FDIC Certificate #: 23422 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:First Bank & Trust (#22912) Federal Reserve ID: 52764 Date Established: June 01, 1981 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 2 (Interstate: No) FDIC's unique #: 16418 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: June 01, 1981 Last Structure Change Effective Date: October 16, 2001 Last Structure Change Process Date: November 16, 2001 Last Data Update: November 16, 2001 Data Source Date: April 05, 2012
Location
Address: 30141 Agoura Road, Agoura Hills, CA 91301 County: Los Angeles Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: San Francisco FDIC Field Office: Los Angeles (West) Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480) Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49) Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348) Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100) CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100) Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
Financial Summary
Total assets: $96.6 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2000)
Dollar figures in thousands
45Total employees (full-time equivalent)
$96,987Total assets
$11,005Cash and due from depository institutions
$1,271Interest-bearing balances
$12,947Securities
$7,100Federal funds sold & reverse repurchase agreements
$63,487Net loans & leases
$1,119Loan loss allowance
$0Trading account assets
$428Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$2,020All other assets
$96,987Total liabilities and capital
$84,103Total liabilities
$82,827Total deposits
$46,330Interest-bearing deposits
$82,827Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$1,276All other liabilities
$12,884Total equity capital
$12,884Total bank equity capital
$12,884Perpetual preferred stock
$0Common stock
$9,578Surplus
$0Undivided profits
Memoranda
$3,305Noncurrent loans and leases
$23,845Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$529Earning assets
$0Long-term assets (5+ years)
$373Average Assets, year-to-date
$84,805Average Assets, quarterly
$5,538Volatile liabilities
$97,680Insider loans
$95,971FHLB advances
$10,834Loans and leases held for sale
$2,303Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$23,845Total unused commitments
$3Restructured Loans and leases
$931Derivatives
Income and Expense (December 31, 2000)
Dollar figures in thousands
$7,238Total interest income
$1,500Total interest expense
$5,738Net interest income
$15Provision for loan and lease losses
$2,635Total noninterest income
$0Fiduciary activities
$427Service charges on deposit accounts
$0Trading account gains & fees
$2,208Additional noninterest income
$7,585Total noninterest expense
$2,860Salaries and employee benefits
$970Premises and equipment expense
$3,755Additional noninterest expense
$773Pre-tax net operating income
$0Securities gains (losses)
$296Applicable income taxes
$477Income before extraordinary items
$0Extraordinary gains - net
$477Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$4Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2000)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.33%Yield on earning assets
1.73%Cost of funding earning assets
6.60%Net interest margin
3.03%Noninterest income to earning assets
8.72%Noninterest expense to earning assets
0.49%Net operating income to assets
0.49%Return on assets (ROA)
0.79%Pretax return on assets
3.79%Return on equity (ROE)
3.79%Retained earnings to average equity (YTD only)
0.01%Net charge-offs to loans
375.00%Credit loss provision to net charge-offs
197.00%Efficiency ratio
90,589Assets per employee
2.16%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.73%Loss allowance to noncurrent loans
211.53%Noncurrent assets plus other real estate owned to assets
0.55%Noncurrent loans to loans
0.82%Net loans and leases to deposits
76.65%Net loans and leases to core deposits
88.18%Equity capital to assets
13.28%Core capital (leverage) ratio
13.70%Tier 1 risk-based capital ratio
17.30%Total risk-based capital ratio
Memoranda
$19Average assets
$97,680Average earning assets
$12,579Average equity
$86,938Average loans
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