City National Bank in Kilgore, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 16, 2008

  • City National Bank in Kilgore, Texas (TX)
  • Show street view No street view available for this location

City National Bank - Overview

  • General
  • FDIC Certificate #: 23261
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Austin Bank, Texas National Association (#3276)
    Federal Reserve ID: 931654
    Date Established: November 03, 1980
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Interstate: No)
    OTS Docket #: 11789
    FDIC's unique #: 16299
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: November 03, 1980
    Last Structure Change Effective Date: Febuary 16, 2008
    Last Structure Change Process Date: Febuary 28, 2008
    Last Data Update: Febuary 28, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 1006 Stone Road, Kilgore, TX 75662
    County: Gregg
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Longview-Marshall, TX (#4420)
    Combined Statistical Area (CSA): Longview-Marshall, TX (#346)
    Core Based Statistical Area (CBSA): Longview, TX (#30980)
    CBSA Metro Statistical Area: Longview, TX (#30980)
  • Financial Summary
  • Total assets: $191.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 58Total employees (full-time equivalent)
  • $191,098Total assets
  • $23,388Cash and due from depository institutions
  • $17,706Interest-bearing balances
  • $49,313Securities
  • $9,980Federal funds sold & reverse repurchase agreements
  • $91,933Net loans & leases
  • $854Loan loss allowance
  • $0Trading account assets
  • $9,238Bank premises and fixed assets
  • $0Other real estate owned
  • $4,901Goodwill and other intangibles
  • $0Life insurance assets
  • $2,345All other assets
  • $191,098Total liabilities and capital
  • $173,494Total liabilities
  • $170,922Total deposits
  • $157,668Interest-bearing deposits
  • $170,922Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $546Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $520Other borrowed funds
  • $0Subordinated debt
  • $1,506All other liabilities
  • $17,604Total equity capital
  • $17,604Total bank equity capital
  • $17,604Perpetual preferred stock
  • $0Common stock
  • $305Surplus
  • $16,381Undivided profits
  • Memoranda
  • $918Noncurrent loans and leases
  • $37,803Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $488Earning assets
  • $0Long-term assets (5+ years)
  • $863Average Assets, year-to-date
  • $168,932Average Assets, quarterly
  • $9,251Volatile liabilities
  • $171,765Insider loans
  • $181,995FHLB advances
  • $18,320Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $37,803Total unused commitments
  • $0Restructured Loans and leases
  • $854Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $9,440Total interest income
  • $4,196Total interest expense
  • $5,244Net interest income
  • -$83Provision for loan and lease losses
  • $3,263Total noninterest income
  • $0Fiduciary activities
  • $2,883Service charges on deposit accounts
  • $0Trading account gains & fees
  • $380Additional noninterest income
  • $5,860Total noninterest expense
  • $2,734Salaries and employee benefits
  • $856Premises and equipment expense
  • $2,270Additional noninterest expense
  • $2,730Pre-tax net operating income
  • $0Securities gains (losses)
  • $892Applicable income taxes
  • $1,838Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,838Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $442Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.32%Yield on earning assets
  • 2.81%Cost of funding earning assets
  • 3.51%Net interest margin
  • 2.18%Noninterest income to earning assets
  • 3.92%Noninterest expense to earning assets
  • 1.07%Net operating income to assets
  • 1.07%Return on assets (ROA)
  • 1.59%Pretax return on assets
  • 11.42%Return on equity (ROE)
  • 11.42%Retained earnings to average equity (YTD only)
  • 0.48%Net charge-offs to loans
  • -18.78%Credit loss provision to net charge-offs
  • 5.99%Efficiency ratio
  • 68,884Assets per employee
  • 3.29%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.92%Loss allowance to noncurrent loans
  • 175.00%Noncurrent assets plus other real estate owned to assets
  • 0.26%Noncurrent loans to loans
  • 0.53%Net loans and leases to deposits
  • 53.79%Net loans and leases to core deposits
  • 59.83%Equity capital to assets
  • 9.21%Core capital (leverage) ratio
  • 7.39%Tier 1 risk-based capital ratio
  • 11.69%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $171,765Average earning assets
  • $16,101Average equity
  • $149,343Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with City National Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents