Farmers State Bank Stanberry in Stanberry, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Farmers State Bank Stanberry in Stanberry, Missouri (MO)
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Farmers State Bank Stanberry - Overview

  • General
  • FDIC Certificate #: 1619
    Status: Active
    Federal Reserve ID: 376657
    Bank Holding Company (Regulatory Top Holder): Frederick Holding Company (RSSDID: 1059126, Location: Stanberry, MO)
    Date Established: March 25, 1925
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 1060
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 27, 2010
    Last Structure Change Process Date: May 27, 2010
    Last Data Update: May 27, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 118 W 1st St, Stanberry, MO 64489
    County: Gentry
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $57.5 mil
    Equity capital: $8.0 mil
    Deposits held in domestic offices: $49.5 mil
    Return on assets (ROA): 1.62% ($0.9 mil)
    Quarterly return on assets: 0.94% ($0.5 mil)
    Return on Equity (ROE): 11.62% ($0.9 mil)
    Quarterly return on equity: 6.64% ($0.5 mil)
    Net income: $0.9 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.62% ($932.1 mil)
    Quarterly Pretax return on assets: 0.94% ($540.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 9Total employees (full-time equivalent)
  • $57,534Total assets
  • $1,295Cash and due from depository institutions
  • $0Interest-bearing balances
  • $25,559Securities
  • $3,685Federal funds sold & reverse repurchase agreements
  • $25,818Net loans & leases
  • $492Loan loss allowance
  • $0Trading account assets
  • $439Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $57,534Life insurance assets
  • $738All other assets
  • $49,546Total liabilities and capital
  • $49,494Total liabilities
  • $40,193Total deposits
  • $49,494Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $52Subordinated debt
  • $7,988All other liabilities
  • $7,988Total equity capital
  • $7,988Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $200Surplus
  • $7,688Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $23Income earned, not collected on loans
  • $0Earning assets
  • $589Long-term assets (5+ years)
  • $55,062Average Assets, year-to-date
  • $5,252Average Assets, quarterly
  • $56,760Volatile liabilities
  • $57,046Insider loans
  • $34,810FHLB advances
  • $57,643Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $7,508Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,247Restructured Loans and leases
  • $26Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,273Total interest income
  • $426Total interest expense
  • $1,847Net interest income
  • $0Provision for loan and lease losses
  • $155Total noninterest income
  • $0Fiduciary activities
  • $97Service charges on deposit accounts
  • $0Trading account gains & fees
  • $58Additional noninterest income
  • $1,083Total noninterest expense
  • $593Salaries and employee benefits
  • $147Premises and equipment expense
  • $343Additional noninterest expense
  • $919Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $919Income before extraordinary items
  • $0Extraordinary gains - net
  • $919Net income attributable to bank
  • $0Net charge-offs
  • $919Cash dividends
  • -$5Sale, conversion, retirement of capital stock, net
  • $851Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.20%Yield on earning assets
  • 0.79%Cost of funding earning assets
  • 3.41%Net interest margin
  • 0.29%Noninterest income to earning assets
  • 2.00%Noninterest expense to earning assets
  • 1.62%Net operating income to assets
  • 1.62%Return on assets (ROA)
  • 1.62%Pretax return on assets
  • 11.62%Return on equity (ROE)
  • 0.86%Retained earnings to average equity (YTD only)
  • -0.02%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 54,096Assets per employee
  • 6.39%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 92.60%Loss allowance to loans
  • 1.87%Loss allowance to noncurrent loans
  • 2139.13%Noncurrent assets plus other real estate owned to assets
  • 0.04%Noncurrent loans to loans
  • 0.09%Net loans and leases to deposits
  • 52.16%Net loans and leases to core deposits
  • 52.60%Equity capital to assets
  • 13.88%Core capital (leverage) ratio
  • 13.02%Tier 1 risk-based capital ratio
  • 21.57%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $56,760Average earning assets
  • $7,910Average equity
  • $54,145Average loans

List of branches

  • 1 Missouri Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    01060Farmers State Bank Stanberry118 W 1st St, Stanberry, MO 64489March 25, 1925Full Service Brick and Mortar

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