Citizens Bank of Blythedale in Blythedale, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Citizens Bank of Blythedale in Blythedale, Missouri (MO)
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Citizens Bank of Blythedale - Overview

  • General
  • FDIC Certificate #: 1648
    Status: Active
    Federal Reserve ID: 949949
    Bank Holding Company (Regulatory Top Holder): Citizens Bancshares Of Blythedale, Inc. (RSSDID: 1061361, Location: Blythedale, MO)
    Date Established: September 06, 1910
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 1083
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 24, 2007
    Last Structure Change Process Date: March 07, 2007
    Last Data Update: March 07, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 727 7th Street, Blythedale, MO 64426
    County: Harrison
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $32.3 mil
    Equity capital: $3.6 mil
    Deposits held in domestic offices: $27.8 mil
    Return on assets (ROA): 0.99% ($0.3 mil)
    Quarterly return on assets: 1.26% ($0.4 mil)
    Return on Equity (ROE): 9.39% ($0.4 mil)
    Quarterly return on equity: 11.29% ($0.5 mil)
    Net income: $0.3 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.99% ($320.0 mil)
    Quarterly Pretax return on assets: 1.26% ($407.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $32,321Total assets
  • $2,172Cash and due from depository institutions
  • $1,450Interest-bearing balances
  • $8,513Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $20,916Net loans & leases
  • $287Loan loss allowance
  • $0Trading account assets
  • $115Bank premises and fixed assets
  • $65Other real estate owned
  • $0Goodwill and other intangibles
  • $32,321Life insurance assets
  • $540All other assets
  • $28,671Total liabilities and capital
  • $27,752Total liabilities
  • $24,439Total deposits
  • $27,752Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $800Trading liabilities
  • $0Other borrowed funds
  • $119Subordinated debt
  • $3,650All other liabilities
  • $3,650Total equity capital
  • $3,650Total bank equity capital
  • $0Perpetual preferred stock
  • $270Common stock
  • $1,327Surplus
  • $2,053Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $57Income earned, not collected on loans
  • $0Earning assets
  • $315Long-term assets (5+ years)
  • $30,879Average Assets, year-to-date
  • $4,825Average Assets, quarterly
  • $32,947Volatile liabilities
  • $32,425Insider loans
  • $24,161FHLB advances
  • $32,392Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $3,405Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $993Restructured Loans and leases
  • $73Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,747Total interest income
  • $386Total interest expense
  • $1,361Net interest income
  • $230Provision for loan and lease losses
  • $184Total noninterest income
  • $0Fiduciary activities
  • $173Service charges on deposit accounts
  • $0Trading account gains & fees
  • $11Additional noninterest income
  • $990Total noninterest expense
  • $640Salaries and employee benefits
  • $44Premises and equipment expense
  • $306Additional noninterest expense
  • $325Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $325Income before extraordinary items
  • $0Extraordinary gains - net
  • $325Net income attributable to bank
  • $0Net charge-offs
  • $325Cash dividends
  • $146Sale, conversion, retirement of capital stock, net
  • $200Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.56%Yield on earning assets
  • 1.23%Cost of funding earning assets
  • 4.33%Net interest margin
  • 0.59%Noninterest income to earning assets
  • 3.15%Noninterest expense to earning assets
  • 0.99%Net operating income to assets
  • 0.99%Return on assets (ROA)
  • 0.99%Pretax return on assets
  • 9.39%Return on equity (ROE)
  • 3.61%Retained earnings to average equity (YTD only)
  • 0.67%Net charge-offs to loans
  • 157.53%Credit loss provision to net charge-offs
  • 3.80%Efficiency ratio
  • 64,078Assets per employee
  • 2.15%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 61.54%Loss allowance to loans
  • 1.35%Loss allowance to noncurrent loans
  • 503.51%Noncurrent assets plus other real estate owned to assets
  • 0.38%Noncurrent loans to loans
  • 0.27%Net loans and leases to deposits
  • 75.37%Net loans and leases to core deposits
  • 77.15%Equity capital to assets
  • 11.29%Core capital (leverage) ratio
  • 10.51%Tier 1 risk-based capital ratio
  • 14.09%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $32,947Average earning assets
  • $3,459Average equity
  • $31,429Average loans

List of branches

  • 3 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    01083Citizens Bank Of Blythedale727 7th Street, Blythedale, MO 64426September 06, 1910Full Service Brick and Mortar
    1189946Drive-In FacilityHighway North, Eagleville, MO 64442December 17, 1973Limited Service Facility
    2189947Ridgeway BranchMain Street And Vine, Ridgeway, MO 64481Febuary 06, 1995Full Service Brick and Mortar

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