Colonial Federal Savings Bank in Bellefontaine, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 06, 1993

  • Colonial Federal Savings Bank in Bellefontaine, Ohio (OH)
  • Show street view No street view available for this location

Colonial Federal Savings Bank - Overview

  • General
  • FDIC Certificate #: 28450
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: American Community Bank, National Association (#15001)
    Federal Reserve ID: 348878
    Date Established: January 01, 1894
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 1620
    FDIC's unique #: 41284
    Numeric code: 34
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: August 09, 1935
    Last Structure Change Effective Date: July 06, 1993
    Last Structure Change Process Date: October 07, 1993
    Last Data Update: July 27, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 East Columbus Avenue, Bellefontaine, OH 43311
    County: Logan
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Bellefontaine, OH (#13340)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $78.9 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $25Total assets
  • $80,221Cash and due from depository institutions
  • $3,127Interest-bearing balances
  • $1,951Securities
  • $11,404Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $63,482Loan loss allowance
  • $442Trading account assets
  • $0Bank premises and fixed assets
  • $707Other real estate owned
  • $0Goodwill and other intangibles
  • $1,433Life insurance assets
  • $68All other assets
  • $0Total liabilities and capital
  • $80,221Total liabilities
  • $73,321Total deposits
  • $72,137Interest-bearing deposits
  • $71,468Deposits held in domestic offices
  • 72137.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $1,184Total equity capital
  • $1,184Total bank equity capital
  • $6,900Perpetual preferred stock
  • $0Common stock
  • $2Surplus
  • $1,747Undivided profits
  • Memoranda
  • $5,151Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $592Income earned, not collected on loans
  • $403Earning assets
  • $76,837Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $82,119Average Assets, quarterly
  • $80,208Volatile liabilities
  • $5,119Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,039Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $6,314Total risk weighted assets
  • $50,574Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $6,867Total interest expense
  • $3,712Net interest income
  • $3,155Provision for loan and lease losses
  • $300Total noninterest income
  • $290Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $290Total noninterest expense
  • $2,639Salaries and employee benefits
  • $958Premises and equipment expense
  • $302Additional noninterest expense
  • $1,379Pre-tax net operating income
  • $506Securities gains (losses)
  • $24Applicable income taxes
  • $571Income before extraordinary items
  • -$41Extraordinary gains - net
  • -$203Net income attributable to bank
  • -$244Net charge-offs
  • $89Cash dividends
  • $85Sale, conversion, retirement of capital stock, net
  • $56Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.73%Cost of funding earning assets
  • 4.72%Net interest margin
  • 4.01%Noninterest income to earning assets
  • 0.37%Noninterest expense to earning assets
  • 3.35%Net operating income to assets
  • -0.07%Return on assets (ROA)
  • -0.30%Pretax return on assets
  • 0.40%Return on equity (ROE)
  • -3.31%Retained earnings to average equity (YTD only)
  • -4.46%Net charge-offs to loans
  • 0.14%Credit loss provision to net charge-offs
  • 337.08%Efficiency ratio
  • 76,604Assets per employee
  • 3.21%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -34.84%Loss allowance to loans
  • 0.69%Loss allowance to noncurrent loans
  • 74.66%Noncurrent assets plus other real estate owned to assets
  • 0.74%Noncurrent loans to loans
  • 0.93%Net loans and leases to deposits
  • 88.00%Net loans and leases to core deposits
  • 94.72%Equity capital to assets
  • 8.60%Core capital (leverage) ratio
  • 7.91%Tier 1 risk-based capital ratio
  • 12.48%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $82,119Average earning assets
  • $7,377Average equity
  • $78,662Average loans

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