Citizens State Bank in Belleville, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 30, 1993

  • Citizens State Bank in Belleville, Wisconsin (WI)
  • Show street view No street view available for this location

Citizens State Bank - Overview

  • General
  • FDIC Certificate #: 12789
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Amcore Bank, National Association, South Central (#5310)
    Federal Reserve ID: 28040
    Date Established: August 08, 1903
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 8102
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 02, 1934
    Last Structure Change Effective Date: November 30, 1993
    Last Structure Change Process Date: December 27, 1993
    Last Data Update: December 27, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: One West Main Street, Belleville, WI 53508
    County: Dane
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Madison
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Madison, WI (#4720)
    Combined Statistical Area (CSA): Madison-Baraboo, WI (#358)
    Core Based Statistical Area (CBSA): Madison, WI (#31540)
    CBSA Metro Statistical Area: Madison, WI (#31540)
  • Financial Summary
  • Total assets: $30.0 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $8Total assets
  • $30,490Cash and due from depository institutions
  • $2,673Interest-bearing balances
  • $986Securities
  • $7,526Federal funds sold & reverse repurchase agreements
  • $331Net loans & leases
  • $18,591Loan loss allowance
  • $345Trading account assets
  • $0Bank premises and fixed assets
  • $161Other real estate owned
  • $206Goodwill and other intangibles
  • $400Life insurance assets
  • $602All other assets
  • $0Total liabilities and capital
  • $30,490Total liabilities
  • $27,489Total deposits
  • $27,152Interest-bearing deposits
  • $24,895Deposits held in domestic offices
  • 27152.00%% insured (estimated)
  • $94Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $337Total equity capital
  • $337Total bank equity capital
  • $3,001Perpetual preferred stock
  • $0Common stock
  • $50Surplus
  • $2,937Undivided profits
  • Memoranda
  • $14Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $12Income earned, not collected on loans
  • $124Earning assets
  • $27,434Long-term assets (5+ years)
  • $3,778Average Assets, year-to-date
  • $29,949Average Assets, quarterly
  • $29,719Volatile liabilities
  • $1,702Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,592Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,399Total risk weighted assets
  • $19,578Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,321Total interest expense
  • $1,208Net interest income
  • $1,113Provision for loan and lease losses
  • $0Total noninterest income
  • $111Fiduciary activities
  • $0Service charges on deposit accounts
  • $63Trading account gains & fees
  • $0Additional noninterest income
  • $48Total noninterest expense
  • $728Salaries and employee benefits
  • $276Premises and equipment expense
  • $59Additional noninterest expense
  • $393Pre-tax net operating income
  • $496Securities gains (losses)
  • $0Applicable income taxes
  • $162Income before extraordinary items
  • $334Extraordinary gains - net
  • $0Net income attributable to bank
  • $334Net charge-offs
  • $47Cash dividends
  • $522Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.47%Cost of funding earning assets
  • 4.41%Net interest margin
  • 4.06%Noninterest income to earning assets
  • 0.41%Noninterest expense to earning assets
  • 2.66%Net operating income to assets
  • 1.12%Return on assets (ROA)
  • 1.12%Pretax return on assets
  • 1.66%Return on equity (ROE)
  • 10.96%Retained earnings to average equity (YTD only)
  • -6.17%Net charge-offs to loans
  • 0.27%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 55,801Assets per employee
  • 3.81%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 156.29%Loss allowance to loans
  • 1.82%Loss allowance to noncurrent loans
  • 2875.00%Noncurrent assets plus other real estate owned to assets
  • 0.71%Noncurrent loans to loans
  • 0.06%Net loans and leases to deposits
  • 68.47%Net loans and leases to core deposits
  • 73.05%Equity capital to assets
  • 9.84%Core capital (leverage) ratio
  • 8.21%Tier 1 risk-based capital ratio
  • 12.25%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $29,949Average earning assets
  • $3,048Average equity
  • $27,397Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Citizens State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents