Fayetteville Bank in Fayetteville, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


Fayetteville Bank - Overview

  • General
  • FDIC Certificate #: 3195
    Status: Active
    Federal Reserve ID: 450753
    Bank Holding Company (Regulatory Top Holder): Industry Bancshares, Inc. (RSSDID: 2112439, Location: Industry, TX)
    Date Established: Febuary 16, 1917
    WWW: http://www.fayettevillebank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 2055
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 01, 2010
    Last Structure Change Process Date: June 01, 2010
    Last Data Update: June 01, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 123 North Washington Street, Fayetteville, TX 78940
    County: Fayette
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $282.0 mil
    Equity capital: $26.2 mil
    Deposits held in domestic offices: $253.7 mil
    Return on assets (ROA): 1.76% ($5.0 mil)
    Quarterly return on assets: 0.93% ($2.6 mil)
    Return on Equity (ROE): 20.80% ($5.4 mil)
    Quarterly return on equity: 9.67% ($2.5 mil)
    Net income: $4.5 mil
    Quarterly Net income: $0.6 mil
    Pretax return on assets: 1.99% ($5,611.6 mil)
    Quarterly Pretax return on assets: 1.15% ($3,242.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 23Total employees (full-time equivalent)
  • $281,990Total assets
  • $3,896Cash and due from depository institutions
  • $3,066Interest-bearing balances
  • $214,325Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $55,831Net loans & leases
  • $1,193Loan loss allowance
  • $0Trading account assets
  • $1,737Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $281,990Life insurance assets
  • $6,201All other assets
  • $255,823Total liabilities and capital
  • $253,730Total liabilities
  • $229,567Total deposits
  • $253,730Interest-bearing deposits
  • $84Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $70Trading liabilities
  • $0Other borrowed funds
  • $2,023Subordinated debt
  • $26,167All other liabilities
  • $26,167Total equity capital
  • $26,167Total bank equity capital
  • $0Perpetual preferred stock
  • $350Common stock
  • $8,743Surplus
  • $17,074Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $170Income earned, not collected on loans
  • $0Earning assets
  • $2,086Long-term assets (5+ years)
  • $273,222Average Assets, year-to-date
  • $236,820Average Assets, quarterly
  • $256,143Volatile liabilities
  • $275,165Insider loans
  • $98,461FHLB advances
  • $267,852Loans and leases held for sale
  • $3,177Unused loan commitments
  • $3,177Tier 1 (core) risk-based capital
  • $22,121Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,171Restructured Loans and leases
  • $2,802Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $11,089Total interest income
  • $3,276Total interest expense
  • $7,813Net interest income
  • $105Provision for loan and lease losses
  • $443Total noninterest income
  • $0Fiduciary activities
  • $210Service charges on deposit accounts
  • $0Trading account gains & fees
  • $233Additional noninterest income
  • $3,976Total noninterest expense
  • $1,716Salaries and employee benefits
  • $209Premises and equipment expense
  • $2,051Additional noninterest expense
  • $4,175Pre-tax net operating income
  • $932Securities gains (losses)
  • $601Applicable income taxes
  • $4,506Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,506Net income attributable to bank
  • $0Net charge-offs
  • $4,506Cash dividends
  • $4Sale, conversion, retirement of capital stock, net
  • $900Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.49%Yield on earning assets
  • 1.33%Cost of funding earning assets
  • 3.16%Net interest margin
  • 0.18%Noninterest income to earning assets
  • 1.61%Noninterest expense to earning assets
  • 1.44%Net operating income to assets
  • 1.76%Return on assets (ROA)
  • 1.99%Pretax return on assets
  • 20.80%Return on equity (ROE)
  • 16.65%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 2625.00%Credit loss provision to net charge-offs
  • 1070.00%Efficiency ratio
  • 38,033Assets per employee
  • 12.26%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 19.97%Loss allowance to loans
  • 2.09%Loss allowance to noncurrent loans
  • 701.76%Noncurrent assets plus other real estate owned to assets
  • 0.06%Noncurrent loans to loans
  • 0.30%Net loans and leases to deposits
  • 22.00%Net loans and leases to core deposits
  • 26.23%Equity capital to assets
  • 9.28%Core capital (leverage) ratio
  • 8.26%Tier 1 risk-based capital ratio
  • 22.47%Total risk-based capital ratio
  • Memoranda
  • $24Average assets
  • $256,143Average earning assets
  • $21,660Average equity
  • $246,867Average loans

List of branches

  • 2 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02055Fayetteville Bank123 North Washington Street, Fayetteville, TX 78940Febuary 16, 1917Full Service Brick and Mortar
    1196148Schulenburg Branch200 North Kessler Avenue, Schulenburg, TX 78956April 06, 1998Full Service Brick and Mortar

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