Metropolitan National Bank in Springfield, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


Metropolitan National Bank - Overview

  • General
  • FDIC Certificate #: 24311
    Status: Active
    Federal Reserve ID: 294256
    Bank Holding Company (Regulatory Top Holder): Marshfield Investment Company Employee Stock Ownership Plan And Trust (RSSDID: 3149339, Location: Springfield, MO)
    Date Established: January 07, 1983
    WWW: http://www.gladwemet.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 12 (Domestic: 12, Interstate: No)
    OTS Docket #: 14731
    FDIC's unique #: 16912
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 07, 1983
    Last Structure Change Effective Date: April 30, 2009
    Last Structure Change Process Date: June 09, 2009
    Last Data Update: June 09, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 600 South Glenstone Avenue, Springfield, MO 65802
    County: Greene
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Springfield, MO (#7920)
    Core Based Statistical Area (CBSA): Springfield, MO (#44180)
    CBSA Metro Statistical Area: Springfield, MO (#44180)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $472.7 mil
    Equity capital: $57.5 mil
    Deposits held in domestic offices: $388.8 mil
    Return on assets (ROA): -1.42% (-$6.7 mil)
    Quarterly return on assets: -2.02% (-$9.6 mil)
    Return on Equity (ROE): -11.78% (-$6.8 mil)
    Quarterly return on equity: -16.42% (-$9.5 mil)
    Net income: -$7.2 mil
    Quarterly Net income: -$2.4 mil
    Pretax return on assets: -1.42% (-$6,712.4 mil)
    Quarterly Pretax return on assets: -2.01% (-$9,501.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 155Total employees (full-time equivalent)
  • $472,701Total assets
  • $64,429Cash and due from depository institutions
  • $51,853Interest-bearing balances
  • $65,952Securities
  • $9,147Federal funds sold & reverse repurchase agreements
  • $304,159Net loans & leases
  • $9,225Loan loss allowance
  • $0Trading account assets
  • $9,367Bank premises and fixed assets
  • $2,333Other real estate owned
  • $6,331Goodwill and other intangibles
  • $472,701Life insurance assets
  • $10,983All other assets
  • $415,156Total liabilities and capital
  • $388,818Total liabilities
  • $340,709Total deposits
  • $388,818Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 8554.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $15,490Trading liabilities
  • $0Other borrowed funds
  • $2,294Subordinated debt
  • $57,545All other liabilities
  • $57,545Total equity capital
  • $57,545Total bank equity capital
  • $0Perpetual preferred stock
  • $2,456Common stock
  • $23,854Surplus
  • $31,235Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $2,507Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $18,315Income earned, not collected on loans
  • $1,498Earning assets
  • $1,587Long-term assets (5+ years)
  • $431,111Average Assets, year-to-date
  • $50,818Average Assets, quarterly
  • $502,942Volatile liabilities
  • $477,743Insider loans
  • $275,111FHLB advances
  • $470,845Loans and leases held for sale
  • $3,965Unused loan commitments
  • $3,314Tier 1 (core) risk-based capital
  • $49,958Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $651Total unused commitments
  • $35,216Restructured Loans and leases
  • $5,397Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $20,928Total interest income
  • $4,052Total interest expense
  • $16,876Net interest income
  • $10,217Provision for loan and lease losses
  • $2,309Total noninterest income
  • $0Fiduciary activities
  • $1,449Service charges on deposit accounts
  • $0Trading account gains & fees
  • $860Additional noninterest income
  • $16,088Total noninterest expense
  • $8,160Salaries and employee benefits
  • $2,287Premises and equipment expense
  • $5,641Additional noninterest expense
  • -$7,120Pre-tax net operating income
  • -$2Securities gains (losses)
  • $36Applicable income taxes
  • -$7,158Income before extraordinary items
  • $0Extraordinary gains - net
  • -$7,158Net income attributable to bank
  • $0Net charge-offs
  • -$7,158Cash dividends
  • $10,424Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.56%Yield on earning assets
  • 0.88%Cost of funding earning assets
  • 3.68%Net interest margin
  • 0.50%Noninterest income to earning assets
  • 3.50%Noninterest expense to earning assets
  • -1.42%Net operating income to assets
  • -1.42%Return on assets (ROA)
  • -1.42%Pretax return on assets
  • -11.78%Return on equity (ROE)
  • -11.78%Retained earnings to average equity (YTD only)
  • 2.95%Net charge-offs to loans
  • 98.01%Credit loss provision to net charge-offs
  • 0.30%Efficiency ratio
  • 83,857Assets per employee
  • 3.05%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.94%Loss allowance to noncurrent loans
  • 50.37%Noncurrent assets plus other real estate owned to assets
  • 4.37%Noncurrent loans to loans
  • 5.84%Net loans and leases to deposits
  • 78.23%Net loans and leases to core deposits
  • 79.20%Equity capital to assets
  • 12.17%Core capital (leverage) ratio
  • 10.61%Tier 1 risk-based capital ratio
  • 18.16%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $502,942Average earning assets
  • $60,759Average equity
  • $459,177Average loans

List of branches

  • 12 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    016912Metropolitan National Bank600 South Glenstone Avenue, Springfield, MO 65802January 07, 1983Full Service Brick and Mortar
    1257140South National Branch3550 South National, Springfield, MO 65807December 12, 1988Full Service Brick and Mortar
    2257141Nixa Branch716 West Mount Vernon, Nixa, MO 65714Febuary 23, 1995Full Service Brick and Mortar
    48771Marshfield Square Branch101 West Jefferson Street, Marshfield, MO 65706January 01, 1934Full Service Brick and Mortar
    5230852Marshfield Spur Branch1091 Spur Drive, Marshfield, MO 65706October 04, 1972Full Service Brick and Mortar
    714599Kimberling City Branch12661 State Highway 13, Kimberling City, MO 65686June 18, 1973Full Service Brick and Mortar
    8252264Blue Eye Branch1012 State Highway 13, Blue Eye, MO 65611October 10, 1985Limited Service Facility
    9252265Branson West Branch9863 State Hwy 76, Branson West, MO 65737June 07, 1995Full Service Brick and Mortar
    10252266Hollister Branch150 Southtown Boulevard, Hollister, MO 65672November 30, 1998Full Service Brick and Mortar
    113034Lamar Branch1101 Gulf Street, Lamar, MO 64759June 12, 1905Full Service Brick and Mortar
    12203889Golden City Branch523 Main Street, Golden City, MO 64748September 09, 1985Full Service Brick and Mortar
    13468002East Battlefield2835 E. Battlefield, Springfield, MO 65804August 06, 2007Full Service Brick and Mortar

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