Chemical Bank in Midland, Michigan (MI)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Chemical Bank in Midland, Michigan (MI)
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Chemical Bank - Overview

  • General
  • FDIC Certificate #: 1003
    Status: Active
    Federal Reserve ID: 542649
    Bank Holding Company (Regulatory Top Holder): Chemical Financial Corporation (RSSDID: 1201934, Location: Midland, MI)
    Date Established: March 14, 1917
    WWW: http://www.chemicalbankmi.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 146 (Domestic: 144, Interstate: No)
    FDIC's unique #: 662
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 24, 2010
    Last Structure Change Process Date: July 30, 2010
    Last Data Update: July 30, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 333 East Main Street, Midland, MI 48640
    County: Midland
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Detroit
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Saginaw-Bay City-Midland, MI (#6960)
    Core Based Statistical Area (CBSA): Midland, MI (#33220)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $5,331.9 mil
    Equity capital: $559.4 mil
    Deposits held in domestic offices: $4,367.1 mil
    Return on assets (ROA): 0.85% ($45.3 mil)
    Quarterly return on assets: 0.89% ($47.5 mil)
    Return on Equity (ROE): 8.13% ($45.4 mil)
    Quarterly return on equity: 8.56% ($47.9 mil)
    Net income: $45.2 mil
    Quarterly Net income: $12.0 mil
    Pretax return on assets: 1.20% ($63,983.2 mil)
    Quarterly Pretax return on assets: 1.26% ($67,182.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 1,716Total employees (full-time equivalent)
  • $5,331,931Total assets
  • $381,940Cash and due from depository institutions
  • $260,646Interest-bearing balances
  • $850,615Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $3,761,770Net loans & leases
  • $88,333Loan loss allowance
  • $0Trading account assets
  • $60,471Bank premises and fixed assets
  • $25,038Other real estate owned
  • $123,794Goodwill and other intangibles
  • $5,331,931Life insurance assets
  • $128,303All other assets
  • $4,772,521Total liabilities and capital
  • $4,367,107Total liabilities
  • $4,213,448Total deposits
  • $4,367,107Interest-bearing deposits
  • $77Deposits held in domestic offices
  • 308017.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $43,057Trading liabilities
  • $0Other borrowed funds
  • $54,340Subordinated debt
  • $559,410All other liabilities
  • $559,410Total equity capital
  • $559,410Total bank equity capital
  • $0Perpetual preferred stock
  • $5,900Common stock
  • $273,963Surplus
  • $279,547Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $18,818Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $82,241Income earned, not collected on loans
  • $1,745Earning assets
  • $16,308Long-term assets (5+ years)
  • $4,873,031Average Assets, year-to-date
  • $995,776Average Assets, quarterly
  • $5,305,181Volatile liabilities
  • $5,382,175Insider loans
  • $3,876,490FHLB advances
  • $5,200,832Loans and leases held for sale
  • $7,446Unused loan commitments
  • $7,446Tier 1 (core) risk-based capital
  • $461,338Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $791,915Restructured Loans and leases
  • $24,354Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $215,242Total interest income
  • $31,389Total interest expense
  • $183,853Net interest income
  • $26,000Provision for loan and lease losses
  • $46,224Total noninterest income
  • $8,374Fiduciary activities
  • $17,580Service charges on deposit accounts
  • $0Trading account gains & fees
  • $20,270Additional noninterest income
  • $140,477Total noninterest expense
  • $72,974Salaries and employee benefits
  • $19,978Premises and equipment expense
  • $47,525Additional noninterest expense
  • $63,600Pre-tax net operating income
