Southwest Community Bank in Springfield, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 15, 2010

  • Southwest Community Bank in Springfield, Missouri (MO)
  • Show street view No street view available for this location

Southwest Community Bank - Overview

  • General
  • FDIC Certificate #: 34255
    Status: Inactive
    Closing history: Absorption - Assisted
    Acquiring institution: Simmons First National Bank (#3890)
    Federal Reserve ID: 2481210
    Date Established: September 16, 1996
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    OTS Docket #: 15627
    FDIC's unique #: 57014
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 16, 1996
    Last Structure Change Effective Date: May 15, 2010
    Last Structure Change Process Date: May 18, 2010
    Last Data Update: May 18, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 3333 East Battlefield, Springfield, MO 65804
    County: Greene
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Springfield, MO (#7920)
    Core Based Statistical Area (CBSA): Springfield, MO (#44180)
    CBSA Metro Statistical Area: Springfield, MO (#44180)
  • Financial Summary
  • Total assets: $100.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2009)

  • Dollar figures in thousands
  • 19Total employees (full-time equivalent)
  • $124,511Total assets
  • $2,870Cash and due from depository institutions
  • $695Interest-bearing balances
  • $3,080Securities
  • $40,298Federal funds sold & reverse repurchase agreements
  • $65,860Net loans & leases
  • $2,075Loan loss allowance
  • $0Trading account assets
  • $2,452Bank premises and fixed assets
  • $8,414Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,537All other assets
  • $124,511Total liabilities and capital
  • $121,769Total liabilities
  • $121,393Total deposits
  • $118,051Interest-bearing deposits
  • $121,393Deposits held in domestic offices
  • 90.65%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $376All other liabilities
  • $2,742Total equity capital
  • $2,742Total bank equity capital
  • $2,742Perpetual preferred stock
  • $0Common stock
  • $1,500Surplus
  • $5,556Undivided profits
  • Memoranda
  • $-4,314Noncurrent loans and leases
  • $1,516Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $7,695Earning assets
  • $0Long-term assets (5+ years)
  • $441Average Assets, year-to-date
  • $109,933Average Assets, quarterly
  • $1,405Volatile liabilities
  • $128,408Insider loans
  • $135,493FHLB advances
  • $56,060Loans and leases held for sale
  • $2,328Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,516Total unused commitments
  • $0Restructured Loans and leases
  • $1,018Derivatives

Income and Expense (December 31, 2009)

  • Dollar figures in thousands
  • $5,102Total interest income
  • $2,940Total interest expense
  • $2,162Net interest income
  • $3,805Provision for loan and lease losses
  • -$302Total noninterest income
  • $0Fiduciary activities
  • $37Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$339Additional noninterest income
  • $3,742Total noninterest expense
  • $1,196Salaries and employee benefits
  • $367Premises and equipment expense
  • $2,179Additional noninterest expense
  • -$5,687Pre-tax net operating income
  • $0Securities gains (losses)
  • -$504Applicable income taxes
  • -$5,183Income before extraordinary items
  • $0Extraordinary gains - net
  • -$5,183Net income attributable to bank
  • $0Net charge-offs
  • -$5,183Cash dividends
  • $2,887Sale, conversion, retirement of capital stock, net
  • $55Net operating income

Performance and Condition Ratios (December 31, 2009)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.31%Yield on earning assets
  • 2.48%Cost of funding earning assets
  • 1.83%Net interest margin
  • -0.26%Noninterest income to earning assets
  • 3.16%Noninterest expense to earning assets
  • -4.04%Net operating income to assets
  • -4.04%Return on assets (ROA)
  • -4.43%Pretax return on assets
  • -86.37%Return on equity (ROE)
  • -87.28%Retained earnings to average equity (YTD only)
  • 3.22%Net charge-offs to loans
  • 131.80%Credit loss provision to net charge-offs
  • -0.65%Efficiency ratio
  • 201,183Assets per employee
  • 6.55%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -1.06%Loss allowance to loans
  • 3.05%Loss allowance to noncurrent loans
  • 26.97%Noncurrent assets plus other real estate owned to assets
  • 12.94%Noncurrent loans to loans
  • 11.33%Net loans and leases to deposits
  • 54.25%Net loans and leases to core deposits
  • 100.81%Equity capital to assets
  • 2.20%Core capital (leverage) ratio
  • 2.06%Tier 1 risk-based capital ratio
  • 3.52%Total risk-based capital ratio
  • Memoranda
  • $5Average assets
  • $128,408Average earning assets
  • $6,001Average equity
  • $118,310Average loans

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