City National Bank of Florida in Miami, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches


City National Bank of Florida - Overview

  • General
  • FDIC Certificate #: 20234
    Status: Active
    Federal Reserve ID: 814430
    Bank Holding Company (Regulatory Top Holder): Caja De Ahorros De Valencia, Castellon Y Alicante, Bancaja (RSSDID: 2605977, Location: Valencia)
    Date Established: August 12, 1970
    WWW: http://www.citynational.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 27 (Domestic: 27, Interstate: No)
    OTS Docket #: 13121
    FDIC's unique #: 13915
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: August 12, 1970
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 25 West Flagler Street, Miami, FL 33101
    County: Miami-Dade
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: South Florida
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Miami, FL (#5000)
    Consolidated Metropolitan Statistical Area (CMSA): Miami-Fort Lauderdale, FL (#56)
    Core Based Statistical Area (CBSA): Miami-Fort Lauderdale-Pompano Beach, FL (#33100)
    CBSA Metro Statistical Area: Miami-Fort Lauderdale-Pompano Beach, FL (#33100)
    Core Based Statistical Division: Miami-Miami Beach-Kendall, FL (#33124)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $3,973.8 mil
    Equity capital: $806.2 mil
    Deposits held in domestic offices: $2,922.0 mil
    Return on assets (ROA): 0.88% ($35.0 mil)
    Quarterly return on assets: 0.43% ($17.1 mil)
    Return on Equity (ROE): 4.32% ($34.8 mil)
    Quarterly return on equity: 2.12% ($17.1 mil)
    Net income: $34.4 mil
    Quarterly Net income: $4.3 mil
    Pretax return on assets: 0.88% ($34,969.1 mil)
    Quarterly Pretax return on assets: 0.43% ($17,087.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 441Total employees (full-time equivalent)
  • $3,973,767Total assets
  • $190,421Cash and due from depository institutions
  • $136,529Interest-bearing balances
  • $1,309,909Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $1,905,074Net loans & leases
  • $74,187Loan loss allowance
  • $0Trading account assets
  • $78,453Bank premises and fixed assets
  • $13,362Other real estate owned
  • $425,310Goodwill and other intangibles
  • $3,973,767Life insurance assets
  • $51,238All other assets
  • $3,167,579Total liabilities and capital
  • $2,922,043Total liabilities
  • $1,833,131Total deposits
  • $2,922,043Interest-bearing deposits
  • $62Deposits held in domestic offices
  • 230544.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $585Trading liabilities
  • $0Other borrowed funds
  • $14,407Subordinated debt
  • $806,188All other liabilities
  • $806,188Total equity capital
  • $806,188Total bank equity capital
  • $0Perpetual preferred stock
  • $14,209Common stock
  • $1,202,358Surplus
  • $-410,379Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $108Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $28,862Income earned, not collected on loans
  • $0Earning assets
  • $10,545Long-term assets (5+ years)
  • $3,351,512Average Assets, year-to-date
  • $1,287,296Average Assets, quarterly
  • $3,892,746Volatile liabilities
  • $3,951,783Insider loans
  • $2,289,344FHLB advances
  • $3,539,000Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $379,899Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $376,227Restructured Loans and leases
  • $20Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $124,991Total interest income
  • $10,151Total interest expense
  • $114,840Net interest income
  • $0Provision for loan and lease losses
  • $13,742Total noninterest income
  • $238Fiduciary activities
  • $7,339Service charges on deposit accounts
  • $0Trading account gains & fees
  • $6,165Additional noninterest income
  • $102,408Total noninterest expense
  • $46,978Salaries and employee benefits
  • $12,548Premises and equipment expense
  • $42,882Additional noninterest expense
  • $26,174Pre-tax net operating income
  • $8,191Securities gains (losses)
  • $0Applicable income taxes
  • $34,365Income before extraordinary items
  • $0Extraordinary gains - net
  • $34,365Net income attributable to bank
  • $0Net charge-offs
  • $34,365Cash dividends
  • -$1,268Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.83%Yield on earning assets
  • 0.31%Cost of funding earning assets
  • 3.52%Net interest margin
  • 0.42%Noninterest income to earning assets
  • 3.14%Noninterest expense to earning assets
  • 0.67%Net operating income to assets
  • 0.88%Return on assets (ROA)
  • 0.88%Pretax return on assets
  • 4.32%Return on equity (ROE)
  • 4.32%Retained earnings to average equity (YTD only)
  • -0.07%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 67,463Assets per employee
  • 9.01%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.75%Loss allowance to noncurrent loans
  • 257.04%Noncurrent assets plus other real estate owned to assets
  • 1.06%Noncurrent loans to loans
  • 1.46%Net loans and leases to deposits
  • 65.20%Net loans and leases to core deposits
  • 74.25%Equity capital to assets
  • 20.29%Core capital (leverage) ratio
  • 10.73%Tier 1 risk-based capital ratio
  • 16.59%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $3,892,746Average earning assets
  • $795,183Average equity
  • $3,264,449Average loans