  • $0Securities gains (losses)
  • $18,372Applicable income taxes
  • $45,228Income before extraordinary items
  • $0Extraordinary gains - net
  • $45,228Net income attributable to bank
  • $0Net charge-offs
  • $45,228Cash dividends
  • $27,197Sale, conversion, retirement of capital stock, net
  • $22,000Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.44%Yield on earning assets
  • 0.65%Cost of funding earning assets
  • 3.79%Net interest margin
  • 0.95%Noninterest income to earning assets
  • 2.90%Noninterest expense to earning assets
  • 0.85%Net operating income to assets
  • 0.85%Return on assets (ROA)
  • 1.20%Pretax return on assets
  • 8.13%Return on equity (ROE)
  • 4.18%Retained earnings to average equity (YTD only)
  • 0.72%Net charge-offs to loans
  • 95.60%Credit loss provision to net charge-offs
  • 3.29%Efficiency ratio
  • 60,248Assets per employee
  • 3.11%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 48.64%Loss allowance to loans
  • 2.29%Loss allowance to noncurrent loans
  • 107.41%Noncurrent assets plus other real estate owned to assets
  • 2.01%Noncurrent loans to loans
  • 2.14%Net loans and leases to deposits
  • 86.14%Net loans and leases to core deposits
  • 92.53%Equity capital to assets
  • 10.49%Core capital (leverage) ratio
  • 8.87%Tier 1 risk-based capital ratio
  • 11.90%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $5,305,181Average earning assets
  • $556,154Average equity
  • $4,850,697Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $1,308,379Managed Assets
  • 1Number of Accounts
  • $1,085,632Personal trust and agency accounts
  • $423,908Employee benefit-defined contribution accounts
  • $27,119Employee benefit-defined benefit accounts
  • $119,598Other retirement accounts
  • $66,782Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $382,265Other fiduciary accounts
  • $65,960Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 1723Number of Accounts
  • $0Personal trust and agency accounts
  • $65,983Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $222,747Other retirement accounts
  • $25,516Corporate trust and agency accounts
  • $136,609Other fiduciary accounts
  • $33,462Fiduciary accounts held in foreign offices

List of branches

  • 146 Michigan Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0662Chemical Bank333 East Main Street, Midland, MI 48640March 14, 1917Full Service Brick and Mortar
    1187403Bullock Creek Branch1505 Poseyville Road, Ingersoll Township, MI 48640September 21, 1965Full Service Brick and Mortar
    2187404Circle Branch2910 Jefferson Avenue, Midland, MI 48640May 05, 1953Full Service Brick and Mortar
    3187405Northwest Branch2106 North Saginaw Road, Midland, MI 48640October 05, 1964Full Service Brick and Mortar
    5187407Sanford Branch423 Railroad Street, Sanford, MI 48657April 24, 1970Full Service Brick and Mortar
    6187408Abbott Road Branch2405 Abbott Road, Midland, MI 48640December 14, 1970Full Service Brick and Mortar
    79315St. Louis Branch111 West Saginaw Street, St. Louis, MI 48880January 01, 1889Full Service Brick and Mortar
    9187410Saginaw Branch2300 Midland Road, Saginaw Township, MI 48603June 08, 1976Full Service Brick and Mortar
    10187411South Saginaw Road Branch2009 South Saginaw Road, Midland, MI 48640May 10, 1977Full Service Brick and Mortar
    11187412Isabella Road Branch3400 Isabella Road, Midland, MI 48640November 14, 1977Full Service Brick and Mortar
    12187413Freeland Branch230 North Main Street, Freeland, MI 48623September 05, 1978Full Service Brick and Mortar
    13187414Larkin Township Branch6711 N Jefferson Rd, Midland, MI 48642July 16, 1979Full Service Brick and Mortar
    16227834Auburn Branch232 West Midland Street, Auburn, MI 48611April 24, 1970Full Service Brick and Mortar
    17187417Saginaw-Gratiot Branch5610 Gratiot, Saginaw, MI 48603December 01, 1987Full Service Brick and Mortar
