Coatesville Savings Bank in Coatesville, Pennsylvania (PA)



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Coatesville Savings Bank routing number info

Table of contents:
Coatesville Savings Bank
GeneralFDIC Certificate #: 30085
Status: Active
Federal Reserve ID: 660570
Date Established: January 01, 1919
WWW: http://www.coatesvillesavings.com
Trust Powers Granted: No
Bank Charter Class: Savings banks, state charter, supervised by the FDIC
Offices: 4 (Domestic: 4, Interstate: No)
OTS Docket #: 4716
FDIC's unique #: 42919
Numeric code: 42
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
FDIC Insured: Yes
Insured Savings Institution: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Mortgage Lending Specialization
Date of Deposit Insurance: Febuary 09, 1940
Last Structure Change Effective Date: December 20, 2010
Last Structure Change Process Date: December 20, 2010
Last Data Update: December 20, 2010
Data Source Date: April 05, 2012
LocationAddress: 185 East Lincoln Highway, Coatesville, PA 19320
County: Chester
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Philadelphia
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
Core Based Statistical Division: Philadelphia, PA (#37964)
Financial SummaryTotal assets: $200.2 mil
Equity capital: $14.7 mil
Deposits held in domestic offices: $158.0 mil
Return on assets (ROA): 0.02% ($0.0 mil)
Quarterly return on assets: 0.13% ($0.3 mil)
Return on Equity (ROE): 0.29% ($0.0 mil)
Quarterly return on equity: 1.74% ($0.3 mil)
Net income: $0.0 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.01% ($20.0 mil)
Quarterly Pretax return on assets: 0.09% ($180.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)28
Total assets$200,227
Cash and due from depository institutions$4,981
Interest-bearing balances$4,522
Securities$25,344
Federal funds sold & reverse repurchase agreements$3,712
Net loans & leases$156,313
Loan loss allowance $1,506
Trading account assets$0
Bank premises and fixed assets$1,952
Other real estate owned$180
Goodwill and other intangibles$0
All other assets$7,745
Life insurance assets$200,227
Total liabilities and capital$185,504
Total liabilities$157,952
Total deposits$151,323
Interest-bearing deposits$157,952
Deposits held in domestic offices$94
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$27,000
Other borrowed funds $0
Subordinated debt $552
All other liabilities $14,723
Total equity capital$14,723
Total bank equity capital$14,723
Perpetual preferred stock$0
Common stock$0
Surplus$0
Undivided profits $14,723
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $4,094
Earning assets $0
Long-term assets (5+ years) $630
Average Assets, year-to-date $189,891
Average Assets, quarterly $130,153
Volatile liabilities $202,986
Insider loans $199,506
FHLB advances $135,813
Loans and leases held for sale $198,073
Unused loan commitments $3,672
Tier 1 (core) risk-based capital $1,299
Tier 2 risk-based capital $13,497
Total risk weighted assets $0
Total unused commitments $2,373
Restructured Loans and leases $11,576
Derivatives$867
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $9,177
Total interest expense $5,373
Net interest income $3,804
Provision for loan and lease losses $65
Total noninterest income $410
Fiduciary activities $0
Service charges on deposit accounts $144
Trading account gains & fees $0
Additional noninterest income $266
Total noninterest expense $4,203
Salaries and employee benefits $1,671
Premises and equipment expense $558
Additional noninterest expense $1,974
Pre-tax net operating income -$54
Securities gains (losses) $81
Applicable income taxes -$15
Income before extraordinary items $42
Extraordinary gains - net $0
Net income attributable to bank $42
Net charge-offs $0
Cash dividends $42
Sale, conversion, retirement of capital stock, net $18
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.78%
Cost of funding earning assets 2.80%
Net interest margin 1.98%
Noninterest income to earning assets 0.21%
Noninterest expense to earning assets 2.19%
Net operating income to assets -0.02%
Return on assets (ROA) 0.02%
Pretax return on assets 0.01%
Return on equity (ROE) 0.29%
Retained earnings to average equity (YTD only) 0.29%
Net charge-offs to loans 0.01%
Credit loss provision to net charge-offs 361.11%
Efficiency ratio0.61%
Assets per employee$99,739
Cash dividends to net income (YTD only)7.15%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 0.95%
Noncurrent assets plus other real estate owned to assets 36.79%
Noncurrent loans to loans 2.13%
Net loans and leases to deposits2.59%
Net loans and leases to core deposits 98.96%
Equity capital to assets 109.72%
Core capital (leverage) ratio 7.35%
Tier 1 risk-based capital ratio 6.81%
Total risk-based capital ratio 9.94%
Memoranda
Average assets$11
Average earning assets$202,986
Average equity $14,603
Average loans $192,147
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4 Pennsylvania Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
042919Coatesville Savings Bank185 East Lincoln Highway, Coatesville, PA 19320January 01, 1919Full Service Brick and Mortar
100278629New Holland Branch695 West Main Street, New Holland, PA 17557January 01, 1919Full Service Brick and Mortar
101278630Oxford Branch126 South Third Street, Oxford, PA 19363January 09, 1996Full Service Brick and Mortar
102439720Georgetown Road Branch1099 Georgetown Road, Christiana, PA 17509December 06, 2004Full Service Brick and Mortar
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