Century National Bank in Zanesville, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 16, 2008

  • Century National Bank in Zanesville, Ohio (OH)
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Century National Bank - Overview

  • General
  • FDIC Certificate #: 28624
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Park National Bank (#6653)
    Federal Reserve ID: 195072
    Date Established: January 01, 1887
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 16 (Interstate: No)
    OTS Docket #: 1979
    FDIC's unique #: 41458
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: April 27, 1936
    Last Structure Change Effective Date: August 16, 2008
    Last Structure Change Process Date: September 29, 2008
    Last Data Update: September 29, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 14 South Fifth Street, Zanesville, OH 43701
    County: Muskingum
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Zanesville, OH (#49780)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $740.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 195Total employees (full-time equivalent)
  • $725,661Total assets
  • $24,876Cash and due from depository institutions
  • $458Interest-bearing balances
  • $105,681Securities
  • $9,637Federal funds sold & reverse repurchase agreements
  • $519,693Net loans & leases
  • $9,864Loan loss allowance
  • $0Trading account assets
  • $9,176Bank premises and fixed assets
  • $979Other real estate owned
  • $28,662Goodwill and other intangibles
  • $7,838Life insurance assets
  • $26,957All other assets
  • $725,661Total liabilities and capital
  • $663,353Total liabilities
  • $483,259Total deposits
  • $450,366Interest-bearing deposits
  • $483,259Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $16,196Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $151,477Other borrowed funds
  • $0Subordinated debt
  • $12,421All other liabilities
  • $62,308Total equity capital
  • $62,308Total bank equity capital
  • $62,308Perpetual preferred stock
  • $0Common stock
  • $863Surplus
  • $59,681Undivided profits
  • Memoranda
  • $1,764Noncurrent loans and leases
  • $117,594Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $7,059Earning assets
  • $0Long-term assets (5+ years)
  • $2,952Average Assets, year-to-date
  • $635,469Average Assets, quarterly
  • $133,171Volatile liabilities
  • $726,148Insider loans
  • $730,178FHLB advances
  • $177,082Loans and leases held for sale
  • $7,577Unused loan commitments
  • $150,564Tier 1 (core) risk-based capital
  • $2,528Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $117,594Total unused commitments
  • $0Restructured Loans and leases
  • $7,352Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $46,734Total interest income
  • $20,337Total interest expense
  • $26,397Net interest income
  • $545Provision for loan and lease losses
  • $9,451Total noninterest income
  • $736Fiduciary activities
  • $3,378Service charges on deposit accounts
  • $0Trading account gains & fees
  • $5,337Additional noninterest income
  • $17,263Total noninterest expense
  • $8,833Salaries and employee benefits
  • $1,821Premises and equipment expense
  • $6,609Additional noninterest expense
  • $18,040Pre-tax net operating income
  • $0Securities gains (losses)
  • $6,127Applicable income taxes
  • $11,913Income before extraordinary items
  • $0Extraordinary gains - net
  • $11,913Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,440Sale, conversion, retirement of capital stock, net
  • $9,500Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.33%Yield on earning assets
  • 3.19%Cost of funding earning assets
  • 4.14%Net interest margin
  • 1.48%Noninterest income to earning assets
  • 2.71%Noninterest expense to earning assets
  • 1.64%Net operating income to assets
  • 1.64%Return on assets (ROA)
  • 2.48%Pretax return on assets
  • 19.04%Return on equity (ROE)
  • 3.86%Retained earnings to average equity (YTD only)
  • 0.28%Net charge-offs to loans
  • 37.85%Credit loss provision to net charge-offs
  • 12.91%Efficiency ratio
  • 46,878Assets per employee
  • 3.72%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 79.74%Loss allowance to loans
  • 1.86%Loss allowance to noncurrent loans
  • 139.74%Noncurrent assets plus other real estate owned to assets
  • 1.11%Noncurrent loans to loans
  • 1.33%Net loans and leases to deposits
  • 107.54%Net loans and leases to core deposits
  • 123.51%Equity capital to assets
  • 8.59%Core capital (leverage) ratio
  • 6.14%Tier 1 risk-based capital ratio
  • 9.32%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $726,148Average earning assets
  • $62,584Average equity
  • $637,197Average loans

Total Fiduciary and Related Assets (December 31, 2007)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $84,720Managed Assets
  • 1Number of Accounts
  • $76,482Personal trust and agency accounts
  • $21,875Employee benefit-defined contribution accounts
  • $1,935Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $11,467Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $41,205Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 224Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $8,238Other retirement accounts
  • $6Corporate trust and agency accounts
  • $6,868Other fiduciary accounts
  • $1,364Fiduciary accounts held in foreign offices

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