    18227838Fashion Square Branch4955 Bay Road, Saginaw Township, MI 48604August 20, 1979Full Service Brick and Mortar
    19224471Edenville Branch5777 M - 30, Edenville, MI 48620September 10, 1973Full Service Brick and Mortar
    21187418Alma Office7295 North Alger Road, Alma, MI 48801September 14, 1996Full Service Brick and Mortar
    228072Chemical Bank Bay Area Branch213 Center Avenue, Bay City, MI 48706September 11, 1871Full Service Brick and Mortar
    23227831Bay City Branch314 East Midland Street, Bay City, MI 48706October 25, 1954Full Service Brick and Mortar
    24227832Hampton Township Branch3101 Center Avenue Road, Bay City, MI 48732July 09, 1965Full Service Brick and Mortar
    25227833Washington Avenue Branch600 Washington Avenue, Bay City, MI 48706May 08, 1967Full Service Brick and Mortar
    26227835Bangor Branch3533 Wilder Road, Bay City, MI 48706August 27, 1973Full Service Brick and Mortar
    28227837Columbus Avenue Branch1513-1517 Columbus Avenue, Bay City, MI 48706July 25, 1977Full Service Brick and Mortar
    29187409Bay Area Branch100 East Chippewa Street, Kawkawlin, MI 48631Febuary 13, 1973Full Service Brick and Mortar
    307279220 South Main Street Branch220 South Main Street, Standish, MI 48658December 31, 1912Full Service Brick and Mortar
    32224513West Huron Drive Branch144 West Huron Drive, Au Gres, MI 48703December 31, 1987Full Service Brick and Mortar
    33187415Pinconning Township Branch3858 North M13, Pinconning, MI 48650November 14, 1979Full Service Brick and Mortar
    40224556East Pickard Avenue Branch5600 East Pickard Avenue, Mount Pleasant, MI 48858December 15, 1988Limited Service Contractual
    48224565Grayling Branch2500 I-75 Business Loop, Grayling, MI 49738December 15, 1988Limited Service Contractual
    61186794Linwood Branch120 West Center Street, Linwood, MI 48634April 27, 1964Full Service Brick and Mortar
    639347Owosso Main Branch100 East Main Street, Owosso, MI 48867January 01, 1907Full Service Brick and Mortar
    64232436Owosso East Branch1345 East Main Street, Owosso, MI 48867September 10, 1964Full Service Brick and Mortar
    65232437Pierson Road Branch4329 W Pierson Road, Flint, MI 48504September 26, 1973Full Service Brick and Mortar
    66232438Owosso West Branch1200 West Main Street, Owosso, MI 48867May 01, 1975Full Service Brick and Mortar
    67232439Ow0ss0 South Branch301 South Washington Street, Owosso, MI 48867December 31, 1977Limited Service Facility
    68232440Bristol At Linden Branch3501 South Linden Road, Flint, MI 48507July 17, 1978Full Service Brick and Mortar
    70228294Morrice Branch318 Main Street, Morrice, MI 48857May 06, 1969Full Service Brick and Mortar
    718160Chemical Bank Michigan807 Mcewan Street, Clare, MI 48617March 10, 1909Full Service Brick and Mortar
    72228185Rosebush Branch4011 East Rosebush Road, Rosebush, MI 48878October 11, 1956Full Service Brick and Mortar
    73228186Coleman Branch375 East Railway Street, Coleman, MI 48618July 01, 1966Full Service Brick and Mortar
    74228187Harrison North Branch3245 N Clare Ave, Harrison, MI 48625March 01, 1976Full Service Brick and Mortar
    77228190Mt. Pleasant Branch1908 South Mission Street, Mount Pleasant, MI 48858October 31, 1979Full Service Brick and Mortar
    78228191Farwell Branch2370 West Ludington Drive, Farwell, MI 48622September 08, 1981Full Service Brick and Mortar
    79255802Mt. Pleasant Branch914 East Pickard Street, Union Township, MI 48858April 20, 1981Full Service Brick and Mortar
    80263535Harrison Branch127 North 2nd Street, Harrison, MI 48625January 01, 1890Full Service Brick and Mortar
    8110437Beaverton Branch190 South Ross Street, Beaverton, MI 48612March 15, 1945Full Service Brick and Mortar
    82237653White Star Branch27 East M-61, Hay Township, MI 48624December 30, 1974Full Service Brick and Mortar
    83237654Gladwin Branch1016 E. Cedar Avenue, Gladwin, MI 48624September 11, 1979Full Service Brick and Mortar
    84263516Gladwin Branch245 East Cedar Street, Gladwin, MI 48624January 01, 1890Full Service Brick and Mortar
    857731Chemical Bank Thumb Area240 North State Street, Caro, MI 48723May 04, 1904Full Service Brick and Mortar
    86226413Fairgrove Branch5002 W. Center Street, Fairgrove, MI 48733August 13, 1933Full Service Brick and Mortar
    88222669Marlette Branch2592 South Van Dyke Road, Marlette, MI 48453August 25, 1980Full Service Brick and Mortar
    90222668East Caro Road Branch1079 East Caro Road, Caro, MI 48723July 19, 1977Full Service Brick and Mortar
    918815Cass City Branch6363 Main Street, Cass City, MI 48726January 01, 1882Full Service Brick and Mortar
    925834Harbor Beach Branch112 North Huron Avenue, Harbor Beach, MI 48441January 01, 1880Full Service Brick and Mortar
    93187467Bad Axe Branch704 North Van Dyke Road, Bad Axe, MI 48413August 26, 1980Full Service Brick and Mortar
    9433157Chemical Bank Cadillac Office115 N Mitchell Street, Cadillac, MI 49601December 16, 1985Full Service Brick and Mortar
    957733Lake City Branch127 South Main Street, Lake City, MI 49651January 01, 1909Full Service Brick and Mortar
    96226417Mcbain Branch101 North Roland, Mcbain, MI 49657August 31, 1939Full Service Brick and Mortar
    97226418North Mitchell Street Branch1408 North Mitchell Street, Cadillac, MI 49601March 28, 1973Full Service Brick and Mortar
    989362Chemical Bank Stanton110 East Main, Stanton, MI 48888January 01, 1901Full Service Brick and Mortar
    99232483Crystal Branch101 North Main Street, Crystal, MI 48818January 09, 1964Full Service Brick and Mortar
    100232484Edmore Branch400 East Main Street, Edmore, MI 48829January 02, 1960Full Service Brick and Mortar
    101232485Sheridan Branch201 South Main Street, Sheridan, MI 48884December 16, 1946Full Service Brick and Mortar
    102232486Carson City Branch10795 East Carson City Road, Carson City, MI 48811December 07, 1981Full Service Brick and Mortar
    103232487Greenville Branch1311 West Washington Street, Greenville, MI 48838November 08, 1982Full Service Brick and Mortar
    104232488North State Street Branch401 North State Street, Stanton, MI 48888December 05, 1984Limited Service Facility
    105232550Lakeview Branch9650 North Greenville Road, Lakeview, MI 48850April 12, 1994Full Service Brick and Mortar
    10643088Belding Branch102 West Main Street, Belding, MI 48809January 01, 1889Full Service Brick and Mortar
    10716054Chemical Bank North Branch2500 I-75 Business Loop, Grayling, MI 49738September 10, 1979Full Service Brick and Mortar
    108255638Roscommon Branch505 North Fifth Street, Roscommon, MI 48653December 01, 1982Full Service Brick and Mortar
    109226416Houghton Lake Heights Branch8025 W M-55, Houghton Lake Heights, MI 48630May 04, 1964Full Service Brick and Mortar
    110255639Prudenville Branch1511 West Houghton Lake Drive, Prudenville, MI 48651August 21, 1985Full Service Brick and Mortar
    1119208Chemical Bank Central Branch125 North Michigan Avenue, Big Rapids, MI 49307January 01, 1902Full Service Brick and Mortar
    112231981Southland Branch104 Perry Street, Big Rapids, MI 49307December 10, 1964Full Service Brick and Mortar
    113231982Stanwood Branch26 Front Street, Stanwood, MI 49346October 01, 1965Full Service Brick and Mortar
    114231983Reed City Branch840 S. Chestnut Street, Reed City, MI 49677June 22, 1979Full Service Brick and Mortar
    115231984Pleasantview Branch20065 Gilbert Road, Big Rapids, MI 49307October 07, 1980Limited Service Facility
    116223123Evart Branch9568 Sthy 10, Evart, MI 49631December 08, 1980Full Service Brick and Mortar
    117274237Fremont Branch211 West Main St, Fremont, MI 49412January 01, 1923Full Service Brick and Mortar
