First National Bank of Paris in Paris, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 31, 1997

  • First National Bank of Paris in Paris, Texas (TX)
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First National Bank of Paris - Overview

  • General
  • FDIC Certificate #: 3383
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Hibernia National Bank of Texas (#5553)
    Federal Reserve ID: 721761
    Date Established: January 01, 1886
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 2199
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 31, 1997
    Last Structure Change Process Date: November 03, 1997
    Last Data Update: November 03, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 2800 Lamar Avenue, Paris, TX 75460
    County: Lamar
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Paris, TX (#37580)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merger - Without Assistance
    Participated in Absorption/Consolidation/Merger
    Corrections
  • Financial Summary
  • Total assets: $97.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $45Total assets
  • $103,463Cash and due from depository institutions
  • $4,539Interest-bearing balances
  • $7Securities
  • $29,839Federal funds sold & reverse repurchase agreements
  • $10,705Net loans & leases
  • $55,615Loan loss allowance
  • $661Trading account assets
  • $0Bank premises and fixed assets
  • $1,747Other real estate owned
  • $0Goodwill and other intangibles
  • $1,018Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $103,463Total liabilities
  • $96,103Total deposits
  • $95,727Interest-bearing deposits
  • $78,611Deposits held in domestic offices
  • 95727.00%% insured (estimated)
  • $86Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $376Total equity capital
  • $376Total bank equity capital
  • $7,360Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $1,000Undivided profits
  • Memoranda
  • $5,860Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $457Earning assets
  • $96,166Long-term assets (5+ years)
  • $7,113Average Assets, year-to-date
  • $98,594Average Assets, quarterly
  • $99,900Volatile liabilities
  • $9,297Insider loans
  • $3,296FHLB advances
  • $0Loans and leases held for sale
  • $218Unused loan commitments
  • $3,226Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $7,266Total risk weighted assets
  • $49,063Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $7,114Total interest expense
  • $3,231Net interest income
  • $3,883Provision for loan and lease losses
  • $120Total noninterest income
  • $675Fiduciary activities
  • $0Service charges on deposit accounts
  • $344Trading account gains & fees
  • $0Additional noninterest income
  • $331Total noninterest expense
  • $2,857Salaries and employee benefits
  • $1,442Premises and equipment expense
  • $646Additional noninterest expense
  • $769Pre-tax net operating income
  • $1,581Securities gains (losses)
  • $0Applicable income taxes
  • $540Income before extraordinary items
  • $1,041Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,041Net charge-offs
  • -$9Cash dividends
  • $920Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.73%Cost of funding earning assets
  • 3.51%Net interest margin
  • 4.22%Noninterest income to earning assets
  • 0.73%Noninterest expense to earning assets
  • 3.10%Net operating income to assets
  • 1.06%Return on assets (ROA)
  • 1.06%Pretax return on assets
  • 1.60%Return on equity (ROE)
  • 14.08%Retained earnings to average equity (YTD only)
  • 1.64%Net charge-offs to loans
  • -0.02%Credit loss provision to net charge-offs
  • -1333.33%Efficiency ratio
  • 62,681Assets per employee
  • 2.30%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 88.38%Loss allowance to loans
  • 1.17%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 58.10%Net loans and leases to core deposits
  • 64.35%Equity capital to assets
  • 7.11%Core capital (leverage) ratio
  • 7.28%Tier 1 risk-based capital ratio
  • 14.81%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $98,594Average earning assets
  • $7,396Average equity
  • $92,029Average loans

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