Colonial Bank in Orlando, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 1997

  • Colonial Bank in Orlando, Florida (FL)
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Colonial Bank - Overview

  • General
  • FDIC Certificate #: 27325
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Colonial Bank (#9609)
    Federal Reserve ID: 1216152
    Date Established: August 29, 1988
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 36 (Interstate: No)
    FDIC's unique #: 39579
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 29, 1988
    Last Structure Change Effective Date: July 01, 1997
    Last Structure Change Process Date: July 28, 1997
    Last Data Update: July 28, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 East Pine Street, Orlando, FL 32801
    County: Orange
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Tampa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Orlando, FL (#5960)
    Combined Statistical Area (CSA): Orlando-Deltona-Daytona Beach, FL (#422)
    Core Based Statistical Area (CBSA): Orlando-Kissimmee-Sanford, FL (#36740)
    CBSA Metro Statistical Area: Orlando-Kissimmee-Sanford, FL (#36740)
  • Financial Summary
  • Total assets: $1,217.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $117Total assets
  • $291,072Cash and due from depository institutions
  • $22,323Interest-bearing balances
  • $279Securities
  • $21,614Federal funds sold & reverse repurchase agreements
  • $56,170Net loans & leases
  • $179,842Loan loss allowance
  • $1,958Trading account assets
  • $0Bank premises and fixed assets
  • $5,484Other real estate owned
  • $20Goodwill and other intangibles
  • $3,463Life insurance assets
  • $2,156All other assets
  • $0Total liabilities and capital
  • $291,072Total liabilities
  • $270,180Total deposits
  • $267,148Interest-bearing deposits
  • $210,330Deposits held in domestic offices
  • 267148.00%% insured (estimated)
  • $61Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $3,032Total equity capital
  • $3,032Total bank equity capital
  • $20,892Perpetual preferred stock
  • $0Common stock
  • $2,111Surplus
  • $9,585Undivided profits
  • Memoranda
  • $9,196Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $894Income earned, not collected on loans
  • $1,008Earning assets
  • $257,905Long-term assets (5+ years)
  • $8,422Average Assets, year-to-date
  • $252,954Average Assets, quarterly
  • $286,634Volatile liabilities
  • $50,643Insider loans
  • $2,970FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $101,152Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $18,722Total risk weighted assets
  • $206,675Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $20,784Total interest expense
  • $7,525Net interest income
  • $13,259Provision for loan and lease losses
  • $342Total noninterest income
  • $1,750Fiduciary activities
  • $0Service charges on deposit accounts
  • $1,468Trading account gains & fees
  • $0Additional noninterest income
  • $282Total noninterest expense
  • $8,977Salaries and employee benefits
  • $4,628Premises and equipment expense
  • $1,528Additional noninterest expense
  • $2,821Pre-tax net operating income
  • $5,690Securities gains (losses)
  • $0Applicable income taxes
  • $2,072Income before extraordinary items
  • $3,618Extraordinary gains - net
  • $0Net income attributable to bank
  • $3,618Net charge-offs
  • $342Cash dividends
  • $83Sale, conversion, retirement of capital stock, net
  • $963Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.23%Cost of funding earning assets
  • 3.34%Net interest margin
  • 5.89%Noninterest income to earning assets
  • 0.78%Noninterest expense to earning assets
  • 3.99%Net operating income to assets
  • 1.43%Return on assets (ROA)
  • 1.43%Pretax return on assets
  • 2.25%Return on equity (ROE)
  • 19.40%Retained earnings to average equity (YTD only)
  • 18.96%Net charge-offs to loans
  • 0.21%Credit loss provision to net charge-offs
  • 100.00%Efficiency ratio
  • 58,472Assets per employee
  • 2.49%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 2.29%Loss allowance to loans
  • 1.08%Loss allowance to noncurrent loans
  • 219.02%Noncurrent assets plus other real estate owned to assets
  • 0.31%Noncurrent loans to loans
  • 0.49%Net loans and leases to deposits
  • 67.32%Net loans and leases to core deposits
  • 83.07%Equity capital to assets
  • 7.18%Core capital (leverage) ratio
  • 6.62%Tier 1 risk-based capital ratio
  • 9.06%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $252,954Average earning assets
  • $18,649Average equity
  • $225,100Average loans

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