Austin Bank, Texas National Association in Jacksonville, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


Austin Bank, Texas National Association - Overview

  • General
  • FDIC Certificate #: 3276
    Status: Active
    Federal Reserve ID: 548351
    Bank Holding Company (Regulatory Top Holder): Jane Austin Chapman Limited Partnership, L.P. (RSSDID: 3072660, Location: Frankston, TX)
    Date Established: October 01, 1900
    WWW: http://www.austinbank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 31 (Domestic: 31, Interstate: No)
    OTS Docket #: 16121
    FDIC's unique #: 2117
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 09, 2010
    Last Structure Change Process Date: October 14, 2010
    Last Data Update: October 14, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 East Commerce Street, Jacksonville, TX 75766
    County: Cherokee
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): Tyler-Jacksonville, TX (#540)
    Core Based Statistical Area (CBSA): Jacksonville, TX (#27380)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $1,328.1 mil
    Equity capital: $141.6 mil
    Deposits held in domestic offices: $1,154.0 mil
    Return on assets (ROA): 1.21% ($16.1 mil)
    Quarterly return on assets: 1.21% ($16.1 mil)
    Return on Equity (ROE): 11.48% ($16.3 mil)
    Quarterly return on equity: 11.31% ($16.1 mil)
    Net income: $15.6 mil
    Quarterly Net income: $4.0 mil
    Pretax return on assets: 1.90% ($25,234.7 mil)
    Quarterly Pretax return on assets: 1.87% ($24,836.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 425Total employees (full-time equivalent)
  • $1,328,143Total assets
  • $83,072Cash and due from depository institutions
  • $47,701Interest-bearing balances
  • $170,130Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $974,422Net loans & leases
  • $11,529Loan loss allowance
  • $0Trading account assets
  • $33,486Bank premises and fixed assets
  • $1,833Other real estate owned
  • $14,591Goodwill and other intangibles
  • $1,328,143Life insurance assets
  • $50,609All other assets
  • $1,186,551Total liabilities and capital
  • $1,153,965Total liabilities
  • $826,545Total deposits
  • $1,153,965Interest-bearing deposits
  • $81Deposits held in domestic offices
  • 10280.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,907Trading liabilities
  • $0Other borrowed funds
  • $17,399Subordinated debt
  • $141,592All other liabilities
  • $141,592Total equity capital
  • $141,592Total bank equity capital
  • $0Perpetual preferred stock
  • $1,000Common stock
  • $38,022Surplus
  • $102,570Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $3,826Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,117Income earned, not collected on loans
  • $212Earning assets
  • $5,296Long-term assets (5+ years)
  • $1,192,253Average Assets, year-to-date
  • $92,256Average Assets, quarterly
  • $1,285,627Volatile liabilities
  • $1,315,092Insider loans
  • $905,917FHLB advances
  • $1,308,946Loans and leases held for sale
  • $19,505Unused loan commitments
  • $19,505Tier 1 (core) risk-based capital
  • $125,851Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $111,214Restructured Loans and leases
  • $4,011Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $61,568Total interest income
  • $6,984Total interest expense
  • $54,584Net interest income
  • $3,619Provision for loan and lease losses
  • $19,630Total noninterest income
  • $0Fiduciary activities
  • $11,075Service charges on deposit accounts
  • $0Trading account gains & fees
  • $8,555Additional noninterest income
  • $46,185Total noninterest expense
  • $26,008Salaries and employee benefits
  • $4,881Premises and equipment expense
  • $15,296Additional noninterest expense
  • $24,410Pre-tax net operating income
  • -$2Securities gains (losses)
  • $8,840Applicable income taxes
  • $15,568Income before extraordinary items
  • $0Extraordinary gains - net
  • $15,568Net income attributable to bank
  • $0Net charge-offs
  • $15,568Cash dividends
  • $2,528Sale, conversion, retirement of capital stock, net
  • $3,165Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.30%Yield on earning assets
  • 0.60%Cost of funding earning assets
  • 4.70%Net interest margin
  • 1.69%Noninterest income to earning assets
  • 3.98%Noninterest expense to earning assets
  • 1.21%Net operating income to assets
  • 1.21%Return on assets (ROA)
  • 1.90%Pretax return on assets
  • 11.48%Return on equity (ROE)
  • 9.14%Retained earnings to average equity (YTD only)
  • 0.27%Net charge-offs to loans
  • 143.16%Credit loss provision to net charge-offs
  • 11.09%Efficiency ratio
  • 60,207Assets per employee
  • 3.13%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 20.33%Loss allowance to loans
  • 1.17%Loss allowance to noncurrent loans
  • 280.03%Noncurrent assets plus other real estate owned to assets
  • 0.45%Noncurrent loans to loans
  • 0.42%Net loans and leases to deposits
  • 84.44%Net loans and leases to core deposits
  • 88.55%Equity capital to assets
  • 10.66%Core capital (leverage) ratio
  • 9.61%Tier 1 risk-based capital ratio
  • 13.89%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $1,285,627Average earning assets
  • $135,666Average equity
  • $1,161,453Average loans

