Citizens Bank of Rogersville in Rogersville, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Citizens Bank of Rogersville - Overview

  • General
  • FDIC Certificate #: 8572
    Status: Active
    Federal Reserve ID: 246451
    Bank Holding Company (Regulatory Top Holder): Cbr Bancshares Corporation (RSSDID: 1834284, Location: Rogersville, MO)
    Date Established: January 01, 1908
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 5475
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1001 West Center Street, Rogersville, MO 65742
    County: Webster
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Springfield, MO (#7920)
    Core Based Statistical Area (CBSA): Springfield, MO (#44180)
    CBSA Metro Statistical Area: Springfield, MO (#44180)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $57.3 mil
    Equity capital: $4.9 mil
    Deposits held in domestic offices: $52.2 mil
    Return on assets (ROA): 0.37% ($0.2 mil)
    Quarterly return on assets: 0.60% ($0.3 mil)
    Return on Equity (ROE): 4.42% ($0.2 mil)
    Quarterly return on equity: 7.00% ($0.3 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.37% ($212.2 mil)
    Quarterly Pretax return on assets: 0.60% ($344.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 24Total employees (full-time equivalent)
  • $57,345Total assets
  • $6,534Cash and due from depository institutions
  • $3,254Interest-bearing balances
  • $14,643Securities
  • $1,379Federal funds sold & reverse repurchase agreements
  • $30,411Net loans & leases
  • $502Loan loss allowance
  • $0Trading account assets
  • $1,740Bank premises and fixed assets
  • $781Other real estate owned
  • $236Goodwill and other intangibles
  • $57,345Life insurance assets
  • $1,621All other assets
  • $52,415Total liabilities and capital
  • $52,192Total liabilities
  • $41,039Total deposits
  • $52,192Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $223Subordinated debt
  • $4,930All other liabilities
  • $4,930Total equity capital
  • $4,930Total bank equity capital
  • $0Perpetual preferred stock
  • $150Common stock
  • $1,100Surplus
  • $3,680Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,163Income earned, not collected on loans
  • $0Earning assets
  • $195Long-term assets (5+ years)
  • $49,687Average Assets, year-to-date
  • $25,355Average Assets, quarterly
  • $57,527Volatile liabilities
  • $56,889Insider loans
  • $40,816FHLB advances
  • $56,359Loans and leases held for sale
  • $220Unused loan commitments
  • $220Tier 1 (core) risk-based capital
  • $4,776Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,018Restructured Loans and leases
  • $20Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,385Total interest income
  • $401Total interest expense
  • $1,984Net interest income
  • $120Provision for loan and lease losses
  • $643Total noninterest income
  • $0Fiduciary activities
  • $194Service charges on deposit accounts
  • $0Trading account gains & fees
  • $449Additional noninterest income
  • $2,293Total noninterest expense
  • $1,213Salaries and employee benefits
  • $313Premises and equipment expense
  • $767Additional noninterest expense
  • $214Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $214Income before extraordinary items
  • $0Extraordinary gains - net
  • $214Net income attributable to bank
  • $0Net charge-offs
  • $214Cash dividends
  • $235Sale, conversion, retirement of capital stock, net
  • $30Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.78%Yield on earning assets
  • 0.80%Cost of funding earning assets
  • 3.98%Net interest margin
  • 1.29%Noninterest income to earning assets
  • 4.60%Noninterest expense to earning assets
  • 0.37%Net operating income to assets
  • 0.37%Return on assets (ROA)
  • 0.37%Pretax return on assets
  • 4.42%Return on equity (ROE)
  • 3.80%Retained earnings to average equity (YTD only)
  • 0.73%Net charge-offs to loans
  • 51.06%Credit loss provision to net charge-offs
  • 1.42%Efficiency ratio
  • 87,286Assets per employee
  • 2.39%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 14.02%Loss allowance to loans
  • 1.62%Loss allowance to noncurrent loans
  • 43.16%Noncurrent assets plus other real estate owned to assets
  • 3.39%Noncurrent loans to loans
  • 3.76%Net loans and leases to deposits
  • 58.27%Net loans and leases to core deposits
  • 58.98%Equity capital to assets
  • 8.60%Core capital (leverage) ratio
  • 8.47%Tier 1 risk-based capital ratio
  • 11.70%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $57,527Average earning assets
  • $4,841Average equity
  • $49,890Average loans

List of branches

  • 2 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05475Citizens Bank Of Rogersville1001 West Center Street, Rogersville, MO 65742January 01, 1908Full Service Brick and Mortar
    1218736East Highway 60 Facility4225 East Highway 60, Rogersville, MO 65742January 02, 1992Full Service Brick and Mortar

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