Collin County National Bank in Mckinney, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 31, 1997

  • Collin County National Bank in Mckinney, Texas (TX)
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Collin County National Bank - Overview

  • General
  • FDIC Certificate #: 34165
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First National Bank of Paris (#3383)
    Federal Reserve ID: 353153
    Date Established: April 25, 1996
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 56822
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: April 25, 1996
    Last Structure Change Effective Date: August 31, 1997
    Last Structure Change Process Date: November 03, 1997
    Last Data Update: October 19, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 2201 West University Drive, Mckinney, TX 75070
    County: Collin
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • Financial Summary
  • Total assets: $41.1 mil

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $8Total assets
  • $32,827Cash and due from depository institutions
  • $5,630Interest-bearing balances
  • $3,662Securities
  • $10,614Federal funds sold & reverse repurchase agreements
  • $10,250Net loans & leases
  • $5,440Loan loss allowance
  • $45Trading account assets
  • $0Bank premises and fixed assets
  • $203Other real estate owned
  • $0Goodwill and other intangibles
  • $227Life insurance assets
  • $463All other assets
  • $0Total liabilities and capital
  • $32,827Total liabilities
  • $29,952Total deposits
  • $29,841Interest-bearing deposits
  • $26,024Deposits held in domestic offices
  • 29841.00%% insured (estimated)
  • $82Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $111Total equity capital
  • $111Total bank equity capital
  • $2,875Perpetual preferred stock
  • $0Common stock
  • $1,500Surplus
  • $1,500Undivided profits
  • Memoranda
  • $-125Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $26Earning assets
  • $29,966Long-term assets (5+ years)
  • $143Average Assets, year-to-date
  • $26,000Average Assets, quarterly
  • $30,549Volatile liabilities
  • $5,410Insider loans
  • $390FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,118Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,395Total risk weighted assets
  • $8,372Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $979Total interest expense
  • $573Net interest income
  • $406Provision for loan and lease losses
  • $45Total noninterest income
  • $65Fiduciary activities
  • $0Service charges on deposit accounts
  • $62Trading account gains & fees
  • $0Additional noninterest income
  • $3Total noninterest expense
  • $640Salaries and employee benefits
  • $270Premises and equipment expense
  • $82Additional noninterest expense
  • $288Pre-tax net operating income
  • -$214Securities gains (losses)
  • $0Applicable income taxes
  • -$72Income before extraordinary items
  • -$142Extraordinary gains - net
  • $0Net income attributable to bank
  • -$142Net charge-offs
  • $25Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $3,000Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 4.07%Cost of funding earning assets
  • 2.38%Net interest margin
  • 1.69%Noninterest income to earning assets
  • 0.27%Noninterest expense to earning assets
  • 2.66%Net operating income to assets
  • -0.55%Return on assets (ROA)
  • -0.55%Pretax return on assets
  • -0.82%Return on equity (ROE)
  • -4.89%Retained earnings to average equity (YTD only)
  • -4.89%Net charge-offs to loans
  • 0.60%Credit loss provision to net charge-offs
  • 180.00%Efficiency ratio
  • 126,539Assets per employee
  • 4.10%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.82%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 18.23%Net loans and leases to core deposits
  • 22.27%Equity capital to assets
  • 8.76%Core capital (leverage) ratio
  • 7.81%Tier 1 risk-based capital ratio
  • 28.61%Total risk-based capital ratio
  • Memoranda
  • $29Average assets
  • $26,000Average earning assets
  • $2,906Average equity
  • $24,044Average loans

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