FDIC Certificate #: 26282 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:The Fifth Third Bank (#743) Federal Reserve ID: 369275 Date Established: March 01, 1901 Bank Charter Class: Savings banks, state charter, supervised by the FDIC Offices: 5 (Interstate: No) OTS Docket #: 10813 FDIC's unique #: 32674 Numeric code: 41 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes FDIC Insured: Yes Insured Savings Institution: Yes State Chartered: Yes Date of Deposit Insurance: June 04, 1985 Last Structure Change Effective Date: June 20, 1998 Last Structure Change Process Date: July 10, 1998 Last Data Update: July 10, 1998 Data Source Date: April 05, 2012
Location
Address: 1720 Zollinger Road, Upper Arlington, OH 43221 County: Franklin Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Columbus Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Columbus, OH (#1840) Combined Statistical Area (CSA): Columbus-Marion-Chillicothe, OH (#198) Core Based Statistical Area (CBSA): Columbus, OH (#18140) CBSA Metro Statistical Area: Columbus, OH (#18140)
Financial Summary
Total assets: $234.0 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Assets and Liabilities (December 31, 1997)
Dollar figures in thousands
55Total employees (full-time equivalent)
$250,026Total assets
$3,328Cash and due from depository institutions
$1,842Interest-bearing balances
$9,178Securities
$18,500Federal funds sold & reverse repurchase agreements
$214,602Net loans & leases
$2,900Loan loss allowance
$0Trading account assets
$1,541Bank premises and fixed assets
$248Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$2,629All other assets
$250,026Total liabilities and capital
$232,896Total liabilities
$208,769Total deposits
$206,357Interest-bearing deposits
$208,769Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$23,000Other borrowed funds
$0Subordinated debt
$1,127All other liabilities
$17,130Total equity capital
$17,130Total bank equity capital
$17,130Perpetual preferred stock
$0Common stock
$635Surplus
$5,771Undivided profits
Memoranda
$10,724Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$4,106Earning assets
$0Long-term assets (5+ years)
$1,409Average Assets, year-to-date
$244,122Average Assets, quarterly
$13,409Volatile liabilities
$233,021Insider loans
$247,498FHLB advances
$50,862Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$1,535Total risk weighted assets
$14,614Total unused commitments
$0Restructured Loans and leases
$153,156Derivatives
Income and Expense (December 31, 1997)
Dollar figures in thousands
$18,560Total interest income
$11,507Total interest expense
$7,053Net interest income
$418Provision for loan and lease losses
$720Total noninterest income
$0Fiduciary activities
$17Service charges on deposit accounts
$0Trading account gains & fees
$703Additional noninterest income
$3,297Total noninterest expense
$1,899Salaries and employee benefits
$529Premises and equipment expense
$869Additional noninterest expense
$4,058Pre-tax net operating income
$0Securities gains (losses)
$1,462Applicable income taxes
$2,596Income before extraordinary items
$0Extraordinary gains - net
$2,596Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$37Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 1997)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.13%Yield on earning assets
5.04%Cost of funding earning assets
3.09%Net interest margin
0.32%Noninterest income to earning assets
1.44%Noninterest expense to earning assets
1.11%Net operating income to assets
1.11%Return on assets (ROA)
1.74%Pretax return on assets
16.44%Return on equity (ROE)
16.44%Retained earnings to average equity (YTD only)
0.02%Net charge-offs to loans
1129.73%Credit loss provision to net charge-offs
120.97%Efficiency ratio
42,416Assets per employee
4.55%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.33%Loss allowance to noncurrent loans
70.63%Noncurrent assets plus other real estate owned to assets
1.74%Noncurrent loans to loans
1.89%Net loans and leases to deposits
102.79%Net loans and leases to core deposits
120.63%Equity capital to assets
6.85%Core capital (leverage) ratio
7.36%Tier 1 risk-based capital ratio
11.18%Total risk-based capital ratio
Memoranda
$12Average assets
$233,021Average earning assets
$15,790Average equity
$228,391Average loans
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