List of branches

  • 31 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02117Austin Bank, Texas National Association200 East Commerce Street, Jacksonville, TX 75766October 01, 1900Full Service Brick and Mortar
    13781Troup Branch103 East Duval Street, Troup, TX 75789August 19, 1902Full Service Brick and Mortar
    2288416Bullard Branch210 North Houston, Bullard, TX 75757August 19, 1988Full Service Brick and Mortar
    3196257South Jacksonville Branch1700 South Jackson Street, Jacksonville, TX 75766October 05, 1998Full Service Brick and Mortar
    4832Rusk Branch401 North Main Street, Rusk, TX 75785January 01, 1907Full Service Brick and Mortar
    517497Longview Greggton Branch3400 West Marshall Avenue, Longview, TX 75608June 29, 1984Full Service Brick and Mortar
    610325Grand Saline Branch139 North Main Street, Grand Saline, TX 75140December 13, 1943Full Service Brick and Mortar
    7258012Gilmer Branch1208 North Wood, Gilmer, TX 75644January 08, 1996Full Service Brick and Mortar
    8258013Longview East Loop Branch308 East Loop 281, Longview, TX 75605Febuary 05, 1996Full Service Brick and Mortar
    99926Timpson BranchPark Plaza Street, Timpson, TX 75975Febuary 20, 1939Full Service Brick and Mortar
    10234765Garrison Branch593 N Ushy 59, Garrison, TX 75946April 10, 1995Full Service Brick and Mortar
    13284401Emory Branch610 West Lennon Drive, Emory, TX 75440June 20, 1962Full Service Brick and Mortar
    14279365Van Branch205 South Elm, Van, TX 75790January 01, 1944Full Service Brick and Mortar
    1511292Big Sandy BranchHighway 80, Big Sandy, TX 75755October 06, 1947Full Service Brick and Mortar
    1613283Whitehouse Branch100 Horton Street, Whitehouse, TX 75791September 01, 1965Full Service Brick and Mortar
    17248483South Tyler Branch5515 Old Bullard Road, Tyler, TX 75703April 03, 1995Full Service Brick and Mortar
    18248484Tyler Med Center Branch611 South Beckham, Tyler, TX 75701August 03, 1987Full Service Brick and Mortar
    19196258Marshall Branch1210 East Pinecrest, Marshall, TX 75671June 14, 1999Full Service Brick and Mortar
    22361853Nacogdoches Branch3120 North Street, Nacogdoches, TX 75965July 02, 2001Full Service Brick and Mortar
    23429982Downtown Tyler Branch305 South Broadway Suite 100, Tyler, TX 75702Febuary 18, 2004Full Service Brick and Mortar
    24429983Tyler Loop Branch1230 Loop 323 Ssw, Tyler, TX 75701April 01, 2004Full Service Brick and Mortar
    27465480Longview Pinetree Branch2609 Gilmer Road, Longview, TX 75604June 04, 2007Full Service Brick and Mortar
    28465725Tyler Cumberland Park Branch108 Market Square Blvd, Tyler, TX 75703January 08, 2007Full Service Brick and Mortar
    2916299Kilgore Branch1006 Stone Road, Kilgore, TX 75662November 03, 1980Full Service Brick and Mortar
    30256094Longview Oak Forest Branch911 Northwest Loop 281, Longview, TX 75604August 07, 1995Full Service Brick and Mortar
    31256095Longview Bar K Branch5199 Sthy 259, Longview, TX 75605September 05, 1997Full Service Brick and Mortar
    32358859Gladewater Branch1625 E Broadway, Gladewater, TX 75647December 18, 2000Full Service Brick and Mortar
    336371Frankston Branch169 S. Frankston Hwy, Frankston, TX 75763January 01, 1909Full Service Brick and Mortar
    34221631Noonday Branch16909 Sh 155 South, Noonday, TX 75762May 24, 1994Full Service Brick and Mortar
    35221632Palestine Branch2745 South Loop 256, Palestine, TX 75801Febuary 14, 2000Full Service Brick and Mortar
    36525955Meadow Lake Branch11245 Shoreline Drive, Tyler, TX 75703September 27, 2011Full Service Brick and Mortar

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