Colorado Valley Bank,SSB in La Grange, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Colorado Valley Bank,SSB in La Grange, Texas (TX)
  • Show street view No street view available for this location
Colorado Valley Bank,SSB routing number info

Colorado Valley Bank,SSB - Overview

  • General
  • FDIC Certificate #: 26424
    Status: Active
    Federal Reserve ID: 935858
    Bank Holding Company (Regulatory Top Holder): La Grange Bancshares, Incorporated (RSSDID: 2233932, Location: La Grange, TX)
    Date Established: November 04, 1985
    WWW: http://www.coloradovalleybank.com
    Trust Powers Granted: No
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 33043
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: November 04, 1985
    Last Structure Change Effective Date: December 16, 2010
    Last Structure Change Process Date: November 17, 2011
    Last Data Update: November 17, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 143 North Main, La Grange, TX 78945
    County: Fayette
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $29.8 mil
    Equity capital: $1.8 mil
    Deposits held in domestic offices: $25.1 mil
    Return on assets (ROA): -2.46% (-$0.7 mil)
    Quarterly return on assets: -1.66% (-$0.5 mil)
    Return on Equity (ROE): -40.38% (-$0.8 mil)
    Quarterly return on equity: -26.17% (-$0.5 mil)
    Net income: -$0.7 mil
    Quarterly Net income: -$0.1 mil
    Pretax return on assets: -2.46% (-$732.7 mil)
    Quarterly Pretax return on assets: -1.66% (-$494.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $29,784Total assets
  • $3,499Cash and due from depository institutions
  • $2,920Interest-bearing balances
  • $2,498Securities
  • $400Federal funds sold & reverse repurchase agreements
  • $21,974Net loans & leases
  • $124Loan loss allowance
  • $0Trading account assets
  • $962Bank premises and fixed assets
  • $125Other real estate owned
  • $0Goodwill and other intangibles
  • $29,784Life insurance assets
  • $326All other assets
  • $27,998Total liabilities and capital
  • $25,050Total liabilities
  • $20,613Total deposits
  • $25,050Interest-bearing deposits
  • $99Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,500Trading liabilities
  • $0Other borrowed funds
  • $448Subordinated debt
  • $1,786All other liabilities
  • $1,786Total equity capital
  • $1,786Total bank equity capital
  • $0Perpetual preferred stock
  • $825Common stock
  • $3,294Surplus
  • $-2,333Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $3,092Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $168Income earned, not collected on loans
  • $0Earning assets
  • $125Long-term assets (5+ years)
  • $27,792Average Assets, year-to-date
  • $14,883Average Assets, quarterly
  • $28,182Volatile liabilities
  • $28,933Insider loans
  • $19,240FHLB advances
  • $28,943Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $1,786Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $860Restructured Loans and leases
  • $788Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,349Total interest income
  • $387Total interest expense
  • $962Net interest income
  • $0Provision for loan and lease losses
  • $68Total noninterest income
  • $0Fiduciary activities
  • $58Service charges on deposit accounts
  • $0Trading account gains & fees
  • $10Additional noninterest income
  • $1,722Total noninterest expense
  • $797Salaries and employee benefits
  • $181Premises and equipment expense
  • $744Additional noninterest expense
  • -$692Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$692Income before extraordinary items
  • $0Extraordinary gains - net
  • -$692Net income attributable to bank
  • $0Net charge-offs
  • -$692Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.18%Yield on earning assets
  • 1.49%Cost of funding earning assets
  • 3.70%Net interest margin
  • 0.26%Noninterest income to earning assets
  • 6.62%Noninterest expense to earning assets
  • -2.46%Net operating income to assets
  • -2.46%Return on assets (ROA)
  • -2.46%Pretax return on assets
  • -40.38%Return on equity (ROE)
  • -40.38%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 167,184Assets per employee
  • 1.99%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.56%Loss allowance to noncurrent loans
  • 73.81%Noncurrent assets plus other real estate owned to assets
  • 0.98%Noncurrent loans to loans
  • 0.76%Net loans and leases to deposits
  • 87.72%Net loans and leases to core deposits
  • 90.04%Equity capital to assets
  • 6.00%Core capital (leverage) ratio
  • 6.17%Tier 1 risk-based capital ratio
  • 9.28%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $28,182Average earning assets
  • $1,714Average equity
  • $26,031Average loans

List of branches

  • 2 Texas Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    033043Colorado Valley Bank,ssb143 North Main, La Grange, TX 78945November 04, 1985Full Service Brick and Mortar
    1259405Weimar Branch107 East Main, Weimar, TX 78962July 24, 1995Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Colorado Valley Bank,SSB.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents