Citizens Bank of Rogersville in Rogersville, Missouri (MO)



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Citizens Bank of Rogersville routing number info

Table of contents:
Citizens Bank of Rogersville
GeneralFDIC Certificate #: 8572
Status: Active
Federal Reserve ID: 246451
Bank Holding Company (Regulatory Top Holder): Cbr Bancshares Corporation (RSSDID: 1834284, Location: Rogersville, MO)
Date Established: January 01, 1908
WWW: http://www.cbofr.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 5475
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 1001 West Center Street, Rogersville, MO 65742
County: Webster
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Springfield Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Springfield, MO (#7920)
Core Based Statistical Area (CBSA): Springfield, MO (#44180)
CBSA Metro Statistical Area: Springfield, MO (#44180)
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $57.3 mil
Equity capital: $4.9 mil
Deposits held in domestic offices: $52.2 mil
Return on assets (ROA): 0.37% ($0.2 mil)
Quarterly return on assets: 0.60% ($0.3 mil)
Return on Equity (ROE): 4.42% ($0.2 mil)
Quarterly return on equity: 7.00% ($0.3 mil)
Net income: $0.2 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.37% ($212.2 mil)
Quarterly Pretax return on assets: 0.60% ($344.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)24
Total assets$57,345
Cash and due from depository institutions$6,534
Interest-bearing balances$3,254
Securities$14,643
Federal funds sold & reverse repurchase agreements$1,379
Net loans & leases$30,411
Loan loss allowance $502
Trading account assets$0
Bank premises and fixed assets$1,740
Other real estate owned$781
Goodwill and other intangibles$236
All other assets$1,621
Life insurance assets$57,345
Total liabilities and capital$52,415
Total liabilities$52,192
Total deposits$41,039
Interest-bearing deposits$52,192
Deposits held in domestic offices$93
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $223
All other liabilities $4,930
Total equity capital$4,930
Total bank equity capital$4,930
Perpetual preferred stock$0
Common stock$150
Surplus$1,100
Undivided profits $3,680
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $1,163
Earning assets $0
Long-term assets (5+ years) $195
Average Assets, year-to-date $49,687
Average Assets, quarterly $25,355
Volatile liabilities $57,527
Insider loans $56,889
FHLB advances $40,816
Loans and leases held for sale $56,359
Unused loan commitments $220
Tier 1 (core) risk-based capital $220
Tier 2 risk-based capital $4,776
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $4,018
Derivatives$20
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $2,385
Total interest expense $401
Net interest income $1,984
Provision for loan and lease losses $120
Total noninterest income $643
Fiduciary activities $0
Service charges on deposit accounts $194
Trading account gains & fees $0
Additional noninterest income $449
Total noninterest expense $2,293
Salaries and employee benefits $1,213
Premises and equipment expense $313
Additional noninterest expense $767
Pre-tax net operating income $214
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $214
Extraordinary gains - net $0
Net income attributable to bank $214
Net charge-offs $0
Cash dividends $214
Sale, conversion, retirement of capital stock, net $235
Net operating income $30
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.78%
Cost of funding earning assets 0.80%
Net interest margin 3.98%
Noninterest income to earning assets 1.29%
Noninterest expense to earning assets 4.60%
Net operating income to assets 0.37%
Return on assets (ROA) 0.37%
Pretax return on assets 0.37%
Return on equity (ROE) 4.42%
Retained earnings to average equity (YTD only) 3.80%
Net charge-offs to loans 0.73%
Credit loss provision to net charge-offs 51.06%
Efficiency ratio1.42%
Assets per employee$87,286
Cash dividends to net income (YTD only)2.39%
Condition Ratios (%)
Loss allowance to loans 14.02%
Loss allowance to noncurrent loans 1.62%
Noncurrent assets plus other real estate owned to assets 43.16%
Noncurrent loans to loans 3.39%
Net loans and leases to deposits3.76%
Net loans and leases to core deposits 58.27%
Equity capital to assets 58.98%
Core capital (leverage) ratio 8.60%
Tier 1 risk-based capital ratio 8.47%
Total risk-based capital ratio 11.70%
Memoranda
Average assets$13
Average earning assets$57,527
Average equity $4,841
Average loans $49,890
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2 Missouri Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
05475Citizens Bank Of Rogersville1001 West Center Street, Rogersville, MO 65742January 01, 1908Full Service Brick and Mortar
1218736East Highway 60 Facility4225 East Highway 60, Rogersville, MO 65742January 02, 1992Full Service Brick and Mortar
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