Total Fiduciary and Related Assets (December 31, 2007)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $48,747Managed Assets
  • 1Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 14Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $48,747Other retirement accounts
  • $40,863Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 27 Florida Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    013915City National Bank Of Florida25 West Flagler Street, Miami, FL 33101August 12, 1970Full Service Brick and Mortar
    19793Hallandale Branch1995 East Hallandale Beach Boulevard, Hallandale, FL 33009May 26, 1937Full Service Brick and Mortar
    211634Coral Gables Branch2855 S Le Jeune Road, Coral Gables, FL 33134September 24, 1956Full Service Brick and Mortar
    315230South Dade Branch6975 South West - 87th Avenue, Miami, FL 33173April 04, 1975Full Service Brick and Mortar
    410657Miami Beach Branch300 Seventy-First Street, Miami Beach, FL 33141October 15, 1946Full Service Brick and Mortar
    5234135Biscayne Tower BranchTwo South Biscayne Boulevard, Miami, FL 33131September 09, 1985Full Service Brick and Mortar
    6234136Metro Plaza Branch111 N.W. First Street, Suite G-135, Miami, FL 33128May 01, 1986Full Service Brick and Mortar
    7250540North Miami Branch13400 Biscayne Boulevard, North Miami, FL 33181October 07, 1988Full Service Brick and Mortar
    825054141st Street Branch475 Arthur Godfrey Road, Miami Beach, FL 33140October 19, 1988Full Service Brick and Mortar
    10250543Brickell Branch1450 Brickell Avenue, Suite 100, Miami, FL 33131December 01, 1989Full Service Brick and Mortar
    11250544Aventura Branch2875 N.E. 191 Street, Aventura, FL 33180December 11, 1995Full Service Brick and Mortar
    12250545South Beach Branch446 Collins Avenue, Miami Beach, FL 33139September 23, 1996Full Service Brick and Mortar
    13250546Las Olas Branch450 East Las Olas Boulevard, Fort Lauderdale, FL 33101April 14, 1997Full Service Brick and Mortar
    14250547West Dade Branch8725 Northwest 18 Terrace, Miami, FL 33172July 06, 1998Full Service Brick and Mortar
    16250549Glades Road Branch2301 Glades Road, Boca Raton, FL 33431January 25, 1999Full Service Brick and Mortar
    17250550Boca Raton Branch641 South Federal Highway, Boca Raton, FL 33432July 19, 1999Full Service Brick and Mortar
    18363583Pinecrest Branch11675 South Dixie Highway, Miami, FL 33156April 17, 2002Full Service Brick and Mortar
    21432110Delray Beach Branch1120 South Federal Highway, Delray Beach, FL 33483August 02, 2004Full Service Brick and Mortar
    22475465Central Florida Branch225 South Westmonte Drive, Suite 2080, Altamonte Springs, FL 32714Febuary 21, 2008Full Service Brick and Mortar
    23475985Treasure Coast3341 Sw Martin Downs Boulevard, Palm City, FL 34990Febuary 15, 2008Limited Service Loan Production
    24492941Treasure Coast Branch3341 Sw Martin Downs Blvd., Palm City, FL 34990November 03, 2008Full Service Retail
    25495409Yough Circle Branch1845 Hollywood Boulevard, Hollywood, FL 33020September 22, 2009Full Service Brick and Mortar
    26498644Winter Park Branch972-A Orange Avenue, Winter Park, FL 32789November 12, 2009Full Service Brick and Mortar
    27505872Pompano Beach Branch10 North Federal Highway, Pompano Beach, FL 33062January 08, 2010Full Service Brick and Mortar
    28505894Kendall Branch13780 Sw 88th Street, Miami, FL 33186January 15, 2010Full Service Brick and Mortar
    29516681Coral Springs Branch9750 West Atlantic Blvd, Coral Springs, FL 33071January 31, 2011Full Service Brick and Mortar
    30520263Bird Rd Branch9696 Southwest 40th Street, Miami, FL 33165May 23, 2011Full Service Brick and Mortar

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