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- Banks in Oklahoma (OK)
- Charter National Bank
Charter National Bank in Oklahoma City, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of March 04, 2000
- Charter National Bank in Oklahoma City, Oklahoma (OK)
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Charter National Bank - Overview
- General
- FDIC Certificate #: 24455
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: UMB Bank, National Association (#8273)
Federal Reserve ID: 314051
Date Established: April 25, 1983
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Interstate: No)
OTS Docket #: 9742
FDIC's unique #: 16998
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: April 25, 1983
Last Structure Change Effective Date: March 04, 2000
Last Structure Change Process Date: March 22, 2000
Last Data Update: March 22, 2000
Data Source Date: April 05, 2012 - Location
- Address: 2079 Penn Square, Oklahoma City, OK 73154
County: Oklahoma
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Kansas City
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
CBSA Metro Statistical Area: Oklahoma City, OK (#36420) - Financial Summary
- Total assets: $59.9 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
- Dollar figures in thousands
- 19Total employees (full-time equivalent)
- $59,930Total assets
- $4,908Cash and due from depository institutions
- $45Interest-bearing balances
- $8,291Securities
- $5,000Federal funds sold & reverse repurchase agreements
- $33,939Net loans & leases
- $711Loan loss allowance
- $0Trading account assets
- $3,039Bank premises and fixed assets
- $0Other real estate owned
- $4,413Goodwill and other intangibles
- $0Life insurance assets
- $340All other assets
- $59,930Total liabilities and capital
- $49,945Total liabilities
- $48,016Total deposits
- $37,159Interest-bearing deposits
- $48,016Deposits held in domestic offices
- 0.00%% insured (estimated)
- $0Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $500Other borrowed funds
- $0Subordinated debt
- $1,429All other liabilities
- $9,985Total equity capital
- $9,985Total bank equity capital
- $9,985Perpetual preferred stock
- $0Common stock
- $1,250Surplus
- $8,749Undivided profits
- Memoranda
- $-14Noncurrent loans and leases
- $3,913Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $0Income earned, not collected on loans
- $183Earning assets
- $0Long-term assets (5+ years)
- $198Average Assets, year-to-date
- $47,275Average Assets, quarterly
- $2,118Volatile liabilities
- $52,885Insider loans
- $54,694FHLB advances
- $13,672Loans and leases held for sale
- $2,893Unused loan commitments
- $0Tier 1 (core) risk-based capital
- $0Tier 2 risk-based capital
- $0Total risk weighted assets
- $3,913Total unused commitments
- $0Restructured Loans and leases
- $460Derivatives
Income and Expense (December 31, 1999)
- Dollar figures in thousands
- $400Total interest income
- $185Total interest expense
- $215Net interest income
- $0Provision for loan and lease losses
- $45Total noninterest income
- $0Fiduciary activities
- $42Service charges on deposit accounts
- $0Trading account gains & fees
- $3Additional noninterest income
- $168Total noninterest expense
- $84Salaries and employee benefits
- $19Premises and equipment expense
- $65Additional noninterest expense
- $92Pre-tax net operating income
- $0Securities gains (losses)
- $25Applicable income taxes
- $67Income before extraordinary items
- $0Extraordinary gains - net
- $67Net income attributable to bank
- $0Net charge-offs
- $0Cash dividends
- $0Sale, conversion, retirement of capital stock, net
- $965Net operating income
Performance and Condition Ratios (December 31, 1999)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 0.85%Yield on earning assets
- 0.39%Cost of funding earning assets
- 0.46%Net interest margin
- 0.10%Noninterest income to earning assets
- 0.36%Noninterest expense to earning assets
- 0.13%Net operating income to assets
- 0.13%Return on assets (ROA)
- 0.17%Pretax return on assets
- 1.19%Return on equity (ROE)
- -15.92%Retained earnings to average equity (YTD only)
- 0.00%Net charge-offs to loans
- 0.00%Credit loss provision to net charge-offs
- 0.00%Efficiency ratio
- 64,615Assets per employee
- 3.15%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 1440.30%Loss allowance to loans
- 2.05%Loss allowance to noncurrent loans
- 388.52%Noncurrent assets plus other real estate owned to assets
- 0.31%Noncurrent loans to loans
- 0.53%Net loans and leases to deposits
- 70.68%Net loans and leases to core deposits
- 98.82%Equity capital to assets
- 16.66%Core capital (leverage) ratio
- 10.21%Tier 1 risk-based capital ratio
- 15.31%Total risk-based capital ratio
- Memoranda
- $17Average assets
- $52,885Average earning assets
- $5,640Average equity
- $46,955Average loans
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- Banks in Oklahoma (OK)
- Charter National Bank
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