Colorado Community Bank in Yuma, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Colorado Community Bank - Overview

  • General
  • FDIC Certificate #: 24247
    Status: Active
    Federal Reserve ID: 132853
    Bank Holding Company (Regulatory Top Holder): Washington Investment Company (RSSDID: 1054813, Location: Yuma, CO)
    Date Established: December 20, 1982
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 18 (Domestic: 18, Interstate: No)
    OTS Docket #: 15475
    FDIC's unique #: 16881
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: December 20, 1982
    Last Structure Change Effective Date: March 25, 2010
    Last Structure Change Process Date: April 07, 2010
    Last Data Update: April 07, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 615 West Eighth, Yuma, CO 80759
    County: Yuma
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Office Purchased
  • Financial Summary
  • Total assets: $527.8 mil
    Equity capital: $56.8 mil
    Deposits held in domestic offices: $465.2 mil
    Return on assets (ROA): 0.19% ($1.0 mil)
    Quarterly return on assets: -0.01% (-$0.1 mil)
    Return on Equity (ROE): 1.82% ($1.0 mil)
    Quarterly return on equity: -0.11% (-$0.1 mil)
    Net income: $1.0 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 0.33% ($1,741.6 mil)
    Quarterly Pretax return on assets: 0.08% ($422.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 93Total employees (full-time equivalent)
  • $527,764Total assets
  • $73,580Cash and due from depository institutions
  • $65,511Interest-bearing balances
  • $22,100Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $395,547Net loans & leases
  • $11,522Loan loss allowance
  • $0Trading account assets
  • $19,289Bank premises and fixed assets
  • $4,142Other real estate owned
  • $649Goodwill and other intangibles
  • $527,764Life insurance assets
  • $12,457All other assets
  • $470,924Total liabilities and capital
  • $465,244Total liabilities
  • $416,911Total deposits
  • $465,244Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,000Trading liabilities
  • $0Other borrowed funds
  • $3,680Subordinated debt
  • $56,840All other liabilities
  • $56,840Total equity capital
  • $56,840Total bank equity capital
  • $0Perpetual preferred stock
  • $1,020Common stock
  • $17,036Surplus
  • $38,784Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $24,021Income earned, not collected on loans
  • $0Earning assets
  • $2,773Long-term assets (5+ years)
  • $483,158Average Assets, year-to-date
  • $11,390Average Assets, quarterly
  • $530,401Volatile liabilities
  • $527,017Insider loans
  • $399,010FHLB advances
  • $529,395Loans and leases held for sale
  • $2,246Unused loan commitments
  • $2,246Tier 1 (core) risk-based capital
  • $56,065Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $34,605Restructured Loans and leases
  • $2,848Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $27,222Total interest income
  • $4,722Total interest expense
  • $22,500Net interest income
  • $7,560Provision for loan and lease losses
  • $1,318Total noninterest income
  • $0Fiduciary activities
  • $672Service charges on deposit accounts
  • $0Trading account gains & fees
  • $646Additional noninterest income
  • $14,520Total noninterest expense
  • $6,876Salaries and employee benefits
  • $1,069Premises and equipment expense
  • $6,575Additional noninterest expense
  • $1,738Pre-tax net operating income
  • $0Securities gains (losses)
  • $713Applicable income taxes
  • $1,025Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,025Net income attributable to bank
  • $0Net charge-offs
  • $1,025Cash dividends
  • $7,605Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.59%Yield on earning assets
  • 0.97%Cost of funding earning assets
  • 4.62%Net interest margin
  • 0.27%Noninterest income to earning assets
  • 2.98%Noninterest expense to earning assets
  • 0.19%Net operating income to assets
  • 0.19%Return on assets (ROA)
  • 0.33%Pretax return on assets
  • 1.82%Return on equity (ROE)
  • 1.82%Retained earnings to average equity (YTD only)
  • 1.82%Net charge-offs to loans
  • 99.41%Credit loss provision to net charge-offs
  • 1.22%Efficiency ratio
  • 59,774Assets per employee
  • 5.67%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.83%Loss allowance to noncurrent loans
  • 47.97%Noncurrent assets plus other real estate owned to assets
  • 5.34%Noncurrent loans to loans
  • 5.90%Net loans and leases to deposits
  • 85.02%Net loans and leases to core deposits
  • 90.50%Equity capital to assets
  • 10.77%Core capital (leverage) ratio
  • 10.59%Tier 1 risk-based capital ratio
  • 14.05%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $530,401Average earning assets
  • $56,387Average equity
  • $486,766Average loans

List of branches

  • 18 Colorado Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    016881Colorado Community Bank615 West Eighth, Yuma, CO 80759December 20, 1982Full Service Brick and Mortar
    1257114Johnstown Branch10 Angrove Avenue, Johnstown, CO 80534October 07, 1996Full Service Brick and Mortar
    2257115Castle Rock Branch500 North Wilcox, Castle Rock, CO 80104April 03, 1997Full Service Brick and Mortar
    3257116Milliken Branch1300 Broad Street, Milliken, CO 80543May 28, 1997Full Service Brick and Mortar
    4257117Yuma Branch317 South Main, Yuma, CO 80759June 02, 1998Full Service Brick and Mortar
    517429Akron Branch175 East First Street, Akron, CO 80720April 02, 1984Full Service Brick and Mortar
    6257118Loveland Branch1050 Eagle Drive, Loveland, CO 80537November 01, 1999Full Service Brick and Mortar
    7289232Sterling Branch122 West Main Street, Sterling, CO 80751October 01, 1996Full Service Brick and Mortar
    9365761Greeley Branch6222 W. 9th Street, Greeley, CO 80634October 15, 2002Full Service Brick and Mortar
    11422458Otis Branch102 N Washington Po Box 72, Otis, CO 80743September 30, 2002Full Service Brick and Mortar
    12429599Centennial Branch20991 E Smoky Hill Road, Centennial, CO 80015Febuary 01, 2004Full Service Brick and Mortar
    13442011Severance Branch3 S Timber Ridge Pkwy Po Box 39, Severance, CO 80546December 13, 2004Full Service Brick and Mortar
    14442012Firestone Branch5855 Firestone Blvd, Firestone, CO 80504June 03, 2005Full Service Brick and Mortar
    15445546Highlands Ranch Branch6654 Timberline Road, Highlands Ranch, CO 80130August 25, 2005Full Service Brick and Mortar
    16445964Evans Branch3650 35th Avenue, Evans, CO 80620July 06, 2005Full Service Brick and Mortar
    17465946Castle Rock North Branch4625 Trail Boss Drive, Castle Rock, CO 80104July 24, 2007Full Service Brick and Mortar
    18289254Longmont Branch351 Coffman, Longmont, CO 80501March 10, 1994Full Service Brick and Mortar
    19289255Northglenn Branch10693 Melody Drive, Northglenn, CO 80234March 10, 1994Full Service Brick and Mortar

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