Cheyenne Western Bank in Ashland, Montana (MT)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 01, 1998

  • Cheyenne Western Bank in Ashland, Montana (MT)
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Cheyenne Western Bank - Overview

  • General
  • FDIC Certificate #: 20522
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Community Bank (#2176)
    Federal Reserve ID: 227254
    Date Established: October 13, 1971
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 14162
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 13, 1971
    Last Structure Change Effective Date: September 01, 1998
    Last Structure Change Process Date: October 05, 1998
    Last Data Update: October 05, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: Custer And Main, Ashland, MT 59003
    County: Rosebud
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $11.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 4Total employees (full-time equivalent)
  • $6,533Total assets
  • $852Cash and due from depository institutions
  • $95Interest-bearing balances
  • $1,473Securities
  • $1,210Federal funds sold & reverse repurchase agreements
  • $2,891Net loans & leases
  • $36Loan loss allowance
  • $0Trading account assets
  • $53Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $54All other assets
  • $6,533Total liabilities and capital
  • $5,948Total liabilities
  • $5,853Total deposits
  • $3,909Interest-bearing deposits
  • $5,853Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $95All other liabilities
  • $585Total equity capital
  • $585Total bank equity capital
  • $585Perpetual preferred stock
  • $0Common stock
  • $160Surplus
  • $340Undivided profits
  • Memoranda
  • $85Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $482Earning assets
  • $0Long-term assets (5+ years)
  • $23Average Assets, year-to-date
  • $5,669Average Assets, quarterly
  • $868Volatile liabilities
  • $6,916Insider loans
  • $6,518FHLB advances
  • $300Loans and leases held for sale
  • $158Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $300Total unused commitments
  • $0Restructured Loans and leases
  • $3,193Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $455Total interest income
  • $168Total interest expense
  • $287Net interest income
  • $5Provision for loan and lease losses
  • $93Total noninterest income
  • $0Fiduciary activities
  • $78Service charges on deposit accounts
  • $0Trading account gains & fees
  • $15Additional noninterest income
  • $296Total noninterest expense
  • $140Salaries and employee benefits
  • $27Premises and equipment expense
  • $129Additional noninterest expense
  • $79Pre-tax net operating income
  • $0Securities gains (losses)
  • $19Applicable income taxes
  • $60Income before extraordinary items
  • $0Extraordinary gains - net
  • $60Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $7Sale, conversion, retirement of capital stock, net
  • $60Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.43%Yield on earning assets
  • 2.75%Cost of funding earning assets
  • 4.69%Net interest margin
  • 1.52%Noninterest income to earning assets
  • 4.84%Noninterest expense to earning assets
  • 0.87%Net operating income to assets
  • 0.87%Return on assets (ROA)
  • 1.14%Pretax return on assets
  • 9.94%Return on equity (ROE)
  • 0.00%Retained earnings to average equity (YTD only)
  • 0.22%Net charge-offs to loans
  • 71.43%Credit loss provision to net charge-offs
  • 12.00%Efficiency ratio
  • 77,895Assets per employee
  • 1.63%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 100.00%Loss allowance to loans
  • 1.23%Loss allowance to noncurrent loans
  • 7.47%Noncurrent assets plus other real estate owned to assets
  • 7.38%Noncurrent loans to loans
  • 16.47%Net loans and leases to deposits
  • 49.39%Net loans and leases to core deposits
  • 52.06%Equity capital to assets
  • 8.95%Core capital (leverage) ratio
  • 8.65%Tier 1 risk-based capital ratio
  • 18.32%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $6,916Average earning assets
  • $604Average equity
  • $6,120Average loans

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