    11842785Walker Branch2185 3 Mile Rd Nw, Grand Rapids, MI 49544January 01, 1887Full Service Brick and Mortar
    119277878Bridge Street Branch910 Bridge Street Northwest, Grand Rapids, MI 49504May 30, 1995Full Service Brick and Mortar
    120277879Cascade Road Branch6275 28th Street, S.E., Grand Rapids, MI 49546November 11, 1996Full Service Brick and Mortar
    122358667Caledonia Branch9185 Cherry Valley Drive, Caledonia, MI 49316May 15, 2000Limited Service Loan Production
    123362280Belmont Branch6009 West River Drive, N.E., Belmont, MI 49306September 14, 2001Full Service Brick and Mortar
    1245983Caledonia Branch627 East Main Street, Caledonia, MI 49316June 22, 1904Full Service Brick and Mortar
    125219921Dutton Branch3205 68th Street, S.E., Dutton, MI 49316November 12, 1974Full Service Brick and Mortar
    126219922Middleville Branch303 Arlington Street, Middleville, MI 49333December 31, 1988Full Service Brick and Mortar
    1277273Riverview Office823 Riverview Drive, Benton Harbor, MI 49022January 01, 1934Full Service Brick and Mortar
    128224476Baroda Branch9061 South First Street, Baroda, MI 49101August 03, 1959Full Service Brick and Mortar
    130224479Buchanan Branch128 North Main Street, Buchanan, MI 49107May 01, 1961Full Service Brick and Mortar
    131224480Fairplain Branch834 Nickerson Avenue, Benton Harbor, MI 49022September 01, 1964Full Service Brick and Mortar
    133224482Eau Claire Branch6534 Main Street, Eau Claire, MI 49111June 24, 1968Full Service Brick and Mortar
    134224484St Joseph-Cleveland Avenue Branch2600 South Cleveland Avenue, St. Joseph, MI 49085March 19, 1975Full Service Brick and Mortar
    135224485Buchanan Auto Branch1101 East Front Street, Buchanan, MI 49107January 21, 1980Limited Service Facility
    136224486Orchards Mall Branch1882 Pipestone Road, Benton Harbor, MI 49022December 26, 1979Full Service Brick and Mortar
    137224488St Joseph-Courtplace Branch720 Pleasant Street, St. Joseph, MI 49085September 13, 1989Full Service Brick and Mortar
    138263000Edwardsburg Branch68955 M62, Edwardsburg, MI 49112January 01, 1890Full Service Brick and Mortar
    139263001Three Oaks Branch11 East Linden Street, Three Oaks, MI 49128January 01, 1890Full Service Brick and Mortar
    140263006Berrien Springs Branch9190 U.S. 31-33, Berrien Springs, MI 49103January 01, 1890Full Service Brick and Mortar
    141671South Haven-Downtown Branch433 Phoenix Street, South Haven, MI 49090November 03, 1892Full Service Brick and Mortar
    142187468Bloomingdale Branch101 Spring Street, Bloomingdale, MI 49026October 23, 1963Full Service Brick and Mortar
    143187469Fennville Branch125 South Maple Street, Fennville, MI 49408September 01, 1965Full Service Brick and Mortar
    144187470Saugatuck Branch249 Mason Street, Saugatuck, MI 49453August 23, 1965Full Service Brick and Mortar
    145187471South Haven-Suburban Branch73881 M-43, South Haven, MI 49090December 13, 1972Full Service Brick and Mortar
    146187472Allegan Branch236 Hubbard Street, Allegan, MI 49010July 30, 1990Full Service Brick and Mortar
    147187473Paw Paw Branch212 South Kalamazoo Street, Paw Paw, MI 49079July 30, 1990Full Service Brick and Mortar
    148263013Hartford Branch18 North Center Street, Hartford, MI 49057January 01, 1890Full Service Brick and Mortar
    149224489St Joseph-Southtown Auto Bank2017 Niles Road, St. Joseph, MI 49085May 13, 1996Limited Service Facility
    150224490Portage Branch8025 Creekside Drive, Portage, MI 49024March 31, 1997Full Service Brick and Mortar
    151280028Lakeshore Branch1711 West John Beers Road, Stevensville, MI 49127January 01, 1916Full Service Brick and Mortar
    152224491Niles South Branch1835 South 11th, Niles, MI 49120January 13, 1997Full Service Brick and Mortar
    153224492St Joseph-Main Street Auto Branch616 Pleasant Street, St. Joseph, MI 49085June 13, 1997Limited Service Facility
    1545836Coloma Branch209 North Paw Paw Street, Coloma, MI 49038January 01, 1896Full Service Brick and Mortar
    156356987Coloma Paw Paw Avenue Branch6540 Paw Avenue, Coloma, MI 49038July 25, 1999Limited Service Facility
    157218098Sister Lakes Branch67900 M-152 West, Covert, MI 49043May 12, 1961Full Service Brick and Mortar
    158223310Holland Branch177 North River Avenue, Holland, MI 49423November 16, 1960Full Service Brick and Mortar
    159223315Zeeland Branch501 West Main Street, Zeeland, MI 49464November 17, 1976Full Service Brick and Mortar
    161274234Grand Haven Branch1600 Beacon Blvd, Grand Haven, MI 49417January 01, 1923Full Service Brick and Mortar
    16314084Marshall Main Branch115 West Drive South, Marshall, MI 49068June 07, 1971Full Service Brick and Mortar
    164250982Marshall Downtown Branch131 West Michigan Avenue, Marshall, MI 49068September 06, 1978Full Service Brick and Mortar
    166251046Albion Office1301 North Eaton Avenue, Albion, MI 49224November 23, 1998Full Service Brick and Mortar
    167365886Holland South Branch855 South Washington, Holland, MI 49423September 16, 2002Limited Service Facility
    168219923Kalamazoo Downtown Branch211 E. Water, Suite 100, Kalamazoo, MI 49007March 09, 1998Full Service Brick and Mortar
    1693352Hastings/West State Branch241 West State Street, Hastings, MI 49058December 08, 1933Full Service Brick and Mortar
    170206698Gun Lake Branch12850 W. M-179 Highway, Wayland, MI 49348May 01, 1989Full Service Brick and Mortar
    171466624Corunna Office Branch310 N Shiawassee Street, Corunna, MI 48817August 01, 2006Full Service Brick and Mortar
    172466625West Kal Branch6080 W Main Street, Kalamazoo, MI 49009August 07, 2006Full Service Brick and Mortar
    173466626Niles Main Office Branch407 E. Main Street, Niles, MI 49120January 08, 2007Full Service Brick and Mortar
    174466627Riley Street Office Branch12368 Riley Street, Holland, MI 49424Febuary 12, 2007Full Service Brick and Mortar
    175507053Coldwater Office390 East Chicago Street, Coldwater, MI 49036March 29, 2010Full Service Brick and Mortar
    1767281Byron Bank Branch2445 84th Street, S.W., Byron Center, MI 49315April 01, 1921Full Service Brick and Mortar
    177224578Jamestown Branch3208 24th Avenue, S.W., Jamestown, MI 49427November 27, 1963Full Service Brick and Mortar
    178224579South Kent Branch6455 South Division Avenue, Grand Rapids, MI 49548December 28, 1972Full Service Brick and Mortar
    179224580Dorr Branch1604 - 142nd Street, Dorr, MI 49323June 23, 1986Full Service Brick and Mortar
    180224581Hudsonville Branch4595-32nd Avenue, Hudsonville, MI 49426June 03, 1991Full Service Brick and Mortar
    181224582Grandville Branch4495 Wilson Ave Sw, Grandville, MI 49418November 30, 1995Full Service Brick and Mortar
    1829392Moline Branch4426 Division, Moline, MI 49335July 08, 1919Full Service Brick and Mortar
    183224583Zeeland Branch9581 Riley, Zeeland, MI 49464March 16, 1998Full Service Brick and Mortar
    184224584Hamilton Branch3614 M-40, Hamilton, MI 49419July 27, 1998Full Service Brick and Mortar
    185224585Allendale Branch5980 Lake Michigan Drive, Allendale, MI 49401November 01, 1998Full Service Brick and Mortar
    186224586Kentwood Branch6225 Kalamazoo Ave, Grand Rapids, MI 49508Febuary 01, 1999Full Service Brick and Mortar
    187429697Jenison Branch1963 Baldwin Street, Jenison, MI 49428November 08, 2003Full Service Brick and Mortar
    188452494Wayland Branch1146 W Superior St, Wayland, MI 49348November 07, 2005Full Service Brick and Mortar
    189478778East Paris Office Branch4024 Park East Court S, Suite A, Grand Rapids, MI 49546May 01, 2008Full Service Brick and Mortar
    190510841Union Pier Lpo Branch16170 Red Arrow Hwy C8, Union Pier, MI 49129May 18, 2010Limited Service Administrative

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