Citizens Bank of Marianna in Marianna, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 1998

  • Citizens Bank of Marianna in Marianna, Florida (FL)
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Citizens Bank of Marianna - Overview

  • General
  • FDIC Certificate #: 863
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SunTrust Bank, Tallahassee, National Association (#20554)
    Federal Reserve ID: 685630
    Date Established: January 05, 1904
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    FDIC's unique #: 548
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 01, 1998
    Last Structure Change Process Date: October 20, 1998
    Last Data Update: October 20, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 206 East Lafayette Street, Marianna, FL 32446
    County: Jackson
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Pensacola
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
  • Financial Summary
  • Total assets: $156.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 71Total employees (full-time equivalent)
  • $153,299Total assets
  • $9,060Cash and due from depository institutions
  • $0Interest-bearing balances
  • $64,079Securities
  • $4,800Federal funds sold & reverse repurchase agreements
  • $71,755Net loans & leases
  • $1,081Loan loss allowance
  • $0Trading account assets
  • $1,905Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,700All other assets
  • $153,299Total liabilities and capital
  • $127,781Total liabilities
  • $126,816Total deposits
  • $99,086Interest-bearing deposits
  • $126,816Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $965All other liabilities
  • $25,518Total equity capital
  • $25,518Total bank equity capital
  • $25,518Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $2,500Undivided profits
  • Memoranda
  • $22,018Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $216Earning assets
  • $0Long-term assets (5+ years)
  • $614Average Assets, year-to-date
  • $140,634Average Assets, quarterly
  • $9,475Volatile liabilities
  • $148,376Insider loans
  • $149,497FHLB advances
  • $12,965Loans and leases held for sale
  • $1,470Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $9,311Total unused commitments
  • $0Restructured Loans and leases
  • $81,840Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $11,187Total interest income
  • $4,168Total interest expense
  • $7,019Net interest income
  • $60Provision for loan and lease losses
  • $1,060Total noninterest income
  • $0Fiduciary activities
  • $743Service charges on deposit accounts
  • $0Trading account gains & fees
  • $317Additional noninterest income
  • $3,686Total noninterest expense
  • $2,405Salaries and employee benefits
  • $524Premises and equipment expense
  • $757Additional noninterest expense
  • $4,333Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,554Applicable income taxes
  • $2,779Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,779Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$36Sale, conversion, retirement of capital stock, net
  • $751Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.06%Yield on earning assets
  • 3.00%Cost of funding earning assets
  • 5.06%Net interest margin
  • 0.76%Noninterest income to earning assets
  • 2.66%Noninterest expense to earning assets
  • 1.87%Net operating income to assets
  • 1.87%Return on assets (ROA)
  • 2.92%Pretax return on assets
  • 11.42%Return on equity (ROE)
  • 8.33%Retained earnings to average equity (YTD only)
  • -0.05%Net charge-offs to loans
  • -166.67%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 45,624Assets per employee
  • 2.16%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 27.02%Loss allowance to loans
  • 1.48%Loss allowance to noncurrent loans
  • 500.46%Noncurrent assets plus other real estate owned to assets
  • 0.14%Noncurrent loans to loans
  • 0.30%Net loans and leases to deposits
  • 56.58%Net loans and leases to core deposits
  • 63.03%Equity capital to assets
  • 16.65%Core capital (leverage) ratio
  • 17.09%Tier 1 risk-based capital ratio
  • 31.16%Total risk-based capital ratio
  • Memoranda
  • $32Average assets
  • $148,376Average earning assets
  • $24,331Average equity
  • $138,775Average loans

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