Citizens National Bank of Springfield in Springfield, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 16, 2010

  • Citizens National Bank of Springfield in Springfield, Missouri (MO)
  • Show street view No street view available for this location

Citizens National Bank of Springfield - Overview

  • General
  • FDIC Certificate #: 27465
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Empire Bank (#17633)
    Federal Reserve ID: 1367858
    Date Established: March 07, 1989
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Interstate: No)
    OTS Docket #: 13023
    FDIC's unique #: 39989
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: March 07, 1989
    Last Structure Change Effective Date: October 16, 2010
    Last Structure Change Process Date: October 18, 2010
    Last Data Update: October 18, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 1465 East Sunshine St, Springfield, MO 65804
    County: Greene
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Springfield, MO (#7920)
    Core Based Statistical Area (CBSA): Springfield, MO (#44180)
    CBSA Metro Statistical Area: Springfield, MO (#44180)
  • Financial Summary
  • Total assets: $238.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2009)

  • Dollar figures in thousands
  • 81Total employees (full-time equivalent)
  • $298,100Total assets
  • $5,856Cash and due from depository institutions
  • $120Interest-bearing balances
  • $52,022Securities
  • $29,313Federal funds sold & reverse repurchase agreements
  • $183,321Net loans & leases
  • $7,127Loan loss allowance
  • $0Trading account assets
  • $4,723Bank premises and fixed assets
  • $14,378Other real estate owned
  • $0Goodwill and other intangibles
  • $4,726Life insurance assets
  • $8,487All other assets
  • $298,100Total liabilities and capital
  • $280,777Total liabilities
  • $239,804Total deposits
  • $214,696Interest-bearing deposits
  • $239,804Deposits held in domestic offices
  • 96.42%% insured (estimated)
  • $4,043Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $31,000Other borrowed funds
  • $3,000Subordinated debt
  • $2,930All other liabilities
  • $17,323Total equity capital
  • $17,323Total bank equity capital
  • $17,323Perpetual preferred stock
  • $0Common stock
  • $1,100Surplus
  • $6,003Undivided profits
  • Memoranda
  • $10,220Noncurrent loans and leases
  • $20,845Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $14,340Earning assets
  • $78Long-term assets (5+ years)
  • $1,328Average Assets, year-to-date
  • $264,776Average Assets, quarterly
  • $27,037Volatile liabilities
  • $332,966Insider loans
  • $307,384FHLB advances
  • $77,637Loans and leases held for sale
  • $1,473Unused loan commitments
  • $31,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $20,845Total unused commitments
  • $0Restructured Loans and leases
  • $5,604Derivatives

Income and Expense (December 31, 2009)

  • Dollar figures in thousands
  • $15,664Total interest income
  • $8,203Total interest expense
  • $7,461Net interest income
  • $7,314Provision for loan and lease losses
  • $969Total noninterest income
  • $0Fiduciary activities
  • $654Service charges on deposit accounts
  • $0Trading account gains & fees
  • $315Additional noninterest income
  • $9,069Total noninterest expense
  • $4,582Salaries and employee benefits
  • $743Premises and equipment expense
  • $3,744Additional noninterest expense
  • -$7,953Pre-tax net operating income
  • $0Securities gains (losses)
  • $55Applicable income taxes
  • -$8,008Income before extraordinary items
  • $0Extraordinary gains - net
  • -$8,008Net income attributable to bank
  • $0Net charge-offs
  • -$8,008Cash dividends
  • $5,197Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2009)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.12%Yield on earning assets
  • 2.68%Cost of funding earning assets
  • 2.44%Net interest margin
  • 0.32%Noninterest income to earning assets
  • 2.96%Noninterest expense to earning assets
  • -2.41%Net operating income to assets
  • -2.41%Return on assets (ROA)
  • -2.39%Pretax return on assets
  • -38.98%Return on equity (ROE)
  • -38.98%Retained earnings to average equity (YTD only)
  • 2.14%Net charge-offs to loans
  • 140.74%Credit loss provision to net charge-offs
  • -0.12%Efficiency ratio
  • 107,580Assets per employee
  • 3.68%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.74%Loss allowance to noncurrent loans
  • 49.70%Noncurrent assets plus other real estate owned to assets
  • 9.63%Noncurrent loans to loans
  • 7.53%Net loans and leases to deposits
  • 76.45%Net loans and leases to core deposits
  • 97.66%Equity capital to assets
  • 5.81%Core capital (leverage) ratio
  • 5.32%Tier 1 risk-based capital ratio
  • 8.04%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $332,966Average earning assets
  • $20,544Average equity
  • $306,005Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Citizens National Bank of Springfield.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents