, 2005Full Service Brick and Mortar

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