Century Bank Fort Collins in Fort Collins, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 25, 1994

  • Century Bank Fort Collins in Fort Collins, Colorado (CO)
  • Show street view No street view available for this location

Century Bank Fort Collins - Overview

  • General
  • FDIC Certificate #: 18837
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Keybank National Association (#13447)
    Federal Reserve ID: 253552
    Date Established: July 08, 1963
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 12693
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 18, 1963
    Last Structure Change Effective Date: March 25, 1994
    Last Structure Change Process Date: April 18, 1994
    Last Data Update: April 18, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 211 Canyon Street, Fort Collins, CO 80522
    County: Larimer
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Fort Collins-Loveland, CO (#2670)
    Core Based Statistical Area (CBSA): Fort Collins-Loveland, CO (#22660)
    CBSA Metro Statistical Area: Fort Collins-Loveland, CO (#22660)
  • Financial Summary
  • Total assets: $29.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $16Total assets
  • $29,337Cash and due from depository institutions
  • $1,726Interest-bearing balances
  • $0Securities
  • $5,511Federal funds sold & reverse repurchase agreements
  • $5,580Net loans & leases
  • $15,319Loan loss allowance
  • $378Trading account assets
  • $0Bank premises and fixed assets
  • $721Other real estate owned
  • $219Goodwill and other intangibles
  • $261Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $29,337Total liabilities
  • $27,271Total deposits
  • $27,049Interest-bearing deposits
  • $20,890Deposits held in domestic offices
  • 27049.00%% insured (estimated)
  • $93Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $222Total equity capital
  • $222Total bank equity capital
  • $2,066Perpetual preferred stock
  • $0Common stock
  • $328Surplus
  • $870Undivided profits
  • Memoranda
  • $868Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $130Income earned, not collected on loans
  • $161Earning assets
  • $26,410Long-term assets (5+ years)
  • $625Average Assets, year-to-date
  • $27,773Average Assets, quarterly
  • $29,561Volatile liabilities
  • $1,817Insider loans
  • $28FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,293Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,066Total risk weighted assets
  • $18,165Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,000Total interest expense
  • $652Net interest income
  • $1,348Provision for loan and lease losses
  • $253Total noninterest income
  • $304Fiduciary activities
  • $0Service charges on deposit accounts
  • $264Trading account gains & fees
  • $0Additional noninterest income
  • $40Total noninterest expense
  • $1,111Salaries and employee benefits
  • $452Premises and equipment expense
  • $112Additional noninterest expense
  • $547Pre-tax net operating income
  • $288Securities gains (losses)
  • $0Applicable income taxes
  • $101Income before extraordinary items
  • $187Extraordinary gains - net
  • $0Net income attributable to bank
  • $187Net charge-offs
  • $270Cash dividends
  • $20Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.15%Cost of funding earning assets
  • 2.66%Net interest margin
  • 5.49%Noninterest income to earning assets
  • 1.24%Noninterest expense to earning assets
  • 4.53%Net operating income to assets
  • 0.67%Return on assets (ROA)
  • 0.67%Pretax return on assets
  • 1.04%Return on equity (ROE)
  • 9.68%Retained earnings to average equity (YTD only)
  • 8.64%Net charge-offs to loans
  • 1.79%Credit loss provision to net charge-offs
  • 93.70%Efficiency ratio
  • 67,252Assets per employee
  • 1.83%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 10.70%Loss allowance to loans
  • 2.41%Loss allowance to noncurrent loans
  • 290.77%Noncurrent assets plus other real estate owned to assets
  • 1.02%Noncurrent loans to loans
  • 0.83%Net loans and leases to deposits
  • 56.63%Net loans and leases to core deposits
  • 60.71%Equity capital to assets
  • 7.04%Core capital (leverage) ratio
  • 6.88%Tier 1 risk-based capital ratio
  • 11.37%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $27,773Average earning assets
  • $1,933Average equity
  • $24,548Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Century Bank Fort Collins.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents