Colorado Savings Bank, F.S.B. in Denver, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 02, 1996

  • Colorado Savings Bank, F.S.B. in Denver, Colorado (CO)
  • Show street view No street view available for this location

Colorado Savings Bank, F.S.B. - Overview

  • General
  • FDIC Certificate #: 33128
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Liberty Savings Bank, F.S.B. (#32242)
    Federal Reserve ID: 739373
    Date Established: Febuary 09, 1990
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 7623
    FDIC's unique #: 46363
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: Febuary 09, 1990
    Last Structure Change Effective Date: July 02, 1996
    Last Structure Change Process Date: August 23, 1996
    Last Data Update: August 23, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 475 17th Street, Denver, CO 80202
    County: Denver
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Denver, CO (#2080)
    Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
    Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
    Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740)
    CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
  • Financial Summary
  • Total assets: $274.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $69Total assets
  • $269,791Cash and due from depository institutions
  • $10,243Interest-bearing balances
  • $9,474Securities
  • $83,851Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $166,255Loan loss allowance
  • $1,009Trading account assets
  • $0Bank premises and fixed assets
  • $2,228Other real estate owned
  • $1,075Goodwill and other intangibles
  • $6,139Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $269,791Total liabilities
  • $253,035Total deposits
  • $239,095Interest-bearing deposits
  • $239,095Deposits held in domestic offices
  • 239095.00%% insured (estimated)
  • $97Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $12,600Subordinated debt
  • $0All other liabilities
  • $1,340Total equity capital
  • $1,340Total bank equity capital
  • $16,756Perpetual preferred stock
  • $0Common stock
  • $3,000Surplus
  • $2,000Undivided profits
  • Memoranda
  • $11,756Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5,466Income earned, not collected on loans
  • $1,141Earning assets
  • $259,580Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $252,485Average Assets, quarterly
  • $265,130Volatile liabilities
  • $42,298Insider loans
  • $39FHLB advances
  • $12,600Loans and leases held for sale
  • $0Unused loan commitments
  • $5,211Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $17,829Total risk weighted assets
  • $137,045Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $20,112Total interest expense
  • $13,054Net interest income
  • $7,058Provision for loan and lease losses
  • $810Total noninterest income
  • $705Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $705Total noninterest expense
  • $5,939Salaries and employee benefits
  • $2,430Premises and equipment expense
  • $974Additional noninterest expense
  • $2,535Pre-tax net operating income
  • $1,014Securities gains (losses)
  • $179Applicable income taxes
  • $336Income before extraordinary items
  • $857Extraordinary gains - net
  • $0Net income attributable to bank
  • $857Net charge-offs
  • $514Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.29%Cost of funding earning assets
  • 5.38%Net interest margin
  • 2.91%Noninterest income to earning assets
  • 0.29%Noninterest expense to earning assets
  • 2.45%Net operating income to assets
  • 0.29%Return on assets (ROA)
  • 0.34%Pretax return on assets
  • 0.47%Return on equity (ROE)
  • 6.07%Retained earnings to average equity (YTD only)
  • 6.07%Net charge-offs to loans
  • 0.36%Credit loss provision to net charge-offs
  • 157.59%Efficiency ratio
  • 76,478Assets per employee
  • 3.91%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.60%Loss allowance to noncurrent loans
  • 18.46%Noncurrent assets plus other real estate owned to assets
  • 2.42%Noncurrent loans to loans
  • 3.27%Net loans and leases to deposits
  • 69.54%Net loans and leases to core deposits
  • 79.40%Equity capital to assets
  • 6.21%Core capital (leverage) ratio
  • 6.57%Tier 1 risk-based capital ratio
  • 13.01%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $252,485Average earning assets
  • $14,108Average equity
  • $242,471Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Colorado Savings Bank, F.S.B..
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents