Citizens State Bank in Belleville, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 30, 1993

  • Citizens State Bank in Belleville, Wisconsin (WI)
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Citizens State Bank - Overview

  • General
  • FDIC Certificate #: 12789
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Amcore Bank, National Association, South Central (#5310)
    Federal Reserve ID: 28040
    Date Established: August 08, 1903
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 8102
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 02, 1934
    Last Structure Change Effective Date: November 30, 1993
    Last Structure Change Process Date: December 27, 1993
    Last Data Update: December 27, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: One West Main Street, Belleville, WI 53508
    County: Dane
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Madison
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Madison, WI (#4720)
    Combined Statistical Area (CSA): Madison-Baraboo, WI (#358)
    Core Based Statistical Area (CBSA): Madison, WI (#31540)
    CBSA Metro Statistical Area: Madison, WI (#31540)
  • Financial Summary
  • Total assets: $30.0 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $8Total assets
  • $30,490Cash and due from depository institutions
  • $2,673Interest-bearing balances
  • $986Securities
  • $7,526Federal funds sold & reverse repurchase agreements
  • $331Net loans & leases
  • $18,591Loan loss allowance
  • $345Trading account assets
  • $0Bank premises and fixed assets
  • $161Other real estate owned
  • $206Goodwill and other intangibles
  • $400Life insurance assets
  • $602All other assets
  • $0Total liabilities and capital
  • $30,490Total liabilities
  • $27,489Total deposits
  • $27,152Interest-bearing deposits
  • $24,895Deposits held in domestic offices
  • 27152.00%% insured (estimated)
  • $94Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $337Total equity capital
  • $337Total bank equity capital
  • $3,001Perpetual preferred stock
  • $0Common stock
  • $50Surplus
  • $2,937Undivided profits
  • Memoranda
  • $14Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $12Income earned, not collected on loans
  • $124Earning assets
  • $27,434Long-term assets (5+ years)
  • $3,778Average Assets, year-to-date
  • $29,949Average Assets, quarterly
  • $29,719Volatile liabilities
  • $1,702Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,592Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,399Total risk weighted assets
  • $19,578Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,321Total interest expense
  • $1,208Net interest income
  • $1,113Provision for loan and lease losses
  • $0Total noninterest income
  • $111Fiduciary activities
  • $0Service charges on deposit accounts
  • $63Trading account gains & fees
  • $0Additional noninterest income
  • $48Total noninterest expense
  • $728Salaries and employee benefits
  • $276Premises and equipment expense
  • $59Additional noninterest expense
  • $393Pre-tax net operating income
  • $496Securities gains (losses)
  • $0Applicable income taxes
  • $162Income before extraordinary items
  • $334Extraordinary gains - net
  • $0Net income attributable to bank
  • $334Net charge-offs
  • $47Cash dividends
  • $522Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.47%Cost of funding earning assets
  • 4.41%Net interest margin
  • 4.06%Noninterest income to earning assets
  • 0.41%Noninterest expense to earning assets
  • 2.66%Net operating income to assets
  • 1.12%Return on assets (ROA)
  • 1.12%Pretax return on assets
  • 1.66%Return on equity (ROE)
  • 10.96%Retained earnings to average equity (YTD only)
  • -6.17%Net charge-offs to loans
  • 0.27%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 55,801Assets per employee
  • 3.81%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 156.29%Loss allowance to loans
  • 1.82%Loss allowance to noncurrent loans
  • 2875.00%Noncurrent assets plus other real estate owned to assets
  • 0.71%Noncurrent loans to loans
  • 0.06%Net loans and leases to deposits
  • 68.47%Net loans and leases to core deposits
  • 73.05%Equity capital to assets
  • 9.84%Core capital (leverage) ratio
  • 8.21%Tier 1 risk-based capital ratio
  • 12.25%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $29,949Average earning assets
  • $3,048Average equity
  • $27,397Average loans

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