Colorado Community First State Bank - Co in Denver, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 1997

  • Colorado Community First State Bank - Co in Denver, Colorado (CO)
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Colorado Community First State Bank - Co - Overview

  • General
  • FDIC Certificate #: 26352
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Community First National Bank (#14297)
    Federal Reserve ID: 801458
    Date Established: August 21, 1985
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 22 (Interstate: No)
    FDIC's unique #: 32908
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 21, 1985
    Last Structure Change Effective Date: April 01, 1997
    Last Structure Change Process Date: April 18, 1997
    Last Data Update: April 11, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 6565 East Evans Avenue, Denver, CO 80224
    County: Denver
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Denver, CO (#2080)
    Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
    Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
    Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740)
    CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
  • Financial Summary
  • Total assets: $608.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $318Total assets
  • $608,661Cash and due from depository institutions
  • $47,340Interest-bearing balances
  • $589Securities
  • $102,201Federal funds sold & reverse repurchase agreements
  • $3,500Net loans & leases
  • $405,239Loan loss allowance
  • $4,269Trading account assets
  • $0Bank premises and fixed assets
  • $21,389Other real estate owned
  • $876Goodwill and other intangibles
  • $10,649Life insurance assets
  • $17,467All other assets
  • $0Total liabilities and capital
  • $608,661Total liabilities
  • $545,591Total deposits
  • $465,154Interest-bearing deposits
  • $326,739Deposits held in domestic offices
  • 465154.00%% insured (estimated)
  • $78Federal funds purchased & repurchase agreements
  • $6,519Trading liabilities
  • $0Other borrowed funds
  • $66,463Subordinated debt
  • $0All other liabilities
  • $7,455Total equity capital
  • $7,455Total bank equity capital
  • $63,070Perpetual preferred stock
  • $0Common stock
  • $1,500Surplus
  • $41,490Undivided profits
  • Memoranda
  • $20,080Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $7,162Income earned, not collected on loans
  • $2,895Earning assets
  • $511,529Long-term assets (5+ years)
  • $109,499Average Assets, year-to-date
  • $552,610Average Assets, quarterly
  • $593,022Volatile liabilities
  • $113,438Insider loans
  • $529FHLB advances
  • $0Loans and leases held for sale
  • $4,840Unused loan commitments
  • $90,984Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $45,786Total risk weighted assets
  • $427,637Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $45,990Total interest expense
  • $13,075Net interest income
  • $32,915Provision for loan and lease losses
  • $1,875Total noninterest income
  • $5,898Fiduciary activities
  • $627Service charges on deposit accounts
  • $3,141Trading account gains & fees
  • $0Additional noninterest income
  • $2,130Total noninterest expense
  • $24,167Salaries and employee benefits
  • $12,450Premises and equipment expense
  • $3,026Additional noninterest expense
  • $8,691Pre-tax net operating income
  • $12,771Securities gains (losses)
  • $0Applicable income taxes
  • $5,145Income before extraordinary items
  • $7,626Extraordinary gains - net
  • $0Net income attributable to bank
  • $7,626Net charge-offs
  • $1,313Cash dividends
  • $8,000Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.74%Cost of funding earning assets
  • 2.77%Net interest margin
  • 6.97%Noninterest income to earning assets
  • 1.25%Noninterest expense to earning assets
  • 5.12%Net operating income to assets
  • 1.38%Return on assets (ROA)
  • 1.38%Pretax return on assets
  • 2.31%Return on equity (ROE)
  • 13.52%Retained earnings to average equity (YTD only)
  • -0.66%Net charge-offs to loans
  • 0.37%Credit loss provision to net charge-offs
  • 142.80%Efficiency ratio
  • 59,681Assets per employee
  • 1.91%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 104.90%Loss allowance to loans
  • 1.04%Loss allowance to noncurrent loans
  • 59.61%Noncurrent assets plus other real estate owned to assets
  • 1.32%Noncurrent loans to loans
  • 1.75%Net loans and leases to deposits
  • 87.12%Net loans and leases to core deposits
  • 95.52%Equity capital to assets
  • 10.36%Core capital (leverage) ratio
  • 8.04%Tier 1 risk-based capital ratio
  • 10.71%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $552,610Average earning assets
  • $56,409Average equity
  • $472,000Average loans

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