City First Bank in Tampa, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 07, 1999

  • City First Bank in Tampa, Florida (FL)
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City First Bank - Overview

  • General
  • FDIC Certificate #: 26471
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Columbia Bank (#27446)
    Federal Reserve ID: 246433
    Date Established: December 20, 1985
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Interstate: No)
    OTS Docket #: 9129
    FDIC's unique #: 33126
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 20, 1985
    Last Structure Change Effective Date: June 07, 1999
    Last Structure Change Process Date: July 07, 1999
    Last Data Update: July 07, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 405 North Westshore Boulevard, Tampa, FL 33609
    County: Hillsborough
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Tampa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Tampa-St. Petersburg-Clearwater, FL (#8280)
    Core Based Statistical Area (CBSA): Tampa-St. Petersburg-Clearwater, FL (#45300)
    CBSA Metro Statistical Area: Tampa-St. Petersburg-Clearwater, FL (#45300)
  • Financial Summary
  • Total assets: $90.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 31Total employees (full-time equivalent)
  • $93,407Total assets
  • $8,581Cash and due from depository institutions
  • $0Interest-bearing balances
  • $48,770Securities
  • $1,300Federal funds sold & reverse repurchase agreements
  • $31,952Net loans & leases
  • $312Loan loss allowance
  • $0Trading account assets
  • $1,932Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $872All other assets
  • $93,407Total liabilities and capital
  • $86,381Total liabilities
  • $78,201Total deposits
  • $57,554Interest-bearing deposits
  • $78,201Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $7,000Other borrowed funds
  • $0Subordinated debt
  • $1,180All other liabilities
  • $7,026Total equity capital
  • $7,026Total bank equity capital
  • $7,026Perpetual preferred stock
  • $0Common stock
  • $800Surplus
  • $1,160Undivided profits
  • Memoranda
  • $5,066Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $33Earning assets
  • $0Long-term assets (5+ years)
  • $200Average Assets, year-to-date
  • $82,022Average Assets, quarterly
  • $35,766Volatile liabilities
  • $85,609Insider loans
  • $90,750FHLB advances
  • $12,276Loans and leases held for sale
  • $107Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $3,774Total unused commitments
  • $0Restructured Loans and leases
  • $45,394Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $5,980Total interest income
  • $3,327Total interest expense
  • $2,653Net interest income
  • $40Provision for loan and lease losses
  • $670Total noninterest income
  • $0Fiduciary activities
  • $526Service charges on deposit accounts
  • $0Trading account gains & fees
  • $144Additional noninterest income
  • $1,981Total noninterest expense
  • $1,133Salaries and employee benefits
  • $242Premises and equipment expense
  • $606Additional noninterest expense
  • $1,302Pre-tax net operating income
  • $4Securities gains (losses)
  • $407Applicable income taxes
  • $899Income before extraordinary items
  • $0Extraordinary gains - net
  • $899Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$14Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.65%Yield on earning assets
  • 4.25%Cost of funding earning assets
  • 3.39%Net interest margin
  • 0.86%Noninterest income to earning assets
  • 2.53%Noninterest expense to earning assets
  • 1.05%Net operating income to assets
  • 1.05%Return on assets (ROA)
  • 1.53%Pretax return on assets
  • 13.47%Return on equity (ROE)
  • 13.47%Retained earnings to average equity (YTD only)
  • -0.05%Net charge-offs to loans
  • -285.71%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 59,615Assets per employee
  • 3.01%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.97%Loss allowance to noncurrent loans
  • 945.45%Noncurrent assets plus other real estate owned to assets
  • 0.04%Noncurrent loans to loans
  • 0.10%Net loans and leases to deposits
  • 40.86%Net loans and leases to core deposits
  • 48.47%Equity capital to assets
  • 7.52%Core capital (leverage) ratio
  • 7.89%Tier 1 risk-based capital ratio
  • 15.41%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $85,609Average earning assets
  • $6,672Average equity
  • $78,197Average loans

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