Colorado Community First National Bank in Holyoke, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 30, 1995

  • Colorado Community First National Bank in Holyoke, Colorado (CO)
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Colorado Community First National Bank - Overview

  • General
  • FDIC Certificate #: 3028
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Community First National Bank (#14297)
    Federal Reserve ID: 565255
    Date Established: January 01, 1888
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    OTS Docket #: 10065
    FDIC's unique #: 1925
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 30, 1995
    Last Structure Change Process Date: December 12, 1995
    Last Data Update: December 12, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 125 South Baxter, Holyoke, CO 80734
    County: Phillips
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $20.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $13Total assets
  • $19,743Cash and due from depository institutions
  • $1,167Interest-bearing balances
  • $0Securities
  • $9,597Federal funds sold & reverse repurchase agreements
  • $585Net loans & leases
  • $7,386Loan loss allowance
  • $121Trading account assets
  • $0Bank premises and fixed assets
  • $667Other real estate owned
  • $0Goodwill and other intangibles
  • $341Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $19,743Total liabilities
  • $18,136Total deposits
  • $17,003Interest-bearing deposits
  • $13,270Deposits held in domestic offices
  • 17003.00%% insured (estimated)
  • $73Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,000Subordinated debt
  • $0All other liabilities
  • $133Total equity capital
  • $133Total bank equity capital
  • $1,607Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $950Undivided profits
  • Memoranda
  • $457Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $178Earning assets
  • $17,568Long-term assets (5+ years)
  • $556Average Assets, year-to-date
  • $21,124Average Assets, quarterly
  • $19,791Volatile liabilities
  • $200Insider loans
  • $261FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,477Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,789Total risk weighted assets
  • $10,839Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,312Total interest expense
  • $431Net interest income
  • $881Provision for loan and lease losses
  • $0Total noninterest income
  • $288Fiduciary activities
  • $0Service charges on deposit accounts
  • $66Trading account gains & fees
  • $0Additional noninterest income
  • $222Total noninterest expense
  • $759Salaries and employee benefits
  • $390Premises and equipment expense
  • $96Additional noninterest expense
  • $273Pre-tax net operating income
  • $410Securities gains (losses)
  • $8Applicable income taxes
  • $132Income before extraordinary items
  • $286Extraordinary gains - net
  • $0Net income attributable to bank
  • $286Net charge-offs
  • $0Cash dividends
  • $200Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.92%Cost of funding earning assets
  • 2.27%Net interest margin
  • 4.65%Noninterest income to earning assets
  • 1.52%Noninterest expense to earning assets
  • 4.00%Net operating income to assets
  • 1.33%Return on assets (ROA)
  • 1.35%Pretax return on assets
  • 1.98%Return on equity (ROE)
  • 17.17%Retained earnings to average equity (YTD only)
  • 5.16%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 64,927Assets per employee
  • 1.52%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 69.93%Loss allowance to loans
  • 1.61%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 43.44%Net loans and leases to core deposits
  • 43.96%Equity capital to assets
  • 8.14%Core capital (leverage) ratio
  • 9.19%Tier 1 risk-based capital ratio
  • 16.50%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $21,124Average earning assets
  • $1,666Average equity
  • $18,966Average loans

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