Central Bank, National Association in Denver, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 08, 1993

  • Central Bank, National Association in Denver, Colorado (CO)
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Central Bank, National Association - Overview

  • General
  • FDIC Certificate #: 1139
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Bank Western National Association (#28736)
    Federal Reserve ID: 972059
    Date Established: January 01, 1892
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 36 (Interstate: No)
    FDIC's unique #: 778
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 08, 1993
    Last Structure Change Process Date: June 02, 1993
    Last Data Update: August 24, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 1515 Arapahoe Street, Denver, CO 80292
    County: Denver
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Denver, CO (#2080)
    Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
    Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
    Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740)
    CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
  • History of Changes
  • Merger - Without Assistance
  • Financial Summary
  • Total assets: $2,208.5 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $501Total assets
  • $2,227,334Cash and due from depository institutions
  • $247,876Interest-bearing balances
  • $100,000Securities
  • $87,988Federal funds sold & reverse repurchase agreements
  • $378,812Net loans & leases
  • $1,398,014Loan loss allowance
  • $19,575Trading account assets
  • $0Bank premises and fixed assets
  • $56,871Other real estate owned
  • $468Goodwill and other intangibles
  • $47,749Life insurance assets
  • $9,556All other assets
  • $0Total liabilities and capital
  • $2,227,334Total liabilities
  • $2,073,492Total deposits
  • $1,917,508Interest-bearing deposits
  • $1,491,252Deposits held in domestic offices
  • 1917508.00%% insured (estimated)
  • $81Federal funds purchased & repurchase agreements
  • $76,976Trading liabilities
  • $0Other borrowed funds
  • $20,424Subordinated debt
  • $37,000All other liabilities
  • $21,584Total equity capital
  • $21,584Total bank equity capital
  • $153,842Perpetual preferred stock
  • $0Common stock
  • $14,996Surplus
  • $93,794Undivided profits
  • Memoranda
  • $45,052Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,707Income earned, not collected on loans
  • $10,612Earning assets
  • $1,964,814Long-term assets (5+ years)
  • $69,245Average Assets, year-to-date
  • $2,164,162Average Assets, quarterly
  • $2,184,081Volatile liabilities
  • $194,262Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $153Unused loan commitments
  • $2,648,654Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $144,286Total risk weighted assets
  • $1,682,321Total unused commitments
  • $0Restructured Loans and leases
  • $204,000Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $155,234Total interest expense
  • $72,059Net interest income
  • $83,175Provision for loan and lease losses
  • $21,780Total noninterest income
  • $51,970Fiduciary activities
  • $3,931Service charges on deposit accounts
  • $9,873Trading account gains & fees
  • $0Additional noninterest income
  • $38,166Total noninterest expense
  • $101,136Salaries and employee benefits
  • $19,063Premises and equipment expense
  • $7,364Additional noninterest expense
  • $74,709Pre-tax net operating income
  • $12,229Securities gains (losses)
  • $0Applicable income taxes
  • $3,722Income before extraordinary items
  • $8,507Extraordinary gains - net
  • $13,909Net income attributable to bank
  • $22,416Net charge-offs
  • $21,000Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.09%Cost of funding earning assets
  • 3.75%Net interest margin
  • 4.33%Noninterest income to earning assets
  • 2.71%Noninterest expense to earning assets
  • 5.27%Net operating income to assets
  • 0.39%Return on assets (ROA)
  • 1.04%Pretax return on assets
  • 1.21%Return on equity (ROE)
  • 16.49%Retained earnings to average equity (YTD only)
  • 16.49%Net charge-offs to loans
  • 1.82%Credit loss provision to net charge-offs
  • 103.71%Efficiency ratio
  • 72,802Assets per employee
  • 4.45%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.38%Loss allowance to noncurrent loans
  • 415.87%Noncurrent assets plus other real estate owned to assets
  • 0.23%Noncurrent loans to loans
  • 0.33%Net loans and leases to deposits
  • 72.91%Net loans and leases to core deposits
  • 77.40%Equity capital to assets
  • 6.91%Core capital (leverage) ratio
  • 6.63%Tier 1 risk-based capital ratio
  • 8.58%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $2,164,162Average earning assets
  • $135,925Average equity
  • $1,919,783Average loans

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