Chatham Savings, FSB in Chatham, New Jersey (NJ)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 08, 2000

  • Chatham Savings, FSB in Chatham, New Jersey (NJ)
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Chatham Savings, FSB - Overview

  • General
  • FDIC Certificate #: 31425
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Peapack-Gladstone Bank (#11035)
    Federal Reserve ID: 73077
    Date Established: January 01, 1908
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 6944
    FDIC's unique #: 44259
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: June 25, 1964
    Last Structure Change Effective Date: January 08, 2000
    Last Structure Change Process Date: March 29, 2000
    Last Data Update: March 29, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 311 Main Street, Chatham, NJ 7928
    County: Morris
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Jamesburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Newark, NJ (#5640)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    Core Based Statistical Division: Newark-Union, NJ-PA (#35084)
  • Financial Summary
  • Total assets: $79.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 16Total employees (full-time equivalent)
  • $79,589Total assets
  • $2,384Cash and due from depository institutions
  • $1,752Interest-bearing balances
  • $29,480Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $45,097Net loans & leases
  • $381Loan loss allowance
  • $0Trading account assets
  • $493Bank premises and fixed assets
  • $0Other real estate owned
  • $763Goodwill and other intangibles
  • $0Life insurance assets
  • $1,372All other assets
  • $79,589Total liabilities and capital
  • $72,729Total liabilities
  • $69,301Total deposits
  • $69,301Interest-bearing deposits
  • $69,301Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $3,000Other borrowed funds
  • $0Subordinated debt
  • $428All other liabilities
  • $6,860Total equity capital
  • $6,860Total bank equity capital
  • $6,860Perpetual preferred stock
  • $0Common stock
  • $140Surplus
  • $1,528Undivided profits
  • Memoranda
  • $5,192Noncurrent loans and leases
  • $12,628Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $307Earning assets
  • $0Long-term assets (5+ years)
  • $273Average Assets, year-to-date
  • $76,329Average Assets, quarterly
  • $0Volatile liabilities
  • $79,086Insider loans
  • $78,641FHLB advances
  • $13,393Loans and leases held for sale
  • $0Unused loan commitments
  • $3,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $12,628Total unused commitments
  • $0Restructured Loans and leases
  • $381Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $5,106Total interest income
  • $2,151Total interest expense
  • $2,955Net interest income
  • $155Provision for loan and lease losses
  • $211Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $211Additional noninterest income
  • $2,318Total noninterest expense
  • $1,221Salaries and employee benefits
  • $431Premises and equipment expense
  • $666Additional noninterest expense
  • $693Pre-tax net operating income
  • $262Securities gains (losses)
  • $388Applicable income taxes
  • $567Income before extraordinary items
  • $0Extraordinary gains - net
  • $567Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$22Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.71%Yield on earning assets
  • 2.83%Cost of funding earning assets
  • 3.88%Net interest margin
  • 0.28%Noninterest income to earning assets
  • 3.05%Noninterest expense to earning assets
  • 0.50%Net operating income to assets
  • 0.72%Return on assets (ROA)
  • 1.21%Pretax return on assets
  • 8.46%Return on equity (ROE)
  • 8.46%Retained earnings to average equity (YTD only)
  • -0.06%Net charge-offs to loans
  • -704.55%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 70,025Assets per employee
  • 4.97%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.84%Loss allowance to noncurrent loans
  • 124.10%Noncurrent assets plus other real estate owned to assets
  • 0.39%Noncurrent loans to loans
  • 0.68%Net loans and leases to deposits
  • 65.07%Net loans and leases to core deposits
  • 76.55%Equity capital to assets
  • 8.62%Core capital (leverage) ratio
  • 7.98%Tier 1 risk-based capital ratio
  • 13.96%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $79,086Average earning assets
  • $6,701Average equity
  • $76,120Average loans

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