Central California Bank in Sonora, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 2002

  • Central California Bank in Sonora, California (CA)
  • Show street view No street view available for this location

Central California Bank - Overview

  • General
  • FDIC Certificate #: 34310
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Central California Bank (#57372)
    Federal Reserve ID: 2688895
    Date Established: April 24, 1998
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    FDIC's unique #: 57069
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 24, 1998
    Last Structure Change Effective Date: April 01, 2002
    Last Structure Change Process Date: April 26, 2002
    Last Data Update: April 26, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 14685 Mono Way, Sonora, CA 95370
    County: Tuolumne
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Sacramento
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Phoenix Lake-Cedar Ridge, CA (#38020)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $68.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 36Total employees (full-time equivalent)
  • $77,354Total assets
  • $7,556Cash and due from depository institutions
  • $2,775Interest-bearing balances
  • $3,003Securities
  • $20,175Federal funds sold & reverse repurchase agreements
  • $44,681Net loans & leases
  • $632Loan loss allowance
  • $0Trading account assets
  • $373Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,566All other assets
  • $77,354Total liabilities and capital
  • $72,025Total liabilities
  • $71,514Total deposits
  • $51,262Interest-bearing deposits
  • $71,514Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $511All other liabilities
  • $5,329Total equity capital
  • $5,329Total bank equity capital
  • $5,329Perpetual preferred stock
  • $0Common stock
  • $4,594Surplus
  • $0Undivided profits
  • Memoranda
  • $735Noncurrent loans and leases
  • $11,380Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $237Average Assets, year-to-date
  • $70,634Average Assets, quarterly
  • $20,260Volatile liabilities
  • $62,601Insider loans
  • $72,614FHLB advances
  • $11,723Loans and leases held for sale
  • $1,287Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $11,380Total unused commitments
  • $0Restructured Loans and leases
  • $632Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $4,679Total interest income
  • $1,974Total interest expense
  • $2,705Net interest income
  • $182Provision for loan and lease losses
  • $572Total noninterest income
  • $0Fiduciary activities
  • $138Service charges on deposit accounts
  • $0Trading account gains & fees
  • $434Additional noninterest income
  • $2,865Total noninterest expense
  • $1,497Salaries and employee benefits
  • $384Premises and equipment expense
  • $984Additional noninterest expense
  • $230Pre-tax net operating income
  • $0Securities gains (losses)
  • -$505Applicable income taxes
  • $735Income before extraordinary items
  • $0Extraordinary gains - net
  • $735Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$31Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.16%Yield on earning assets
  • 3.44%Cost of funding earning assets
  • 4.72%Net interest margin
  • 1.00%Noninterest income to earning assets
  • 5.00%Noninterest expense to earning assets
  • 1.17%Net operating income to assets
  • 1.17%Return on assets (ROA)
  • 0.37%Pretax return on assets
  • 15.09%Return on equity (ROE)
  • 15.09%Retained earnings to average equity (YTD only)
  • -0.08%Net charge-offs to loans
  • -587.10%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 87,428Assets per employee
  • 2.15%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.39%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 62.48%Net loans and leases to core deposits
  • 74.73%Equity capital to assets
  • 6.89%Core capital (leverage) ratio
  • 7.30%Tier 1 risk-based capital ratio
  • 9.96%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $62,601Average earning assets
  • $4,871Average equity
  • $57,336Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Central California Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents