Citizens Bank, National Association in Shawano, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 18, 1999

  • Citizens Bank, National Association in Shawano, Wisconsin (WI)
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Citizens Bank, National Association - Overview

  • General
  • FDIC Certificate #: 15155
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Associated Bank, National Association (#5296)
    Federal Reserve ID: 168245
    Date Established: March 23, 1910
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Interstate: No)
    OTS Docket #: 11018
    FDIC's unique #: 9525
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 18, 1999
    Last Structure Change Process Date: June 30, 1999
    Last Data Update: June 30, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 129 East Division Street, Shawano, WI 54166
    County: Shawano
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Appleton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $152.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 73Total employees (full-time equivalent)
  • $148,938Total assets
  • $5,815Cash and due from depository institutions
  • $1,787Interest-bearing balances
  • $27,506Securities
  • $22,450Federal funds sold & reverse repurchase agreements
  • $78,482Net loans & leases
  • $2,924Loan loss allowance
  • $0Trading account assets
  • $1,478Bank premises and fixed assets
  • $219Other real estate owned
  • $11,903Goodwill and other intangibles
  • $0Life insurance assets
  • $1,085All other assets
  • $148,938Total liabilities and capital
  • $124,371Total liabilities
  • $117,632Total deposits
  • $102,187Interest-bearing deposits
  • $117,632Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $5,139Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,600All other liabilities
  • $24,567Total equity capital
  • $24,567Total bank equity capital
  • $24,567Perpetual preferred stock
  • $0Common stock
  • $565Surplus
  • $15,969Undivided profits
  • Memoranda
  • $8,033Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $3,269Earning assets
  • $63Long-term assets (5+ years)
  • $417Average Assets, year-to-date
  • $130,225Average Assets, quarterly
  • $6,035Volatile liabilities
  • $141,495Insider loans
  • $142,142FHLB advances
  • $10,226Loans and leases held for sale
  • $874Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $159Total risk weighted assets
  • $8,868Total unused commitments
  • $0Restructured Loans and leases
  • $80,374Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $10,014Total interest income
  • $4,746Total interest expense
  • $5,268Net interest income
  • $0Provision for loan and lease losses
  • $1,931Total noninterest income
  • $0Fiduciary activities
  • $385Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,546Additional noninterest income
  • $5,120Total noninterest expense
  • $1,848Salaries and employee benefits
  • $626Premises and equipment expense
  • $2,646Additional noninterest expense
  • $2,079Pre-tax net operating income
  • $0Securities gains (losses)
  • $677Applicable income taxes
  • $1,402Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,402Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $624Sale, conversion, retirement of capital stock, net
  • $213Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.65%Yield on earning assets
  • 3.63%Cost of funding earning assets
  • 4.02%Net interest margin
  • 1.47%Noninterest income to earning assets
  • 3.91%Noninterest expense to earning assets
  • 0.99%Net operating income to assets
  • 0.99%Return on assets (ROA)
  • 1.47%Pretax return on assets
  • 9.20%Return on equity (ROE)
  • 7.80%Retained earnings to average equity (YTD only)
  • 0.70%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 3.33%Efficiency ratio
  • 69,787Assets per employee
  • 2.04%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 15.19%Loss allowance to loans
  • 3.59%Loss allowance to noncurrent loans
  • 89.45%Noncurrent assets plus other real estate owned to assets
  • 2.34%Noncurrent loans to loans
  • 4.02%Net loans and leases to deposits
  • 66.72%Net loans and leases to core deposits
  • 69.73%Equity capital to assets
  • 16.49%Core capital (leverage) ratio
  • 10.14%Tier 1 risk-based capital ratio
  • 15.54%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $141,495Average earning assets
  • $15,247Average equity
  • $130,921Average loans

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